Hair dressing


Ndola Villa /ndola, Zambia

100% paid forward




Member since

August 2017

On-time repayments

97 installments  •  25%

About Me

I am Cipha Cheelo Mwaka I waas born 1998 on 2nd June at Kitwe Central Hospital, i stay in Copper belt Province of Zambia and am Zambian Citizen, am the last born in the family of five and we 3 girls and two boys, i started schooling in 2005 at North rise Primary School in Ndola after i passed my grade 7 exam at the same school i was selected to grade 8 at Kamba secondary school later passed grade 9 and i was selected to grade 10 at Luanshya Secondary school from 2014 to 2016 when i completed my grade 12 after i completed my school i started working as sells person for F.C Chatepa bakery where i raised my capital and later i stopped working and started my own business as a simple marketeer, am single i sttay with my parents.

My Business

Hi Lenders and the Zidisha team,the purpose of this loan request is to finance my online vehicle selling to my customers and I have so many orders to meet before the festive season is over.I need your assistance as you always do for me to move on and be able to meet with my customers demands on time.
Your assistance will be greatly appreciated and I will be able to repay on time as I did with my two previous loans and I hope that can be investigated through my repayment history as I was on time with my repayments.
Thanks and May God bless you all as we are in festive season of the year 2017.

Dear lenders and Zidisha team,
My purpose for this loan is to order second hand clothes which I wish to sell at retail price. The money I want to raise is for this niece am taking care of whom I want to start school by 2019.
She has been my responsibility since the mother and father died in a road accident which was in April this year. However, my resources are limited and the little I afford only manages to buy food. The girl is growing up and soon she will need to be in school. This will be for the betterment of her and the country at large.
Your response to this proposal shall be highly appreciated.
My regards.

Project Proposal

With this loan, I would love to purchase a hair tonner that will help me straighten the wigs making the presentable and that will attract my customers.





Project Info

Project Type

Pay It Forward

Disbursed amount


Date disbursed

Aug 14, 2022



Nairobi, Kenya


Mazabuka, Zambia


Tala, Kenya

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  • Cipha.c    Apr 28, 2023

    Thank you Zidisha for the support you have and still giving through affordable loans.
    May God bless you all

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  • Cipha.c    Apr 26, 2023

    Thank you ZIDISHA family, for the timely support.
    I am grateful for this support and promise to abide by the terms and conditions.
    I wish the best to those waiting for funding, patience is all we need.
    Stay blessed!

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  • Cipha.c    Apr 23, 2023

    Thank you selfless backers for the support rendered.
    Nothing goes unnoticed. Am grateful

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  • Moses    Apr 15, 2023

    Hope this can help.

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  • Cipha.c    Apr 15, 2023

    Thank you ZIDISHA family for the continuous support.
    With my previous loan I managed to pay for my rentals as such this time, I would love to buy equipments am lacking in the shop. This includes chairs, towels and other cosmetic that are limiting my customary services.

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  • Cipha.c    Apr 10, 2023

    Thank you ZIDISHA, with this loan I will be able to pay for rentals for my new shop.
    This will give me a breathing space as my business in town is new am yet to attract a good number of customers to sustain all the bills

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  • Moses    Apr 10, 2023

    Hope this can help you.

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  • Diane U    Apr 9, 2023

    Wishing you great success with your shop!

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    • Cipha.c    Apr 11, 2023

      Thank you so much, I will definitely put in my best effort.

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  • Stanton    Apr 9, 2023

    All the best my sister

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    • Cipha.c    Apr 11, 2023

      Thank you family, let's continue giving each other support!

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  • Cipha.c    Apr 8, 2023

    Thank you backers for your support rendered.
    From the previous loan, I managed to secure a shop in town to attract a number of clients. However, I need enough funding to sustain the rentals as the business is yet to blossom in the central place.

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  • Cipha.c    Mar 20, 2023

    A grateful member I will forever be to you my ZIDISHA family.
    How quickly you have funded my loan request has left me in tears of joy.
    I promise to reciprocate the kind gesture so that others can benefit from my on time payments. I owe you love and loyalty for the benefit of us all.

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  • Cipha.c    Mar 20, 2023

    Thank you my backers!
    It is with great joy that I acknowledge your selflessness in lending funds.
    This new loan will help my business grow. I will return to share the positive feedback I anticipate.

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  • Cipha.c    Mar 18, 2023

    Good afternoon lenders, it is with great joy that I want to thank you all for your help.
    My business is growing faster than expected hence I was even able to repay my loan before my due date. Thank you for every contribution.

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  • Cipha.c    Feb 27, 2023

    Good afternoon, it's with an indebted heart that I would love to Express my gratitude. Thanking you all for coming to my aid on time.
    With this new loan, I wish to buy equipment that will accelerate my service in the saloon to meet customer's demand.

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  • Ntaimo    Feb 27, 2023

    Keep on working hard!

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  • Joy    Feb 26, 2023

    Flex and pursue your passion

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  • Jochen    Feb 26, 2023

    Good luck with your enterprise!

    Best Regards from Switzerland,

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  • Susan    Feb 24, 2023

    Hi Cipha,
    Thanks to Zidisha for it easier and possible to support each other through this great platform.
    Always happy to here.
    Susan Sampa.

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  • Cipha.c    Feb 24, 2023

    Good morning ZIDISHA family, I was overwhelmed by your kind gesture to fund my previous loan. It really helped me stock enough for clientele satisfaction. Having bought enough equipment has attracted alot of customers due to quality services and has since helped me repay on time.
    Kindly continue to support me as this business is my main source of income.
    Stay blessed and thank you

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  • Cipha.c    Jan 8, 2023

    Good morning Zidisha,
    Thank you so much for the quick response to my loan request. With this loan I will buy more hair to meet the client demands.
    God bless

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