Lydia
Nakuru, Kenya
19% repaid
Name
Lydia
Member since
December 2014
On-time repayments
147 installments • 29%
I am Lydia Chepkorir, third born in a family of six. I live in Industrial Area Estate on the outskirts of Nakuru town. I have a Bachelor of Commerce degree from Kenyatta University and I am currently working as an intern at Amaco Insurance.
To enable me pay my bills as I looked for paying employment, I did set up a beauty shop at Industrial Area, opposite Riva petrol station, and it has been a success for over one year.
My hobbies are reading informative articles, listening to music, traveling and making new friends all over the world.
I have a beauty shop at Industrial Area where I sell cosmetics and makeup products. The shop is my main source of income, as the internship job does not pay me. It is my second year and the location is strategic due to good population.
For the last almost a year and a half, I have been selling fast-moving cosmetics and makeup products such as eyeshadow, liners and pencils, brushes and tools, lipstick, creams, perfumes, lotions, oils and others. Right now, I would like to introduce hair extensions, pieces and wigs.
The business has helped me pay my bills and the little savings has gone to supporting my younger siblings, who are currently in junior secondary. I recently exhausted my savings on renewing my business license for the next year and I am planning on the support of Zidisha to expand the business.
Thank you so much lenders for my first loan. The loan helped me improve on the stock of my beauty products. Although the past few months were not very smooth, I managed to make enough savings that I used them to renew my business license for the next year.
Right now I would like to introduce hair extensions, pieces and wigs in my shop. Customers have been asking for these products and thus I predict a good constant demand. I will therefore use the $132 loan to purchase these new products.
Most of these products give a profit margin of 15- 25% when acquired on wholesale, so with the introduction of these hair products I expect at least 15% increase in my profits. This will go to repaying the loan and savings for other projects such as opening my own salon.
Thank you.
I am Lydia Chepkorir- third born in a family of six. I live in Industrial area estate; outskirts of Nakuru town. I am a graduate of Bachelor of commerce degree from Kenyatta University and currently working as an intern at Amaco Insurance.
To enable me pay my bills as I look for a paying employment, I did set up a beauty shop at Industrial area - opposite Riva petrol station and it has been a success for the last over one year.
My hobbies are reading informative articles, listening to music, traveling and making new friends all over the world.
I have a beauty shop at Industrial area where I sell cosmetics and makeup products. The shop is my main source of income as the internship job does not pay me. It is my second year and the location is strategic due to good population. For the last almost a year and a half I have been selling fast moving cosmetics and makeup products such as eyeshadow, liners and pencils ,brushes and tools, lipstick, creams, perfumes, lotions, oils and others. Right now I would like to introduce hair extensions, pieces and wigs.
The business has helped me pay my bills and the little savings has gone to supporting my younger siblings who are currently in junior secondary. I recently exhausted my savings on renewing business license for the next one year and planning on the support of Zidisha to expand the business.
Thank you so much lenders for my first loan. The loan helped me improve on the stock of my beauty products. Although the past few months were not very smooth, I managed to make enough savings that I used to renew business license for the next one year.
Right now I would like to introduce hair extensions, pieces and wigs in my shop. Customers have been asking for these products and thus I predict a good constant demand.
I will therefore use the $132 loan to purchase these new products.
Most of these products give a profit margin of 15- 25% when acquired on wholesale so with introduction of these hair products, I expect at least 15% increase in my profits. This will go to repaying the loan and savings for other projects such as opening my own salon.
Thank you.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$132.00
Date disbursed
May 12, 2015
Repayment status
Late
Projected term
30 months
Other loans
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Amount repaid
$26.11
Amount remaining
$112.67
Expected completion
Nov 5, 2017
Status
Repaying late
Installment amount
$1.11
Expected Payments | Actual Payments | ||
---|---|---|---|
May 24, 2015 | $1.11 | May 28, 2015 | $1.11 |
May 31, 2015 | $1.11 | Jun 7, 2015 | $1.11 |
Jun 7, 2015 | $1.11 | Jun 7, 2015 | $1.11 |
Jun 14, 2015 | $1.11 | Jun 7, 2015 | $1.11 |
Jun 21, 2015 | $1.11 | Jul 1, 2015 | $1.11 |
Jun 28, 2015 | $1.11 | Jul 1, 2015 | $1.11 |
Jul 5, 2015 | $1.11 | Jul 1, 2015 | $1.11 |
Jul 12, 2015 | $1.11 | Jul 21, 2015 | $1.11 |
Jul 19, 2015 | $0.33 | Jul 21, 2015 | $0.33 |
Jul 26, 2015 | $1.11 | Jul 31, 2015 | $1.11 |
Aug 2, 2015 | $1.11 | Aug 5, 2015 | $1.11 |
Aug 9, 2015 | $1.11 | Aug 5, 2015 | $1.11 |
Aug 16, 2015 | $1.11 | Aug 28, 2015 | $1.11 |
Aug 23, 2015 | $0.00 | ||
Aug 30, 2015 | $0.00 | ||
Sep 6, 2015 | $1.11 | Sep 17, 2015 | $1.11 |
Sep 13, 2015 | $1.11 | Sep 17, 2015 | $1.11 |
Sep 20, 2015 | $1.11 | Sep 22, 2015 | $1.11 |
Sep 27, 2015 | $1.11 | Sep 22, 2015 | $1.11 |
Oct 4, 2015 | $1.11 | Oct 14, 2015 | $1.11 |
Oct 11, 2015 | $1.11 | Oct 14, 2015 | $1.11 |
Oct 18, 2015 | $1.11 | Oct 14, 2015 | $1.11 |
Oct 25, 2015 | $1.11 | Nov 3, 2015 | $1.11 |
Nov 1, 2015 | $1.11 | Nov 3, 2015 | $1.11 |
Nov 8, 2015 | $1.11 | Nov 18, 2015 | $1.11 |
Nov 15, 2015 | $0.11 | Nov 18, 2015 | $0.11 |
Nov 22, 2015 | $1.11 | Dec 2, 2015 | $1.11 |
Nov 29, 2015 | $1.11 | Dec 2, 2015 | $0.11 |
Dec 6, 2015 | $0.22 | ||
Dec 13, 2015 | $1.11 | ||
Dec 20, 2015 | $1.11 | ||
Dec 27, 2015 | $1.11 | ||
Jan 3, 2016 | $1.11 | ||
Jan 10, 2016 | $1.11 | ||
Jan 17, 2016 | $1.11 | ||
Jan 24, 2016 | $1.11 | ||
Jan 31, 2016 | $1.11 | ||
Feb 7, 2016 | $1.11 | ||
Feb 14, 2016 | $1.11 | ||
Feb 21, 2016 | $1.11 | ||
Feb 28, 2016 | $1.11 | ||
Mar 6, 2016 | $1.11 | ||
Mar 13, 2016 | $1.11 | ||
Mar 20, 2016 | $1.11 | ||
Mar 27, 2016 | $1.11 | ||
Apr 3, 2016 | $1.11 | ||
Apr 10, 2016 | $1.11 | ||
Apr 17, 2016 | $1.11 | ||
Apr 24, 2016 | $1.11 | ||
May 1, 2016 | $1.11 | ||
May 8, 2016 | $1.11 | ||
May 15, 2016 | $1.11 | ||
May 22, 2016 | $1.11 | ||
May 29, 2016 | $1.11 | ||
Jun 5, 2016 | $1.11 | ||
Jun 12, 2016 | $1.11 | ||
Jun 19, 2016 | $1.11 | ||
Jun 26, 2016 | $1.11 | ||
Jul 3, 2016 | $1.11 | ||
Jul 10, 2016 | $1.11 | ||
Jul 17, 2016 | $1.11 | ||
Jul 24, 2016 | $1.11 | ||
Jul 31, 2016 | $1.11 | ||
Aug 7, 2016 | $1.11 | ||
Aug 14, 2016 | $1.11 | ||
Aug 21, 2016 | $1.11 | ||
Aug 28, 2016 | $1.11 | ||
Sep 4, 2016 | $1.11 | ||
Sep 11, 2016 | $1.11 | ||
Sep 18, 2016 | $1.11 | ||
Sep 25, 2016 | $1.11 | ||
Oct 2, 2016 | $1.11 | ||
Oct 9, 2016 | $1.11 | ||
Oct 16, 2016 | $1.11 | ||
Oct 23, 2016 | $1.11 | ||
Oct 30, 2016 | $1.11 | ||
Nov 6, 2016 | $1.11 | ||
Nov 13, 2016 | $1.11 | ||
Nov 20, 2016 | $1.11 | ||
Nov 27, 2016 | $1.11 | ||
Dec 4, 2016 | $1.11 | ||
Dec 11, 2016 | $1.11 | ||
Dec 18, 2016 | $1.11 | ||
Dec 25, 2016 | $1.11 | ||
Jan 1, 2017 | $1.11 | ||
Jan 8, 2017 | $1.11 | ||
Jan 15, 2017 | $1.11 | ||
Jan 22, 2017 | $1.11 | ||
Jan 29, 2017 | $1.11 | ||
Feb 5, 2017 | $1.11 | ||
Feb 12, 2017 | $1.11 | ||
Feb 19, 2017 | $1.11 | ||
Feb 26, 2017 | $1.11 | ||
Mar 5, 2017 | $1.11 | ||
Mar 12, 2017 | $1.11 | ||
Mar 19, 2017 | $1.11 | ||
Mar 26, 2017 | $1.11 | ||
Apr 2, 2017 | $1.11 | ||
Apr 9, 2017 | $1.11 | ||
Apr 16, 2017 | $1.11 | ||
Apr 23, 2017 | $1.11 | ||
Apr 30, 2017 | $1.11 | ||
May 7, 2017 | $1.11 | ||
May 14, 2017 | $1.11 | ||
May 21, 2017 | $1.11 | ||
May 28, 2017 | $1.11 | ||
Jun 4, 2017 | $1.11 | ||
Jun 11, 2017 | $1.11 | ||
Jun 18, 2017 | $1.11 | ||
Jun 25, 2017 | $1.11 | ||
Jul 2, 2017 | $1.11 | ||
Jul 9, 2017 | $1.11 | ||
Jul 16, 2017 | $1.11 | ||
Jul 23, 2017 | $1.11 | ||
Jul 30, 2017 | $1.11 | ||
Aug 6, 2017 | $1.11 | ||
Aug 13, 2017 | $1.11 | ||
Aug 20, 2017 | $1.11 | ||
Aug 27, 2017 | $1.11 | ||
Sep 3, 2017 | $1.11 | ||
Sep 10, 2017 | $1.11 | ||
Sep 17, 2017 | $1.11 | ||
Sep 24, 2017 | $1.11 | ||
Oct 1, 2017 | $1.11 | ||
Oct 8, 2017 | $1.11 | ||
Oct 15, 2017 | $1.11 | ||
Oct 22, 2017 | $1.11 | ||
Oct 29, 2017 | $1.11 | ||
Nov 5, 2017 | $1.44 |
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