Entrepreneur
Name
Happy
Member since
July 2016
On-time repayments
91 installments • 5%
About Me
my name is happy kamatha.i was born in choma in 1987.my parents are named paul and magaret.i was born in a family of four and im the last born.iam a single mother of one.my daughter is four years old.my father died in 2011 and my mother is still alive,life growing up wasnt so easy but my father tried his best to provide for me and my siblings and he saw us through school.about 2 years ago,i lost my job and decided to start business inorder for me to survive.i started renting a small shop in town and i started offering services like photocopying,typing and printing.thisa business has helped me alot.my sister told me about zidisha and that they can help me grow my business.that is how i applied to join.i would like to grow my business by purchasing a scanner and i want to order stationery.that way il be able to take care of my child and myself.choma is a small town and i have a good number of customers.i believe my business has the pottential to grow big and one day il be able to open many stationery shops.
My Business
my business is photocopying,typing and printing.people come for typing services as well as photocopying and printing.in a month i m able to raise about $100 if business is good.when business is slow i make about 60-$70 in a month.the money that i make is used to pay rent for the shop as well as my house rent ,upkeep and my daughters school fees.i have requested for this loan because i want to grow my business.i want to buy a scanner and stationery.this will enhance my business.i wish to have internet services as well in future.i believe that when i get a scanner and put up internet my services will improve more.
Loan Proposal
when i get the loan,i will use the money to buy a scanner which will cost me $80.most times customers want to scan but i do not have the scanner.then i will buy stationery like envelopes,pens,plain papers staples,books and folders.these will cost me $70 in total.the note books i order them at 5cents each,same applies with the folders.pens i order them 1cent each as well as the pencils and rubbers.plain papers i order them at $2 a rim.staples i order at $3 a box.these items will be of benefit to my customers because most times when they come to my shop i do not have them.i believe that my services will improve and il be able to grow my business.
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$184.00
Date disbursed
Sep 30, 2016
Repayment status
Late
Projected term
21 months
Lenders
United States
United Kingdom
Phoenix, United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$36.08
Amount remaining
$148.32
Expected completion
Jul 7, 2018
Status
Repaying late
Installment amount
$2.06
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 8, 2016 | $3.09 | Oct 10, 2016 | $3.09 |
| Oct 15, 2016 | $3.09 | Oct 18, 2016 | $3.09 |
| Oct 22, 2016 | $3.09 | Oct 29, 2016 | $3.09 |
| Oct 29, 2016 | $0.00 | ||
| Nov 5, 2016 | $0.00 | ||
| Nov 12, 2016 | $0.00 | ||
| Nov 19, 2016 | $0.00 | ||
| Nov 26, 2016 | $2.06 | Nov 25, 2016 | $2.06 |
| Dec 3, 2016 | $2.06 | Jan 21, 2017 | $2.06 |
| Dec 10, 2016 | $2.06 | Jan 21, 2017 | $2.06 |
| Dec 17, 2016 | $2.06 | Jan 21, 2017 | $2.06 |
| Dec 24, 2016 | $2.06 | Feb 4, 2017 | $2.06 |
| Dec 31, 2016 | $2.06 | Feb 4, 2017 | $2.06 |
| Jan 7, 2017 | $2.06 | Feb 4, 2017 | $2.06 |
| Jan 14, 2017 | $2.06 | Feb 4, 2017 | $2.06 |
| Jan 21, 2017 | $2.06 | Feb 4, 2017 | $2.06 |
| Jan 28, 2017 | $2.06 | Mar 1, 2017 | $2.06 |
| Feb 4, 2017 | $2.06 | Mar 1, 2017 | $2.06 |
| Feb 11, 2017 | $2.06 | Mar 1, 2017 | $2.06 |
| Feb 18, 2017 | $2.06 | Mar 1, 2017 | $2.06 |
| Feb 25, 2017 | $2.06 | ||
| Mar 4, 2017 | $2.06 | ||
| Mar 11, 2017 | $2.06 | ||
| Mar 18, 2017 | $2.06 | ||
| Mar 25, 2017 | $2.06 | ||
| Apr 1, 2017 | $2.06 | ||
| Apr 8, 2017 | $2.06 | ||
| Apr 15, 2017 | $2.06 | ||
| Apr 22, 2017 | $2.06 | ||
| Apr 29, 2017 | $2.06 | ||
| May 6, 2017 | $2.06 | ||
| May 13, 2017 | $2.06 | ||
| May 20, 2017 | $2.06 | ||
| May 27, 2017 | $2.06 | ||
| Jun 3, 2017 | $2.06 | ||
| Jun 10, 2017 | $2.06 | ||
| Jun 17, 2017 | $2.06 | ||
| Jun 24, 2017 | $2.06 | ||
| Jul 1, 2017 | $2.06 | ||
| Jul 8, 2017 | $2.06 | ||
| Jul 15, 2017 | $2.06 | ||
| Jul 22, 2017 | $2.06 | ||
| Jul 29, 2017 | $2.06 | ||
| Aug 5, 2017 | $2.06 | ||
| Aug 12, 2017 | $2.06 | ||
| Aug 19, 2017 | $2.06 | ||
| Aug 26, 2017 | $2.06 | ||
| Sep 2, 2017 | $2.06 | ||
| Sep 9, 2017 | $2.06 | ||
| Sep 16, 2017 | $2.06 | ||
| Sep 23, 2017 | $2.06 | ||
| Sep 30, 2017 | $2.06 | ||
| Oct 7, 2017 | $2.06 | ||
| Oct 14, 2017 | $2.06 | ||
| Oct 21, 2017 | $2.06 | ||
| Oct 28, 2017 | $2.06 | ||
| Nov 4, 2017 | $2.06 | ||
| Nov 11, 2017 | $2.06 | ||
| Nov 18, 2017 | $2.06 | ||
| Nov 25, 2017 | $2.06 | ||
| Dec 2, 2017 | $2.06 | ||
| Dec 9, 2017 | $2.06 | ||
| Dec 16, 2017 | $2.06 | ||
| Dec 23, 2017 | $2.06 | ||
| Dec 30, 2017 | $2.06 | ||
| Jan 6, 2018 | $2.06 | ||
| Jan 13, 2018 | $2.06 | ||
| Jan 20, 2018 | $2.06 | ||
| Jan 27, 2018 | $2.06 | ||
| Feb 3, 2018 | $2.06 | ||
| Feb 10, 2018 | $2.06 | ||
| Feb 17, 2018 | $2.06 | ||
| Feb 24, 2018 | $2.06 | ||
| Mar 3, 2018 | $2.06 | ||
| Mar 10, 2018 | $2.06 | ||
| Mar 17, 2018 | $2.06 | ||
| Mar 24, 2018 | $2.06 | ||
| Mar 31, 2018 | $2.06 | ||
| Apr 7, 2018 | $2.06 | ||
| Apr 14, 2018 | $2.06 | ||
| Apr 21, 2018 | $2.06 | ||
| Apr 28, 2018 | $2.06 | ||
| May 5, 2018 | $2.06 | ||
| May 12, 2018 | $2.06 | ||
| May 19, 2018 | $2.06 | ||
| May 26, 2018 | $2.06 | ||
| Jun 2, 2018 | $2.06 | ||
| Jun 9, 2018 | $2.06 | ||
| Jun 16, 2018 | $2.06 | ||
| Jun 23, 2018 | $2.06 | ||
| Jun 30, 2018 | $2.06 | ||
| Jul 7, 2018 | $1.96 | ||
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