Hard disk for my cyber

Japheth

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Japheth

Member since

October 2016

On-time repayments

31 installments  •  68%

About Me

My name goes by Japheth Namibia of age 22 born in Kenya Eldoret town currently a self employed with an aim of growing my cyber cafe business and a certificate of diploma in computer science. Upon completion, i undertook post attachment with Nairobi city Council where i gained valuable hands on experience in my area of expertise. I am currently engaged in software maintenance and surport majoring in cooperate and organizations

My Business

I am involved in selling computer peripherals and a cyber cafe business which feeds me and pay my bills. Lately i have ventured into supply of branded and new computers to my clients since i saw the need for a reliable dealer due to upsurging demand based on the digitization of our institutions here in kenya. However, due to my financial constraints, i haven't been able to meet the demand and hence saw the need to reach out to a credit facility. Zidisha proved to be a flexible institution to me.
I am hoping to one day be part of this remarkable institution that is elevating livelihoods, something that our local banks shy away from by imposing exorbitant interest rates.
A look at your services gives me hope that there exists an institutions tailor made for young people like me with an ambition, vision and commitment but lacking in resources to implement the same. In the view of the same i am looking forward to being one of your borrowers in your institution with a view of building an excellent borrower relationship with you while establishing my business to elevate my livelihood and that of my family and community at large.

Loan Proposal

With the loan from zidisha I will be able to purchase an extra hard disk to add to the three that I already have. This will bring the sharing down to two customers per hard disk as opposed to the current situation where one hard disk is shared among three customers.
With the loan I will be able to; reduce the number of customers sharing hard disk, increase the number of hard disk to six within the next four months, increase the number of customers to 15 within the next six months. 
With the current leaving standards in Eldoret continuing to escalate, it will take me longer to achieve this goals if I take this journey alone. With the friendly loan from zidisha, I will not only be able to achieve my goals within a short time, but also be able to comfortably meet my responsibilities as an entrepreneur, and a student

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$6.00

Date disbursed

Feb 24, 2017

Repayment status

On Time

Projected term

6 weeks

Lenders

MarktheMormon

Sandy, Utah, United States

Samuel

Ottawa, Canada, Canada

HH

Helen Horseman

United Kingdom

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  • Japheth    Sep 1, 2022

    The loan will help keep my daughter in school
    Thank you zidisha

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  • Japheth    Sep 1, 2022

    This loan is all ment for school fees payment thank you zidisha

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  • Japheth    Sep 1, 2022

    Thank you zidisha my last loan was highly appreciated thank you for your trust tho I was late on payment due to unavoidable circumstances

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  • Japheth    Aug 13, 2022

    I am greatful my friends my last loan was helpful and came right on time to put up the shelves in my shop thank you zidisha

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  • Japheth    Aug 1, 2022

    Thank you zidisha for funding my last project my stock was delivered in time and am greatful to have make More sales this past weeks

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  • Japheth    Jul 24, 2022

    Thank you zidisha my previous loans was funded in time and am greatful because my daughter was not returned home for school fees life is much easier

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  • Japheth    Jul 22, 2022

    Thank you zidisha for the last loan my daughter was not returned home for school fees. it was funded in time

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  • Japheth    Jul 17, 2022

    I have received 430ksh this morning and am waiting till tomorrow to pay my daughters school.
    Thank you for funding me

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  • Alisha Gallini    Feb 17, 2018

    Hello Japheth, I tried to loan you the money, but I think I was too late. If you reapply, I will get to it sooner. Good luck!
    ~Alisha

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  • Japheth    Feb 6, 2018

    i have not recieved my loan

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  • Japheth    Jan 22, 2018

    Thank you zidisha for the loan

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  • Japheth    Jan 5, 2018

    I would like to let you know i have successfully purchased hard disks for my new computers.
    the new hard disk has greatly increased my internal space for for movies , creating more demand for movies and latest music across the world enabling more profits. 20% profit daily is a good move for the business.
    saved my new earnings for a reason of expanding my business come next month.
    I and family have achieved two major goals including completion of school, creating employment to youths.
    During the December festival we organized a neighborhood party to welcome the new year, my neighbors have started to embrace the zidisha organization

    THANK YOU ZIDISHA

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  • Margaret    Oct 9, 2017

    Japheth has promised to catch up, its because of the current political environment which he claims affected him

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  • Japheth    Aug 9, 2017

    I purchased a new harddisk ,this increased speed and hens making my work fast ,this also increased my earnings by 2% ,this earnings helps me pay my rent and bills back at home ,no achivement yet but i plan to buy more computers after expanding my business house,during my holidays i train students on how to use computers in my neighbourbood.

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  • Japheth    Jun 12, 2017

    Al buy files that will enable me creat a neat environment for my customers. Thank you zidisha for the loan

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  • Japheth    Jun 8, 2017

    This loan will fund my petty book i will use it to file my office documents this will improve neatness in my cyber,customers will be encouraged to visit more frequently creating a business environment at my place of work thank you zidisha

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  • Japheth    Feb 17, 2017

    Thank you Zidisha for the last loan it was a fair for me

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  • Japheth    Dec 31, 2016

    I have received a loan of ksh 566
    This loan has help me in Buying a keyboard for my new computer,
    Thank you zidisha.

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  • Japheth    Dec 28, 2016

    I will buy a new computer, it will help me serve more customers... Thank you zidisha for this loan

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  • Japheth    Nov 5, 2016

    I am ready for a new loan

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