3 weekly installments • 100%
My name is Mildred Tapi and i am a hardworking mother of six. I am a businesswoman and i trade mainly in health related products. In my country Zambia this type of business is mainly dominated by men. But because of my never give up mentality and my perseverance i have managed to overcome most of the difficulties i have faced when setting it up.
I have over the years engaged in several business ventures including running a restaurant and grocery shops in Lusaka’s kamwala market and that has helped me sponsor my children into going to various universities in the country. For the past five years I’ve been dealing with various network marketing companies which deal in health related products. These products range from liquid chlorophyll to coffee and detoxing products for healthy living. Being a health coach I help people eat better and Maintain a good living healthy lifestyle by providing these key health supplements for daily intake. I’ve joined Zidisha team so that I can have access to funding in order for me to buy more products for sale and to open up a shop so as to make it easier for clients to hold meetings and purchase my products. These funding will help me reach a wider audience through marketing online and radio stations and eventually television. I also intend to use the loans for starting up some small businesses in my community to help me make more money to repay my loans and support my family.
Dear Zidisha lenders. Thank you so much for supporting me with these loans. The loans have really been making a huge positive impact on my business. I’m able to cover my bills and make a profit to buy more products for resale. This would have not been possible without each and every single one of you. I thank you so much on behalf of my family and clients. Thank you so much.
This loan I’m applying for is for me to order at least 3 boxes of the health products. Each combo box contains 3 different types of genseng coffee and a bottle of liquid chlorophyll. I buy each combo for k1000. The coffee is worth k250 a box and the liquid chlorophyll is about k800 in retail price. So each box gives me a return of about k1500 each. Looking at how much time I have spent doing this business I have managed to build up a trusted clientele even workmates order some of these boxes from me. The products have a high demand to those that know and have used them before and are waiting for my supply.
Any would be lender is worried about whether or not the borrower can payback the loans. The risk of trusting someone with your money is sometimes too much to bare. I am assuring you my lenders that looking at my previous payment records and the calculation in my loan proposal, I am very much able to payback the full amount of this loan on time even before the due date. In this current economic pandemic we’re going through many businesses face setbacks. My business is witnessing a steady increase in customer who are promising to pay on delivery of these products so I humbly ask you to assist me by trusting me and helping me deliver on time. If I can deliver these boxes two times in a week then I’ll be able to order even more boxes and make full payment on my loan.
I write to you my lenders seeking your quick approval. Thank you
May 6, 2021
Cost of loan
Service fee: 5% of $41.03 = $2.03
Credit risk payment: $5.71