Entrepreneur

About Me

My name is Saumu Harrison Kaingu, a resident of Vipingo and a businesswoman here in vipingo as well. Am a mother of three children. my first child is a girl aged eighteen years old, the second is sixteen years old and the third is ten years old. i live with all my children here in Vipingo.My education backgroud, am a primary school lever havind completed my class eight and after that i did not have the chance of extending my education because of my famiy's low financial status. I do business as a way to earn a living. With the money i get from the business i do is used to buy food for my family,pay rent, pay school fees and other family needs.

My Business

My business is a small restaurant. This business is in Mtwapa. and i also have a shop here in vipingo. The restaurant is doing well in mtwapa because of the high population in mtwapa. Mtwapa is a very fast growing small town and its bringing different people everyday, so for this reason i have good responce in the businesss as most of the people who come to the restaurant are either new or bachelors and i give them the service and they really appreciate. In a month i get an income of ksh 20,000 in the restaurant business and ksh 10,000 in the shop business. the risks i face in my business include, fluctuation of prices of the commodities i use, With the income i get from the business i use ksh 3,000 paying rent at the restaurant, ksh 5,000 paying school fees, ksh 4,000 buying food for my family. So i save ksh 18,000 per month which i can use to repay my zidisha loan.

Loan Proposal

Hello, am so greatful for aproving my loan application. My thanks to the whole zidisha team for the hard work towards helping people with their businesses. With this loan i want to utilise every coin by investing it to the business, i will buy wheat flour and beans because beans and chapati sells most at my restaurant. With this i will have added more value to the business and i expect more income that would give me a good opportunity to pay the loan even earlier.

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