Entrepreneur

About Me

My nae is Lalo Ngala Munda, a resident of mtwapa and a businessman here in mtwapa as well. Am a father os six children, My first child is a girl aged twenty four years old and my second born is boy aged twenty two years old my third is a girl aged seventeen years old the fourth is girl aged fifteen years old the fifth is a girl aged twelve years old and the last is boy aged nine years old.The last two children are in school. As stated here i have a very big task in my family's up keep, so with my low education background i could not get a reasonable job to hep me in my family's needs.This is why i had to turn into business. Luckily with the knowlegde and exprience i had i capentry i started a wood work workshop just outside my house.This workshop did well and due to my determination and good customer language i aquired many customers. With the income i get from this business i buy food cfor my family, pay school fees and other family needs.

My Business

I have a workshop here in mtwapa This is a wood work workshop here i provide services like repairs and designing of different wood items like doors, windows,dinning tables, wardrobes e.t.c My customers prefer coming to my workshop because of my good customer service. In a month i get an income of ksh 30,000 from this business. despite being a good and profitable business i have risks like, travelling long distances looking for the timber i use in doing this work, sometimes the road are risky because of thieves who sometimes robb people.With the income iget from this business i use ksh 5,000 for my family food, ksh 6,000 paying school fees and ksh 5,000 for my family's other needs. This means i save ksh 14,000 per month. With this amount i can use to repay my zidisha loan fi granted.

Loan Proposal

Hello, am so greatful that my appliocation has reached this far.With thos loan i want to utilise every coin by investing the whole amount to the business. So with this loan i want to buy timber of worth ksh 7,000 which after i design some items i will gain a good income. With this i will be able to repay my loan even in one instalment.

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