Entrepreneur

About Me

I'm a single lady with two daughter children The first is aged nine years and the other is eight years old.The two are all schooling in a nearby private school known as The Mtwapa West Coast Academy.Among the two,the firstborn is in class two and the other is in class one.I live in Mtomondoni village in Mtwapa sub-location.The home is next to doctor Mwachai's home.If you take a motorby from the town center(boda-boda) tell to be dropped at the Mr. Karisa Mwachai's home and this is found along the Mtomondoni Kwetu trainning centre minior road.The home is behind a well known shop called Mlazeto shop.home.If you take a motorby from the town center(boda-boda) tell to be dropped at the Mr. Karisa Mwachai's home and this is found along the Mtomondoni Kwetu training center minor road.The home is behind a well known shop called Mlazeto shop.My business is to run a cafeteria.I sell various foods like chapati,dumplings or maandazi,tea,juice,varieties of vegetables,sodas,cold water etc.My educational background is that I'm a class six drop out hence my parents were poor and jobless could not take me beyond that.I started this business mainly to earn a living and reduce poverty in my family at least to improve my family.With the earning I do purchase the following items beans,maize,coconuts,tea leaves,vegetables,water,fish,rice,meat,livers,sodas and cold water.I hope that if am given a loan by zidisha I will expand my business and improve my family status core additionally continue with my education hence education is power.

My Business

My business is to operate a cafeteria whereby I sale varieties of goods ie chapati,dumplings or maandazi,tea,juice,varieties of vegetables,sodas,cold water etcThere is high demand for these goods as the village is fast growing and the increase of Industrialization in the rural area has contributed high population increase and hence high food supply .The business is profitable in that I manage to sell the quantity of goods in a short time as people are many.The customers prefer my goods because I cook quality foods and in fare prices and also I serve them smartly and to their language ie good language.Risks my business faces are lack of fund and the price deflation .My monthly income is ksh:31500.My monthly expenditure is ksh:20000. My monthly profit therefore is ksh:11500 of which i can repay Zidisha loan comfortably.

Loan Proposal

Hello, am so happy that my loan application has been activated. My thanks to the entire zidisha team for the effort and determination towards my loan application. With this loan i want to impprove my business by buying enough stock of wheatflour and cooking oil. This will add more value to the business and will anable me to get more income that will make me repay my loan in good time.

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