Entrepreneur

About Me

My name is John Mwamrizi Kwida, a resident of mtwapa and a businessman in mtwapaz as well Am single but living with my three siblings.I wen up to secondary ;level. but due to lack of enough money i did not get a chance to join any college. So being the first in my family i had to start the search of jobs so as to provide food on the table for my family. Things were not very good to my side because the salary was very low and considering my family expenditures , i really had rough times. I eventually decided to start a business, with the little money i managed to save i started a milk business. I thank God this business did well and i finally opened a shop Its a good businesss and profitable. With the income i get from this business i byt food for my family, pay rent pay school fees for my youg brother and then send money to my parents back in the village.

My Business

Am a business man here in mtwapa I have a milk deort and a ration shop here in mtwapa. With the milk business i buy milk at a wholesale price and sell to consumers at a retail and fair price. I have ready customers for my milk business because of my good customer relationship. My customers are very happy with my services because of my fast deliverance. I deliver my milk to my customers. With the shop , i sell different types of good with milk being the priority. The risks i face in this business are like, In dry seasons the milk production lowers and i do deliveries with the help of a bicycle and some times it gives me hard times riding and some times am not able to reach all my customers.In a month i get an income of ksh 30,000 after all expenses. With this income i use ksh 3,000 for house rent, ksh 5,000 i send to my parents in the village, ksh 5,000 for food here with my siblings,3,000 i use to pay school fees for my brother. So i save ksh 14,000 per month. With thisa i can repay my zidisha loan if granted.

Loan Proposal

Hello! I first would like to thank the whole zidisha team for your hard work towards my loan application. Am happy to kow that my loan application has now been accepted. With this loan i will add the milk content as i have now aquired more customres and i expect to pay my loan even much earlier than the expected time.

Feedback

Loan Info

Lenders