Emmanuel

Malindi (majengo Mapya), Kenya

27% repaid

Entrepreneur

Name

Emmanuel

Member since

October 2012

On-time repayments

26 installments  •  54%

About Me

First of all I would like to thank you for giving this opportunity for introduce myself,

I am Emmanuel nzai, I am born in and brought up Malindi, kilifi county on the 29th-12-1986, I parched my P.G in Kisimundongo. I completed Diploma in Information technology at JKUAT university in nairobi. I have completed Intermediate in augustana College. I did my schooling in my negative place malindi and did my O level in makueni county

About my family, we are 6 members including me, my father is business man, my mother is homemaker, I have one elder sister currently working in .mombasa as a teacher..

My Hobbies are driving&solving puzzles.

My strength are Hard Work, Self Motivated & be confident.

My short term goal is to be able to have a business of my own which is running on its own to be able to help my small siblings to achieve their goals in education and be able to help our parents

My long term goal is to start my career by a reputed company of my own ..and to become self employed and even be able to create jobs opportunity for others. and be a team leader.


That's all about me.

Once again Thank you for giving this opportunity for introduce myself.

My Business

My business name is called PLAN B terabyte ltd.
its a sole proprietor type of a business and i do sell both goods and services..i provide photocopy,scanning ,printing ,faxing open accounts ie for facebook ,emails etc.
my business goal is expand my business and hire more employees,make a leaving for myself,support my family,open three or more location,and become a national chain. i called my business terabyte because i believe one day ill be able to expand my business to contain the growing market because we are moving to the world of technology and the world has become a global village. customers prefer to my place because am reasonable cheaper and disperse my services more diligently and fast..my prices are also very low..the risk involved is that people always want to get all the services under one roof..so when they come and want something like phone covers or memory cards and i dont have them they get frustrated. i get like 15000ksh per month i pay rent of 3000ksh, pay electricity 2000ksh..monthly expenditure 2500ksh.. so my monthly profit is 8000ksh.. and from their i have to pay my house rent 2500ksh my feeding 3000ksh and happen to save 2500ksh every month.

Loan Proposal

hello zidisha..thanks once again for giving me this opportunity to realize and actualize my dreams of becoming self employed and even employ other staff..i will use this part of the loan to popularize , market and put more stock to my business to be able to attract more customers than usual..if possible will even go hitech, thanks so much and may almighty God bless the zidisha family at large

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$371.00

Date disbursed

Oct 20, 2013

Repayment status

Late

Projected term

16 months

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Ask Emmanuel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emmanuel    Jan 22, 2019

    Hello Zidisha .. Thanks for the much understanding you have accorded to me .. especially after my business premises caught fire and burnt down everything. Now trying to reestablish it. will pay back my loan in due course.

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  • Emmanuel    Jul 10, 2014

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    kygtfgyyyytreewdvghr22222333332222344666664444688888777966665555555yggghhhhjjjkuiuiuihjghghghghgugfbfgfgfgffgfgfgfgfgfhfhfhfhfhfhfhfhfgfgfgfggnfgfgfgfytytytrererere4e4e4eereretetrtrtfugugjgjgjgjgjgjgjgjgjguyuyuuyuyuyuyytytytytytytytytyt6tyytf

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  • Emmanuel    Jul 10, 2014

    Hello zidisha,, hope all is well.. I got a very sad story to tell you about myself and my family...
    Their have been war going on in our country for months now..as I write to you now am an IDP internal displaced person as all my property , business and other house hold goods were burnrt down...I was left homeless and all that I had invested including land was taken away from me ..due to land and political issue...insecurity has been the order of the day..I apeal to you to give me like one year to be able to start pay you back your loan coz as I write to you now am still in the hospital

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  • Ondieki    May 25, 2014

    hi, Mr nzai. we are worried that you are late on your loan repayment. would you please let the lenders know any problem you are incurring. we strongly advise you to reschedule your loan repayment to comfortably accommodate your ability. thank you. Ondieki Shem VM-Kenya.

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  • CZC    Mar 27, 2014

    Mr. Nzai,

    I see you are Mr. Mutenyi Baraza's VM. Mr. Baraza is now 2 months in arrears ($12) after having already rescheduled. Could you check up on him and find out if he is facing any difficulties and when he might start repaying his loan?

    Thank you in advance,
    Cris

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  • mewesten    Dec 16, 2013

    Hello Emmanuel,
    Your first loan payment arrived today. Thank you for that.
    I hope your computer services business continues to thrive.
    My best to you.
    Marvin

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  • Emmanuel    Aug 12, 2013

    hello zidisha..i thank God for taking me this far and without him all this could not have been made possible,, i want to take this opportunity to give out my heart felt apologies for not making my payments on time and that i have not been communicating to you also on time on the same...this has been due to techniqual problems as my laptop got brokedown and had to take it for repair so communication broke down..and in the side of late payments its due to poor 3months which we call low season on our side and business has been very poor to conduct ..but thank God all that is now behind us and hope to have good relationship and make payments in time on the near future,,thanks for the understanding though and i promise to be communicating to you in time incase of any problem which will arise..with those few remarks thank you and may almighty God bless you but before i go i wanted to know if my next loan be a maximum of 60,000ksh so as i make maximum expansion of my business..thanks

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    • Greg1    Oct 17, 2013

      Hi Emmanuel,

      I don't know if you received an answer, but if this loan is repaid with 95% of payments on time then your next loan should have a credit limit of around 87000 Ksh, regular updates to this page will also help increase this limit further. I'm happy to lend to you and wish you success in your business.

      Regards
      Greg

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  • Emmanuel    Apr 9, 2013

    my payment to my loan this month will delay by two days as i was involved in an accident and i to wait for the two days in hospital for observation thanks in advance.. the accident did affect my daily activities and had to close down my business time after time to go for medical checkups but i thank God all is well now and i can resume my business in full blast,.. i thank the zidisha team for your understanding and cooperation and the much needed support you have shown so far and i do believe that with time i will be able to clear my loan and be able to be granted even larger and bigger loan to be able to expand my business and be able to make the most from my business..once again thanks all the zidisha team and the lenders for making my dream come through ..may the almight God be with you ..amen

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  • Emmanuel    Mar 23, 2013

    hello zidisha team..i want to take this opportunity to thank you all lenders for making my drea come true am most humbled and most of all for making my business burst back to life after experiencing very many setbacks you guys came to my rescue like a messiah.. .. hope you lenders you are here to stay.. my business is now stable and thanks to you and i have even bigger surprise to you lenders because i have even bigger plans to my business interms of expansion taking advantage to the on going growing of the world into a global village..i pray that you extend this to all the honest people especially in my area to realize their full potential rest assured am your ambasedors down here and am spreading the good news to the community

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  • Emmanuel    Jan 19, 2013

    instant impact to my business n its already booming with good signs of getting positive results..thanks zidisha

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