Entrepreneur

About Me

my name is husna hasafari ratil am a lady aged twnty seven years old am married to a man am blessed with two children a boy and a girl the first born being a girl and she is four years of age and the second one she is a girl. and they are all in school . the girl she is in KG3 and the boy he is baby class in a private school.i live with them in mtwapa in mtomondoni village.my occupation is that am teacher by profession in a private school . and a part of me being a teacher i do business of selling charcoals within and around mtomondoni and iits territories. to the peoples in the entire community.my educaion background is form level of kenya education i mean 8.4.4 system. then after here i went to a teaching collage at shanzu teachers collage where i completed my teaching course. certificate.as well as being a teacher i decided to do business in order to make or improve my living standard.i started this charcoal business in mtomondoni because i saw the needs of this business as most of the people in this area a common citizen whom they live a modern life and they mostly use charcoal due to the high cost of paraffin. from the earnings that i make from the business i do purchase things like food clothing my family paying school fees to them into a better school and increase many stock into the business by buying more charcoals

My Business

myt business is selling of charcoal inside and outside of mtomondoni village. i sell charcoals into different portion this means i sell them into small quantity and into large quantities. am doing this ratio as not all the peoples can afford to by this goods into large quantities therefore am giving opportunity to all the people with the community to get or buy my charcoal in whichever any amount.the demand of this business is very high into my business because most and majority of the people living within and a round this village are the common people that they use this product for their home use for cooking food fro themselves and there families and because the people around here are common so they use most of this products to their homes and due of this it had makes my business into a high demand consideration.my customer prefer my business because i give them fair and reasonable price and i also value them by giving them a free door to door transport for those who buy charcoals in large amount.the business is profitable because i buy this products at once and in large quantity into the manufacture which is in the forest into a better buying rate and after selling to the people then i normal remain with a good profit which is helping me budget for my family and as well increase my stock.the risk of this business is on and during the rain season when its rains then it becomes difficult to get this product from the bush and when there is then the prices normally goes or higher.my typical monthly cost is ksh 35.000. my monthly sales revenues is ksh 80.000. this give me a monthly profit of ksh ksh 45,000.

Loan Proposal

hello,am so thank full to all zidisha staff for the hardwork and commitments and allowing me to post a loan application nad the opportunity to becomea zidisha member. am very gratefull. I will use this loan to buy and add stock of charcoal and put in my business in this way i will be able to add value to my business and able to retain and satisfy all my customers and improove my daily income.

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