Help me to return our home certificate from bank

Zalika

Pagaralam, Indonesia

15% repaid

Entrepreneur

Name

Zalika

Member since

December 2015

On-time repayments

225 installments  •  53%

About Me

Hello, my name is zalika. I come from Pagar alam... South sumatera, Indonesian.
pagaralam is a small city but this place really calm. I'm 28 years old.
I'am a first child of 4 siblings.
I always try to be a good old sister for my younger siblings and trying to make my parents proud of me.

I recently graduated from bachelor of education MUHAMMADIYAH PAGAR ALAM, now I'm working at PT.MUTIARA MULTI FINANCE as ADM cashier.

My Business

absoulutly, I'm employees. I'm working at PT. MUTIARA MULTI FINANCE as Adm cashier. from my company I got salary IDR 2.600.000 or $200 / Month.

My father working as farmer and my mother as vegetable seller.
my parent has profit $500/ month from selling vegetable.

for another income I'm selling some cookware or kitchen appliance. from this I got average monthly income $70.
Profit from this sale I use to pay my sister's school.

Loan Proposal

I'm employee.
from my company I got salary $200 / Month and weekly bonus usually $100.

3 year ago, my parents borrowed from the bank to pay my college. They borrow money by pledging home certificates.
I have graduated from college 2 years ago and now I'm working in a company but My parent still have bank loan. Still not full repayment. there are still about $538, if we pay $538 our home certificate will be returned.

I have one sister who still in primary education. so, to help my parents pay for my sister's school and to pay off bank loans, in another time for another income I try to selling some cookware or kitchen appliance.

This business is running maybe two month ago and this is success. from this business I got average mothly income $70. but Now, I just selling it on whatsApp group and BBM group.

for expand this business I need more money. I will buy more cookware as merchandise inventory and $538 of course to return our home certificate from bank.
from my salary and profits sale of kitchen appliance I can certainly repay this loan.

I WISH the lenders wants to help me. Thank you. :)

Show original Bahasa Indonesia  

About Me

Hello, my name is zalika. I come from Pagar alam... South sumatera, Indonesian.
pagaralam is a small city but this place really calm. I'm 28 years old.
I'am a first child of 4 siblings.
I always try to be a good old sister for my younger siblings and trying to make my parents proud of me.

I recently graduated from bachelor of education MUHAMMADIYAH PAGAR ALAM, now I'm working at PT.MUTIARA MULTI FINANCE as ADM cashier.

My Business

absoulutly, I'm employees. I'm working at PT. MUTIARA MULTI FINANCE as Adm cashier. from my company I got salary IDR 2.600.000 or $200 / Month.

My father working as farmer and my mother as vegetable seller.
my parent has profit $500/ month from selling vegetable.

for another income I'm selling some cookware or kitchen appliance. from this I got average monthly income $70.
Profit from this sale I use to pay my sister's school.

Loan Proposal

I'm employee.
from my company I got salary $200 / Month and weekly bonus usually $100.

3 year ago, my parents borrowed from the bank to pay my college. They borrow money by pledging home certificates.
I have graduated from college 2 years ago and now I'm working in a company but My parent still have bank loan. Still not full repayment. there are still about $538, if we pay $538 our home certificate will be returned.

I have one sister who still in primary education. so, to help my parents pay for my sister's school and to pay off bank loans, in another time for another income I try to selling some cookware or kitchen appliance.

This business is running maybe two month ago and this is success. from this business I got average mothly income $70. but Now, I just selling it on whatsApp group and BBM group.

for expand this business I need more money. I will buy more cookware as merchandise inventory and $538 of course to return our home certificate from bank.
from my salary and profits sale of kitchen appliance I can certainly repay this loan.

I WISH the lenders wants to help me. Thank you. :)

Feedback

1

None

None

  • Margaret    Jun 4, 2017

    Zalika paid off her loan perfectly and was a pleasure to work with. I would gladly lend to her again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,107.00

Date disbursed

Oct 25, 2017

Repayment status

Late

Projected term

33 months

Lenders

W

Witlof

Tsukuba, Japan

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

ED

Eunan Doherty

donegal ireland, Ireland

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Zalika a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Zalika    Aug 4, 2018

    I have problems. so forget about the payment schedule. Sorry

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  • Tita    Jun 1, 2018

    MBA disbursement now does it have to BRI well? I fill the BCA even failed k

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  • Zalika    Apr 26, 2018

    I apologize for the 4th installment ahead I will reduce it. then it will run normally again

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  • Zalika    Jan 27, 2018

    I am still selling cookware or kitchenware :) Thanks lender I will keep my payment on time.

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  • Imam    Dec 12, 2017

    Mba please help payment date 18 november not go to dasboard .. Whereas I have deposited his money

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    • Zalika    Dec 28, 2017

      the only solution to report suport ticket pack. indeed many of the installments do not enter the payment of 18 november

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  • Zalika    Nov 30, 2017

    the payment system in zidisha is in trouble. Hopefully quickly fixed.

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  • Zalika    Nov 6, 2017

    Thank you for your help, I cannot pass all these troubles without your help. Finally we get back our home certificate.

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  • Zalika    Oct 25, 2017

    I can’t find any other way to explain how much help you have given. I don’t know what I would do without you. Thank you lenders..

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    • Fitri    Aug 17, 2019

      Then please, try to pay your loan timely, to show your gratitude to your lenders and Zidisha. There are Permata Bank account, DBS bank account and Jenius BTPN account that could be linked to PayPal, so you could repay your loan regularly. I could guide you through whatsapp. 085646209220, that's my whatsapp number.

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  • Tika    Oct 20, 2017

    hallo mba, i have paid off and there sdh email from zidisha receipt of payment, and now is applying for more loan to zidisha

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  • Zalika    Oct 20, 2017

    Hello, Lenders. How can I show you how grateful I am for what you did? I appreciate your generosity.

    I will use $538 to pay the bank. and then The rest of the money will be used to increase my merchandise stock. such as kitchen appliance or cooking utensils.

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  • Zalika    Oct 20, 2017

    I become a zidisha member maybe 2 year ago. I have applied for new loan. its fourth loan. please help me :)

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  • Zalika    Oct 16, 2017

    last stock of kitchen cookware this month.

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  • Trimulyono    Oct 15, 2017

    mb is my no.hp aktf no hp in account in the grace period if you want to contact to this no yes 085609811756 tri mulyono

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  • Zalika    Oct 1, 2017

    I just get a bonus from the company.

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  • Muhammad    Sep 12, 2017

    My mentor brother zalika yurmi sorry I am waiting for you sick brother will surgery at the hospital so I did not know when my mentor brother and team zidisha phone because silent phone let me not disturb patients in the hospital

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  • Endang    Sep 2, 2017

    Mbak zalika yurmi. . sorry I was back to go shopping time mbak phone me. __Handphone miss in room. so I do not know. __Do you ask for the original mobile phone number, which is still in use? __Since the number of mobile phone that is not listed in zidisha seems to have been burnt, is not active and is not used anymore. __Mak as mentor please help me. I"m always ontime on hold. __I promise to always keep the trust of zidisha because zidisha is very helpful to enlarge my business in the future.

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