Shinde

Aa-embakasi, Kenya

5% repaid

Entrepreneur

Name

Shinde

Member since

May 2013

On-time repayments

71 installments  •  10%

About Me

Due to frequent clashes, in our in MARSABIT, my parents and I decided to reside in Nairobi in the year 2003 up to date. Our home area is so much affected with cattle rustlers and its not really a good place where one can really achieve his/her goals with the circumstances there in.
I finished studying business admistration in the year 2007.there after I started for looking for job’s and luckily I got employment in Tumaini supermarket. During that period I started saving every month ksh 2500 as I was not incurring any expenses apart from my personal staffs only.
Since then 2003 we have been leaving in a place called AA IN EMBAKASI .just before you reach TAJ shopping mall, there is a road which goes on your left to round about, or ask for ASTON VILLA BULILDING.
It’s a well known building.
We are leaving in 2nd floor room no 014.its only one building but goes up to 3rd floor.

My Business

As earlier explained I made savings each every month during my employment. The work was very tedious that one could not withstand that’s why I started making up a business plan and manage my own business since EMBAKASI is very populated and any good business is and after being seeking advice from my parents’ I was encouraged inn given the full support.
I started buying computers though I could not manage to buy brand new computers I bought 2nd hand computers .I managed to buy four computers and one printer. My dad assisted me with the shop rent and deposit and also looked for a good location managed to secure a place near a college called Excellence College and I stared a business of offering cyber café offering internet serves.
Since I started the cyber café, in November 2011, I have improved so much I have already replace two second hand computers and added two of them.
I would to like to secure a loan to increase the no computers and to help me serve all my customers’ normally get kHz 2000-3000 and my expense ranges from 15000-20000 for rent charge rates and the daily expenses. The remaining always is for improving the business’s hope god will assisted in opening a COMPUTER college as frequently insisted by my customers.
THANK YOU AND GOD BLESS!

Loan Proposal

Hi all Zidisha family?Its yet another great opportunity granted to apply for another loan.The previous loan greatly assisted me a lot as i was able to to improve my business.
As previously noted,i will now use the loan in assisting me open up the computer college of which i have already registered three students.i will partition the large space UN-used and acquire three new computers which will be used for training and also when not in training will be used in the cyber as i have not been meeting all my customers needs since the machines have been less.
The proceeds i will get will assist me in paying up my loan as soon as possible.
Also,as i previously do,i will keep informing my lenders on how my progress will be as far as my computer college is concern.
Thanks all and God bless you!

Feedback

2

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$489.00

Date disbursed

Sep 8, 2013

Repayment status

Late

Projected term

68 months

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Ask Shinde a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Reginah Mumbi    Dec 18, 2014

    hallo lenders...shindes phone was switched off.theintroducers phone was not going through

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  • Bavarian    Sep 6, 2014

    Dear Shinde, I hope you and your family are doing well. We haven't heard any news from you for a while and you are far behind your repayment schedule. Please keep us informed how things are going. Regards, Bavarian

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  • Reginah Mumbi    Aug 31, 2014

    hallo lenders..shindes phone has never gone through the many times ihave tried to contact her.regards

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  • Reginah Mumbi    Jul 25, 2014

    hallo lenders..shindes phone has been off,messages have gone undelivered.her profile has no neighbor,family memeber or the person who referred her.so i have no one else to contact.regards

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  • Reginah Mumbi    May 30, 2014

    hallo lenders..shindes phone has been off,messages have gone undelivered.her profile has no neighbor,family memeber or the person who referred her.so i have no one else to contact.thank you

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  • Shinde    Apr 22, 2014

    Due to the zidisha rules i will be paying the loan in a huge installments rather i have reduced it to its previous amounts.
    I hope the message finds you well.
    Thank you.

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  • Shinde    Jan 28, 2014

    hi good people,i am great and the business has been going on well as usual.i have just seen the amounts i paid a day a go has been credited to my account.Now ,as i promised the another time,i have just rescheduled my loan to complete it on time.
    My business has been doing great and i will be requiring to add one room as students are coming in large numbers as those who just finished there high are now learning computer packages.
    i will be adding one teacher,one room and introduce computer packages called quick books.
    Where i am is because of God and most of all your contribution towards my business has changed my life and everything.
    I

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    • Taata    Jan 29, 2014

      So very nice to hear you're doing fine. I wish you all the best with your business and your life in general!

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      • Shinde    Feb 2, 2014

        Thank you Potkukelkka,its because of you and other lenders that has really improved our way of leaving and its Really a Golden opportunity!

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    • Pierfausto    Feb 2, 2014

      Thanks for the news you are giving us. I sincerely wish the blessing of God for your life and your business. Please give me always news about you. I will be pleased. Bye form Italy.

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      • Shinde    Feb 3, 2014

        Pierfausto,good-morning?its a chilly morning here in Kenya around,9.50am.
        Thank you so much for your wishes,i will be taking pictures for the college and post it here so that you may actually experience my happiness.it really feels goods to see that the loan you gave me is doing a great job!
        Than you and have a lovely week!

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  • Shinde    Oct 23, 2013

    First of all i would like to say that the loan is doing me great and that i really feel i could be given another month to still build on my capital,but i want all my lenders to know that i have reduced my monthly repayments but these will not mean that i will take 60months to repay,No i will take a maximum of 4months only since the profits for my business are becoming very good.
    These week i added two computers and a hp l printer as the college is really growing so faster.
    I ope that all my lenders read these comment AND I WILL BE more happy if you reply it too!

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  • Shinde    Sep 9, 2013

    hi all my lenders,i ope i would like to say thanks a lot for the loan i was credited and would like to say that i will now proceed with the project of opening up a computer college along side my current cyber cafe.
    I thought these was actually a dream but i must admit its real i will be able to pay my loan in time as of now i have already registered students and the lady whom i had employed and i will be assisting one another in teaching the students.
    once more thanks,i will keep updating you on the progress.
    Have a lovely day a nice week ahead.

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  • Shinde    Sep 9, 2013

    hi all my lenders,i ope i would like to say thanks a lot for the loan i was credited and would like to say that i will now proceed with the project of opening up a computer college along side my current cyber cafe.
    I thought these was actually a dream but i must admit its real i will be able to pay my loan in time as of now i have already registered students and the lady whom i had employed and i will be assisting one another in teaching the students.
    once more thanks,i will keep updating you on the progress.
    Have a lovely day a nice week ahead.

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  • Pierfausto    Aug 30, 2013

    Shinde, I sincerely qish you will complete this loan and grow your business. You seem to be serious and reliable. God bless you.

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    • Shinde    Aug 30, 2013

      Thanks alot Pierfausto,i really thank God for the far he has brought me as i started the business not knowing that it could grow these far.Also Zidisha has took me far and now i have started the computer college.
      Thank you so much because the loan will completely change my business as it has previously did.
      GOD really bless all so much!!!

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      • Pierfausto    Sep 2, 2013

        Shind, thanks for your kind reply. I sincerely wish you will have success and a quiet life with your family. May God always bless you abundantly. Pierfausto

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      • Pierfausto    Sep 2, 2013

        Shind, thanks for your kind reply. I sincerely wish you will have success and a quiet life with your family. May God always bless you abundantly. Pierfausto

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      • Pierfausto    Sep 2, 2013

        Shind, thanks for your kind reply. I sincerely wish you will have success and a quiet life with your family. May God always bless you abundantly. Pierfausto

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  • Pierfausto    Aug 30, 2013

    Shinde, I sincerely qish you will complete this loan and grow your business. You seem to be serious and reliable. God bless you.

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  • Shinde    Aug 29, 2013

    hi lenders?i ope you have been doing well.i have now decided to clear my outstanding balance as i have really saved a lot and apply for a new loan to start the project earlier told you of opening a computer college.
    Thank you

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    • Taata    Aug 29, 2013

      Good luck! I'd be happy to lend again, this time I hope no one is going to outbid me...

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      • Shinde    Aug 30, 2013

        Thanks you very much potkukelkka for your kindness and for lending me a gain!I am doing great with the business and only God that will reward you.

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  • Shinde    Aug 25, 2013

    hi lenders,how are you doing today?trusting that you are fine just passing my greetings today and wish you a lovely Sunday......

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  • Shinde    Aug 19, 2013

    Good afternoon?its my pleasure to take opportunity once more and great you all.i ope you are doing as i am also doing well over here.
    its yet another day that i am working well with my business as usual.
    The entire month was good as i keep on making savings as earlier explained for my new project that will begin early next month.
    my computers too i replaced are doing very well and it has increased my customers turn over.
    Have a blessed day and I wish you lovely week ahead

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  • Shinde    Aug 19, 2013

    Good afternoon?its my pleasure to take opportunity once more and great you all.i ope you are doing as i am also doing well over here.
    its yet another day that i am working well with my business as usual.
    The entire month was good as i keep on making savings as earlier explained for my new project that will begin early next month.
    my computers too i replaced are doing very well and it has increased my customers turn over.
    Have a blessed day and I wish you lovely week ahead

    Log in to reply • Share
  • Shinde    Aug 19, 2013

    Good afternoon?its my pleasure to take opportunity once more and great you all.i ope you are doing as i am also doing well over here.
    its yet another day that i am working well with my business as usual.
    The entire month was good as i keep on making savings as earlier explained for my new project that will begin early next month.
    my computers too i replaced are doing very well and it has increased my customers turn over.
    Have a blessed day and I wish you lovely week ahead

    Log in to reply • Share
  • Shinde    Aug 19, 2013

    Good afternoon?its my pleasure to take opportunity once more and great you all.i ope you are doing as i am also doing well over here.
    its yet another day that i am working well with my business as usual.
    The entire month was good as i keep on making savings as earlier explained for my new project that will begin early next month.
    my computers too i replaced are doing very well and it has increased my customers turn over.
    Have a blessed day and I wish you lovely week ahead

    Log in to reply • Share
  • Shinde    Aug 19, 2013

    Good afternoon?its my pleasure to take opportunity once more and great you all.i ope you are doing as i am also doing well over here.
    its yet another day that i am working well with my business as usual.
    The entire month was good as i keep on making savings as earlier explained for my new project that will begin early next month.
    my computers too i replaced are doing very well and it has increased my customers turn over.
    Have a blessed day and I wish you lovely week ahead

    Log in to reply • Share
  • Shinde    Aug 19, 2013

    Good afternoon?its my pleasure to take opportunity once more and great you all.i ope you are doing as i am also doing well over here.
    its yet another day that i am working well with my business as usual.
    The entire month was good as i keep on making savings as earlier explained for my new project that will begin early next month.
    my computers too i replaced are doing very well and it has increased my customers turn over.
    Have a blessed day and I wish you lovely week ahead

    Log in to reply • Share


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