Justus Kibet

Tinet Village, Kenya

8% repaid

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Entrepreneur

Name

Justus Kibet

Member since

August 2013

On-time repayments

24 installments  •  0%

About Me

i am 42 years of age and a father of four children whom are all in school. The first born son is in high school form two while the other siblings are still in primary school. I am a farmer and a business man too doing m-pesa business in my local trading center. I started this business two years ago when i got some capital from farm output. The business is booming and know i am hoping to open another branch within my locality.I have business passion and being motivated by my family members to be able to meet their daily needs. I finished my O- level certificate 20yrs ago and i didn't get finance to still further my education which then i resort to business. All the same i don't regret choosing the path am following at the moment. I am determined to start my own company

My Business

Iam operating M-PESA business alongside farming for the last two years and this business have been booming which i am determined to expand to meet customers expectation. In the region am operating the business competition is low and so to speak i am operating and competing favourably. The net worth of my business is approximately ksh90000 arise index of ksh 40000 from last year. I am operating alone the business but recently have been overwhelmed and i am planning to look for one person to assist me. Every month i make a profit of ksh10000- 15000 per month after deducting other operating costs.

Loan Proposal

hi, i am so greateful for accepting my membership to zidisha family. I will be using this money to expand my business and also open more branches in future. I am going to add more stocks to enable my customers get satisfied. I promise to repay the loan you will give to me and also maintain 100% active membership.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Sep 4, 2013

Repayment status

Late

Projected term

24 months

Lenders

russell

leicester, United Kingdom

S

SourceWebDesign

Nieuwegein, Netherlands

Delphis2k

Birmingham, United Kingdom

paulclinton

malaga, Spain

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  • Gaudensia    Apr 14, 2014

    DEAR LENDERS,
    I contacted Mr Justus today and he promised to make payments next week.he told me to check on him by Thursday,he was explaing also to me about the incident he was that i see he had explained to you.i ope by then Justus will keep to his promise.
    Thank you.

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  • Justus Kibet    Sep 23, 2013

    Hi to you all zidisha fraternity. Here in Kenya we are mourning the attack from Alshabab assailants who have killed more than 60 innocent Kenyans and over 170 injured who are now undergoing treatment in various hospitals. We are together as Kenyans to see those who are still held in hostage get rescued. We welcome your prayers and support. My business has been doing good and am continuing well and also plan to repay the first loan come next month of Nov. Here in my home village there is alot of rain and we are expecting to reduce come next month. Farmers are busy. Zidisha have done great job and many of my business associate have applied for the loan and others are in process of submitting their application. This are the people who in the beginning until recently didnt know the existence of zidisha. Through our volunteer mentor called Yegon Philemon many have joined zidisha. I applaud to all lenders for the good job you are dong. God bless.thanks

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  • Justus Kibet    Sep 16, 2013

    Hi to you all my lenders and zidisha as a whole. I am happy to share my business progress since you disburse first loan to me. I have add my float cash to my m-pesa buisiness and now i am operating more efficiently. I am focused to repay this loan in due time to enable other entrepreneurs to access this fund and help themselves too. I wish one day one time we shall meet with my lenders to witness the progress. What i believe in is better start small and climb the ladder step by step to be able to tell a story of success in future. I usually tell my customers and other business associate to join this online platform tp enable them succed in their dreams. I am so grateful and wish the best to all lenders and success in all their endevours. Be blessed.

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  • Justus Kibet    Sep 5, 2013

    Hi zidisha i have received your loan and i am now planning to top up and increase my business. I am so happy and i promise to repay the full amount in time. I have been waiting with anxiety and much zeal and this is a great opportunity. I pass my gratitude to all lenders who made it possible

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