Entrepreneur

About Me

I am Benson Karuma Mungai, I was born in year 1988 on 15 august at Munanda at Elementaita Sub-location Kiambogo division, Gilgil district which is in Rift valley in Nakuru county, I later joined a primary, I started my primary education in year 1995 at Makongo Primary school up to class eight where I sat for my Kenya Certificate of primary education(K.C.P.E) at the same school in year 2003, later I join Muriricua secondary School which is at Kiptanganyi trading center up to form four and in year 2007 I sat for my Kenya certificate of secondary school (K.C.S.E), in year 2009 I join Kabete technical training collage for a diploma course in sale and marketing, I completed the course within one year till year 2010, in year 2011 I married my wife Jane Njeri at P.C.E.A church of Kenya at Munanda. I have work as a teacher at Munanda primary school for a year in year 2009 also I have work in Nairobi at Mbogani company for four months as a labeling and packing. In year 2011 I was working in an M-pesa and photocopy for four months in Nakuru where I join a brightlight self help group. I operate my business and a residential house where till now I operate my business of buying and selling cereals together with my family, I also do farming in small scale. I am a Christian and a follower of P.C.E.A church of Kenya at Munanda which is within our locality. I live at Munanda trading center at in plot No 649. I have completed all packages in school of business studies after completing my high school education and receive a certificate.

My Business

MY BUSINESS IS BUYING SELLING AND OF CEREALS

My business entails a cereals shop at the shopping center. I sell all sort of cereals that range from maize, beans, wheat and other dry grains.

My business is located at Munanda trading center which is approximately thirty nine kilometer (39km) from Nakuru-Kiptangwanyi road toward Tee trading center, my business include buying and selling of cereals and farming as a small scale farming at Munanda trading center. I started my business in year 2011. My business grows up to a level of transporting cereals to main town such as Nairobi, my business is located in Munada trading center where I have a store, i am the manager of the business because the business I the one who own the business. The business Is located at a strategic position because it is located on the entrance to the nyariada farm were it is known in Nakuru county for production of farm produce, thus making me to attract more farmers also there is less competition for business offering the same business thus making the business profitable, also being a small scale farmer I am known by many farmer in our area. My stock is worthy ksh 90000, but I continue to buy more cereals gradually, but during this holiday I am expecting to buy more because it is harvesting period, but the main challenge facing my business is lack of money as to fulfill my goal to create employment and to expand by business to other area such as Tee, Tangi-Tano and Kiambogo trading center.
My short term goal is to crate employment among people whose work is to transport cereals from the farm to my store, my long term goal is to open another business within our locality especially at Tangi-Tano where I am also well known and where it is more closer to the farmers. My business is licensed under the county council of Nakuru municipality to make it legal. My typical monthly cost is khs 90000, sale revenue is around ksh 50000 and profit is above 40000 but I am planning to earning more from the business.

Loan Proposal

Hi lender
I would like to thank all zidisha organization for the far i have reach. The money i will get from zidisha i will expand my store to accommodate more cereals also i will be in a good position to sell my cereals both locally and other place such as Ukambani where there is high scarcity of food, thus zidisha loan loan will help me much to make my dream came true, i will appreciate very much as you continuous funding me.

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