Joseph

Eldoret, Kenya

Funds disbursed

$0 to go

100% funded of $384 goal

0

days left

Entrepreneur

Name

Joseph

Member since

May 2013

On-time repayments

29 installments  •  24%

About Me

i am a young man married with a son who is 9years odd no .i live in Eldoret town but before i use to live i kisii county the lace where my parents are to date . after completion of high school.i move to Eldoret town where i was trained as a carpenter.after developing kills and got it i started looking for wages to contractor for a period of about 1year later i decided to open my own workshop in the outskirt of the town.I Made beds chairs wardrobe and many other house equipment.the work is able to feed my family pay ;rent and other bills that nomary arises

My Business

my work comprise of carpentry .as a carpenter the good and serves that i offer to my client is to built create design all house equipments be lit chairs sofa sets tables beds and many other carpentry equipments.the demand for these things is very high depending with the quality of your work if at one time you made your client satisfied the commodity that i sell to him or her impress others and they must ask him where he bout it thus i end up getting moire client customers.the estimated monthly profit a able to cater for all my bills and some buy more materials .i love my job

Loan Proposal

hi lenders ,thank you very much for the support you have offered for giving me the first loan.my first loan really help me and my business development .i will now use the second loan to widen the business further by making sure all the nec3esaaly things that ought to be in business is in stock
once fore thank you lenders and the entire zidisha organization for your help

ragira

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$384.00

Date disbursed

Dec 16, 2013

Repayment status

Late

Projected term

22 months

Lenders

torelizer

Reggio Emilia, Italy

Hope2012

United Kingdom

KivaTom

Tillamook, Oregon, United States

F

FHult

Stockholm, Sweden

A

anonymus

Moon, United States

Cordula

Cologne, Germany

B

Brendan

Epsom, United Kingdom

HansLindgren

Uppsala, Sweden

ElWal

Kirn, Germany

Namaste250

Pittsford, United States

G

Goodwill

Oakland, United States

zphelj

Dallas, United States

Bobrm2k3

Charleston, United States

E

elcico

Turin, Italy

TimK01

gfhj, Moldova

C

Colibri

Nanaimo, Canada

DJBic

Clinton, United States

J

johneaton

Ludlow, MA, United States

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  • KivaTom    Jul 27, 2016

    Another "third time" borrower who has skipped with your money.

    A very dissatisfied Zidisha lender :..(

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  • Simon    Jul 17, 2014

    Joseph is not reachable but doing all could to get his contacts.

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  • DJBic    Mar 19, 2014

    Joseph,
    I hope all is well. I hope the wood is giving you quality goods. We hope to hear from you again soon.

    Bic

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  • Joseph    Feb 17, 2014

    hi lenders the business is good and am also good i will start my repayment on Saturday this week .thank you for the support

    ragira

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  • Joseph    Dec 6, 2013

    hi lenders ,my business is well and am also in good health hope same is happening with all of you there .

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  • Joseph    Sep 16, 2013

    hi lenders ,it has been a long time since we communicate .am in good health and the business is still running g well.its my sincere hope that all are ell with you there .am posting this today seeking forgiveness for rate loan repayment but at least i have repaid it today and i promise this will never happen again .otherwise i do miss you people nd given chance i can travel to meet with some of you at least to give a hang for being there for me whenever i needed you

    Thank you very much for your forgiveness
    RAGIRA

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    • rhagen    Sep 16, 2013

      Dear Joseph,

      Always a pleasure to hear from you and good to read that all is well on your side. And thank you for the transfer of funds.
      Here all is well as well though it is very rainy at the moment. Summer is over and fall is at the doorstep. Does the weather affect your business? I guess that the wood you work must be dry as otherwise it will twist and tear. Does the rainy season and the humidity that goes with have an impact or is covering the wood from the rain sufficient?
      Best,

      Richard

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      • Joseph    Nov 12, 2013

        yes am very much careful i have a shade that i do keep all the building materials in order to keep them dry

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  • Joseph    Sep 16, 2013

    hi lenders ,it has been a long time since we communicate .am in good health and the business is still running g well.its my sincere hope that all are ell with you there .am posting this today seeking forgiveness for rate loan repayment but at least i have repaid it today and i promise this will never happen again .otherwise i do miss you people nd given chance i can travel to meet with some of you at least to give a hang for being there for me whenever i needed you

    Thank you very much for your forgiveness
    RAGIRA

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  • Joseph    Jul 3, 2013

    Hi all ,am very much fine and doing great with my business as usual.In the past one week i have been busy with school work which had a very nice return .am using the second loan to buy a moire materials and be prepared to work even more harder.i do hope that this moth i will have more client in my work shop .am proud to be part of this company and be be able to reap the benefits
    thank you

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    • rhagen    Jul 3, 2013

      Dear Joseph,

      Hope you are well and that you're business is prosperous. I am not a woodworker by trade but have worked in my house with wood a lot and I find it is a fantastic material: I love the patterns that nature created in it as well as the smell.
      I have been to Eldoret once on a very short visit but from what I saw I liked the town. And one of my friends actually studied telecommunication at the university Eldoret, he now lives in Nairobi.
      Best,

      Richard

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      • Joseph    Jul 14, 2013

        Hi great to here that you know this place it a very beautiful and fantastic town like you have said .yes I deal with woodwork throughout is a very good and enjoyable work .The business is well and the life is also great here .I rarely visit Nairobi but only when I have major clients and outside job like in the major construction in Nairobi.
        Thank you very much rhagen for being with me.

        Cheers!
        Joseph

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      • Joseph    Jul 14, 2013

        Hi great to here that you know this place it a very beautiful and fantastic town like you have said .yes I deal with woodwork throughout is a very good and enjoyable work .The business is well and the life is also great here .I rarely visit Nairobi but only when I have major clients and outside job like in the major construction in Nairobi.
        Thank you very much rhagen for being with me.

        Cheers!
        Joseph

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  • Joseph    Jun 25, 2013

    Aha ha ! good friends it long since we know about the whereabouts and the going of each of as .I grandly take this importunity to thank you all of you the the good deed that you have done not only to me but many other individual who are in need of you just like me here.my business is picking very rapidly and am happy about it.am also in good health hoping the same to you .

    thank zidisha

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  • Joseph    Jun 25, 2013

    Hi lenders ,its a pressure having yo involved in my life .the favor you have done to me is an explainable.i now have my own working tools and the habit of borrowing from friend is now off all because of zidisha organization.am repaying my loan without any difficulties and am happy as i full fill my word of repaying in time just the way you all trusted me and offer me that amount without even knowing me face.

    THANK YOU LENDERS

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  • Joseph    Jun 25, 2013

    Hi lenders ,its a pressure having yo involved in my life .the favor you have done to me is an explainable.i now have my own working tools and the habit of borrowing from friend is now off all because of zidisha organization.am repaying my loan without any difficulties and am happy as i full fill my word of repaying in time just the way you all trusted me and offer me that amount without even knowing me face.

    THANK YOU LENDERS

    Log in to reply • Share
  • Joseph    Jun 23, 2013

    Aha ha ! good friends it long since we know about the whereabouts and the going of each of as .I grandly take this importunity to thank you all of you the the good deed that you have done not only to me but many other individual who are in need of you just like me here.my business is picking very rapidly and am happy about it.am also in good health hoping the same to you .

    thank zidisha

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  • Joseph    May 15, 2013

    hi lender ,i am very very grateful for having received the loan from you.i will use the money wisely and intelligently so as to be able to expand my business and get what i want from it .i will also be able to make and process direct order from direct client now that i have a ready cash .[one a gain am very grateful to be united w th you all

    war m regards
    joseph ragira

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