Zidisha |

Ian

Githurai 45, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Ian

Member since

November 2012

On-time repayments

17 installments • 18%

About Me

I live in Githurai 45 off the Nairobi-Thika superhighway. My business is located near Kassmatt supermarket. I live in plot number 43 at Githurai 45. I operate an electronic shop that deals with all sorts of electronic gadgets and spareparts at this town. I have a good number of customers that buy from my business premises. I get most of my supplies from Nairobi town at a relatively lower price than other retailers out of Nairobi.

My Business

My business entails an electronic shop at Githurai 45 estate. I do sell all electronic parts for electronic machines and also DVDs, VCDs, CDs. I started the business six years ago and it is well established at the estate. I have established a good rapport with my customers and most of them prefer to get these crucial services from my business. The main challenges that the business encounter are lack of enough finances to frequently expand the business, high cost of electricity and frequent fluctuation of transport fares from Nairobi.

Loan Proposal

Hi lenders,
I would like to use this loan that I will get from Zidisha organization to do the following. First, I would like to buy more stock for my business. This festive season is good for business and the market is good at this moment. So with more stock I will be able to make more returns. Secondly, with this loan I would like to shift my business to a more bigger room as the one I am operating in is small and thus I will be able to reduce congestion especially during the evenings when I have many customers.

Feedback

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Neutral

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Dec 25, 2012

Repayment status

On Time

Projected term

18 months

Lenders

Anninymouse

Southampton, United Kingdom

Christian

Saarbruecken, Germany

EricDWalters

Rochester, Mn, Usa, United States

aarongabrielson

Heber City, United States

Charmonica

London, United Kingdom

G D Export

Kolkata, India

russell

leicester, United Kingdom

Jaslogic

Castle Rock, United States

Sundstroms

Falun, Sweden

missjoyy

Munich, Germany

Creole1

Mobile, Alabama, United States

Astrid

Den Haag, Netherlands

Foreclosedjapan

Osaka, Japan

jzidi

Los Angeles, United States

mossuto

Milano, Italy

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A
Astrid Mar 20, 2020

Hi Ian,
Thanks for your recent repayments. All the best!
Astrid

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A
Astrid Jan 25, 2016

Hi Ian, How are you doing today?

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- Ian Jan 25, 2016
  
  hi am fine hope you are fine too but things have not yet worked out am still relining on casual jobs ,but still hopeful things will be better
  
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  - A
    
    Astrid Jan 25, 2016
    
    Thanks for your reply Ian. I hope things will get better for you in the near future!
    
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    Ian Jan 25, 2016
    
    thanks for checking out
    
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- Ian Oct 28, 2018
  
  hi, i managed to secure a job outside the country , i will pay back the amount i left uncleared, thanks
  
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A
Astrid Jan 2, 2015

Hi Ian,
Any news? I wish you, your family and your business all the best for 2015.
Astrid

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A
Astrid Aug 8, 2014

Thanks for your update Ian, good luck with finding a proper job!

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Ian Aug 8, 2014

Hi, I received the notification, I have not been successful in securing a job was tiring getting one in the middle east hope it will go through, but I promise and honor and pay back the mount as soon as I get any means or job have tried saving to pay little by little per month, but I rely on casual job end up leaving hand to mouth, but I promise as soon as I get the means I will do the honor ,my regards and thanks for your patience and understanding

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A
Astrid Aug 6, 2014

Hi Ian, did you find a new job? I hope we can expect the remainder of the repayments some day. Thanks!

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Ian Apr 8, 2014

Hi,i have received your alert,and am late due payment,i hope u will bare with me as i had communicated early,the business is no longer functional,as i had informed you,am still searching for a job,i have not been successful but am hoping to,i am trying in every means,so as to repay the remaining amount,i know i have inconvenienced you,but hoping you are understanding and thanks for your patience,i hop i will be able to send the little amount that i get,my regards

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- A
  Astrid Apr 8, 2014
  
  Thanks for your update Ian. I hope you'll find a new job soon.
  
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Ian Feb 12, 2014

Hi,i am late for the repayment for several months ,the business closed down due to some chalanges and i was looking in venturing in to another job,but i was also searching for formal employment hope u will bare with me as i had communicated early with the zidisha members via email,the business is no longer functional,as i had informed them,am still searching for a job,i have not been successful but am hoping to,i am trying in every means,so as to repay the remaining amount,i know i have inconvenienced you,but hoping you are understanding and thanks for your patience,i hop i will be able to send the little amount that i get,my regards

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- A
  Astrid Mar 1, 2014
  
  Thanks for your update Ian.
  
  Hope you find a job soon. Good luck!
  
  Astrid
  
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Ian Aug 26, 2013

hi as had communicated with you that the business was not operational for about two weeks,i would like to reschedule but still will send the payment ,the amount that i will have collected,we are almost seting to the next month and i would not like to be in the same situation again so i opt to reschedule but will still top up in the middle of the month in installment or hopeful the whole amount .my regards

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analinjsaturria Aug 16, 2013

Dear lenders,
Ian reached out to us via email to let us know his business for two weeks. He had to spend some time out of town. Three days ago he wrote back to also let us know he is back in town and reopened his business. This is the reason behind his late payment this month. Ian has committed to remain in touch with us should he run into anything unexpected that might make payments difficult.

Thank you for your continued support!

Our best regards,

Analin Saturria McGregor
Country Liaison Manager at Zidisha.

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- Ian Aug 26, 2013
  
  my regards and thank you for understanding,thanks to the whole zidisha team
  
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Ian Mar 11, 2013

hi thanks a lot for making me a member of the zidisha and having the privilege to the loan and service it relay boosted my job,i would like to reschedule my loan because the business was not performing as expected due to the political tension we were in an election period which ended recently but the business is has started to run but slowly i would like to reschedule it in two months,thanks

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mossuto Jan 1, 2013

Hi,
I'm one of the new lenders.... I hope that for this year you will have a great opportunity to increase and make more profitable your activity.
I'm happy to be part of your experience, and I believe in you.

Morgan
Italy, Milan

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- Ian Aug 8, 2014
  
  Hi, I received the notification, I have not been successful in securing a job was tiring getting one in the middle east hope it will go through, but I promise and honor and pay back the mount as soon as I get any means or job have tried saving to pay little by little per month, but I rely on casual job end up leaving hand to mouth, but I promise as soon as I get the means I will do the honor ,my regards and thanks for your patience and understanding
  
  Log in to reply • Share