Naomi Wanjau

Kiambogo, Kenya

3% repaid

Entrepreneur

Name

Naomi Wanjau

Member since

February 2013

On-time repayments

11 installments  •  0%

About Me

I am single lady and a born again Christian with one baby boy and I am 35 year of age by the name Naomi Karaya Wanjau ,I was born early nineteen seventy six(1976) on Date 18th Feb 1976 in Muranga district in Central province in Kathaini location at a village by the name Kichangi ,my home area is well know because of high productin of tea in large portion it is all over surrounded with tea and in some part banana plantation is practice . I was born being the forth born in our family of eight children and brought up Christ hood foundation from our parent, When I was five years old we joined our nearby pre unit nursery school together with my elder brother who was born before me in year nineteen eighty one(1981) and after two years we was mature enough to graduated to class one in nineteen eighty three(1983) and after eight years of my study I qualified for my Kenya Certificate of primary education (K.C .P.E) in year 1990 at Flamigo primary school but my brother was left in school because he repeated one year behind down the line, this gave my parent pressure to continue to educate me up to a secondary level thou a girl child was not considered comparing with a boy child but due to my effort I was considered first. from 1991 I joined Ruiru secondary school until year 1994 where I completed and attained K.C.S.E certificate . after completing form four I stayed home for one year and later joined a school of professional studies (S.P.S) for two year and later computer studies for one year having attained some of the packages.. I was later employed as personal secretary at G.S.K company at Industriria at Nairobi .in year 2004 we migrated to Kiambogo together with my parent where my parent bought two pieces of plot and after surveying the area I come up with the idea of employing my self instead of termacking looking for a job, I was boasted by my parent together with the small portion of money I had I opened my own business and after it picked I joined one of the leading(i.e Brigtlight) group and have some money which helped my business a lot.i have one baby boy by the name Elius Wanjau who I have named after my father who is now in class two at Vision primary school which is within the center, I live in plot no 09 at Kiambogo near Kahuho secondary school together with my parent and my kid while I carry out my business withine the center ,I am an active member and a devoted Christian and a follow of African Igland Church of Kenya( A.I.C) at Kahuho ,

My Business

MY BISSINESS IS COMPUTER SERVICES AND M-PESA
My bissinesss is located at Kiambogo near Kahuho Township Primary School which is just opposite to that town and on the main road of Kiambogo to Kongasis road, it is about five meter from Kiambogo trading center which is well know in our area and 12 kilometer from Elemetaita as you travel to Nakuru from my area .Nakuru town which is our main and the largest town which. is approximetry 36 kilometer from Kiambogo, my business entail a shop of electronic which include sells of and electronic machine and soon I want to start selling new phone and because the area is developing at high rate in term of both technology and in business as the Nakuru town expand Kiambogo town is also developing because population is increasing day by day making my business to attract almost all people who uses computer services i.e cyber and other services like taking them photo and printing while one is waiting also we also repair and service machine like photocopier and computer and other electronic machine in Kiambogo and it environments I am also having an m-pesa at the same place which rely help me in boasting my bussiness . My business grows up to a level having about three computer for doing computer services such as internet services, photocopy because I have undergone a class of computer study during my course of school of professional studies after completing my high school education, my business is located in a strategic position and is surrounded with two primary school and one secondary school and again there is a D.O offices and a police station all this institution need my services where I have attract many customer who have purchase electronic machine which are nearby and all people who have a such machine for repairing while others come for computer services. The business is excelling because there area is highly populated because the area is developing at very high rate in term of technology because many people in the area have afforded electronic garget. The main problem I have is lack of money to buy new and modern machine like computer with big memory and having a high speed because the area is expanding at high rate due to increase in population and technology .My stock is worthy ksh 150000,the main challenge facing my business is lack of money to fulfill my goal. This is to buy modern machine and open the same business to other area such as Munanda which is nearest trading center which is growing also at high rate. I operate my business for my self thou I have employed two workers. My business is insured by insurance services for any compensation in case of any accident, my typical monthly cost is khs 80000, sale revenue is around ksh 50000 and profit is above 25000 but I am planning to earn more from the business.

Loan Proposal

HI LENDERS,Thanks you all for this precious time and oppotunity given to me.first i will invest the money more in my computer services i.e i will buy another computer machine with 80GB memory AND with a high speed,second i will add about 20000 to my m-pesa float this will anable me to serve more customer than before,this because i had a problem with issue of float thus hindering me to serve more customer,but now i will be able to serve more customer and in the cyber cafe andin m-pesa

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.90

Date disbursed

Feb 22, 2013

Repayment status

Late

Projected term

12 months

Cost to entrepreneur

Lender interest: $500.90 at 7.96% annual rate over 12 months = $42.64

Service fee: $19.13

Lenders

EricDWalters

Rochester, Mn, Usa, United States

Kylie

Mount Martha, Australia

C

chkuo

Taipei, Taiwan

E

erozlum

Istanbul, Turkey

bluntpixel

Durham, United Kingdom

Hope2012

United Kingdom

MargBarVilayet

Thatcham, United Kingdom

rickytherhino

Decatur, United States

Alessandro

Verona, Italy

sarasofia

Stockholm, Sweden

Cordula

Cologne, Germany

S

sglobal

Philadelphia, United States

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

Sundstroms

Falun, Sweden

M

mhalme

Uusimaa, Finland

A

Alumnus

Goias, Brazil

S

SabresFan

Oro Valley, United States

donnita

Saltspring Island, Canada

A

amnesiac

Adelaide, Australia

skullyjo

Winnipeg, Canada

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