Home appliances inventory

Josphat

Gilgil, Kenya

59% repaid

Entrepreneur

Name

Josphat

Member since

January 2015

On-time repayments

20 installments  •  55%

About Me

I was borne in the year 1993 in Kericho county.I come from a family of two children i as the first borne.I joined Tumaini Primary School in subukia village in the year 1999 where i completed my eight years course.I then proceeded to a high school O level education in Gilgil Day Secondary School from the year 2008-2011.2012 April, i joined Rift Valley Technical Institute of science and technology to advance my O level education where i sat for diploma in electrical and electronics engineering to 2013.After i completed my diploma, i then enrolled in a mobile phone repair and other electronics which lie on the same to advance more and acquire more skills in electronics.This course took six months.Since then i have been employed in shop by the name welcandy mobile shop earning a salary of Ksh12000 which has been sustaining me to date.I love this job and i intend to open a business of my own from my own savings and to seek other assistance from Zidisha Micro-finance.

My Business

Having acquired a diploma in electrical and electronic engineering, am willing and ready to start up on a new business idea in Gilgil Town, mainly because Gilgil is a town with two barracks comprising of young youths who are purchasing electronics of a high living standard which needs to be repaired on and off. In addition,National Youth Service college,hence the high population of people around are young people who embrace the technology including the electronics.The more the electronics the more the repair needed. Am also planing to buy and sell electronics spare parts to the surrounding community.AM confident that this business will add more value in my life and take me to the next level.Thanks in advance.

Loan Proposal

with this loan am planning on repairing and servicing of home appliances and since there is a high demand for these good within the locality they can make good sales,also the spare parts are readily available at a lower price,having acquired a diploma is a higher advantage to beat the competitors in this town.The advantage that i have is that my place is situated at a strategic place accessible from all corners of our town,

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 6, 2015

Repayment status

Late

Projected term

4 months

Lenders

YB Song

Seoul, Republic of Korea

Zidisha

Sterling, United States

P

penguin3694

Chicago, United States

Longhorn

Austin, United States

jan73

Eugene, United States

HealthcareProvider

Baltimore, United States

T

thebonseung

Republic of Korea

pvilliger

Zurich, Switzerland

R

randall

Ogden, United States

Matching Fund

Sterling, United States

Bryan

Houston, United States

L

Lagrange

United States

M

MigwiK

Brecht, Belgium

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  • Josphat    May 30, 2015

    am sending my requests to the entire zidisha team to concern my request for you to give me the next two weeks i to start repaying my loan as usual in progress. my failure was caused by an outbreak of cholera at our county.i promise to clear my loan disbursed right on time.looking forward to your concern.

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  • Josphat    May 26, 2015

    hellow zidisha? i am hereby submitting my lots of apologies for delay of repaying my loan u disbursed me on time. i have been admitted in hospital for the past four weeks due to an epidermic outbreak of cholera in our county which affected the lives and business of people.am sending my request to zidisha team to give me the next two weeks for i to settle and continue with my normal repayment schedule smoothly.i promise to pay the remaining amount disbursed with time.i am hereby looking forward for your considerations,zidisha team.

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  • Josphat    Apr 8, 2015

    Am much glad and grateful to zidisha team for the full support they gave to me financially.The business has now kicked off and from it,am earning a good income.The clients are now much grateful for reducing there cost of traveling from a far distance going to look for home appliances of i settling a small singled business here at town.May God grant you zidisha lenders with His favor for the full support.

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  • Josphat    Feb 14, 2015

    i am very grateful to the zidisha organization i received the loan ,i have already purchased some appliances ,secured a work permit and the job has already kicked off

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