Hybrid dairy goats

James

Ndaragwa, Kenya

100% repaid

Entrepreneur

Name

James

Member since

December 2014

On-time repayments

284 installments  •  58%

About Me

Am James Kareithi Gititi from Kenya, Nyandarua County a town called Nyahururu. Am a family man of 2 children a boy and girl. Myself i own a small business enterprise of redistributing flags, Tshirts and national garments. Also i am a farmer with 2 fresian cattle that the Zidisha FAMILY helped me acquire through various loans granted to me. Am a christian involved in various support groups during my free time i do counseling to PLWHIV Groups i.e. Persons Living With HIV. The groups have also began a micro savings account for them to start doing there own IGA Income Generating Activities.
Looking forward for a more friendship with Zidisha FAMILY.

My Business

I have a business called RujaGiffat shop. I am a retailer in selling National garments like flags, Table flags, Tshirts, Badges. Finances have been a challenge to bring in more stocks inorder to cope with the demand to be sold to Counties.

Loan Proposal

I intend to purchase two more Hybrid Dairy Goats. With the previous one I had purchased I have made excellent profits in my business and my family is good. I expect an additional revenue of 20$ per week which will make it very comfortable in the repayment of the loan. I also donate 1 Litter to a church for the less fortunate.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$187.00

Date disbursed

Jul 25, 2015

Repayment status

On Time

Projected term

6 months

Lenders

Brian

Midhurst, Canada

investor

Candiac, Canada

DeanDropshot

Oslo, Norway

johnandmoliehi

Canton, New York, United States

C

cjmenchaca

Austin, United States

TheWhiteCat

Surrey, United Kingdom

F

Fischer

Calgary, Canada

ads68

Melbourne, Australia

E

edgreig

Brixton, United Kingdom

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Zal0m0n

Atlantis!!!! x), Mauritania

B

BMcDermott

Washington, DC, United States

E

E

Marin county, United States

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

J

jay12

Germany

Gipsy

Munich, Germany

M

Manley

Windermere, United States

WiscoHorndog

United States

A

adamdreaming

United States

HL

Holly Laird

Austin, United States

K

Kristiina

All Countries

KM

Kirsty M

United Kingdom

M

MatzeFR

Frankfurt, Germany

Dave Bogard

New York, United States

Roy

Espoo, Finland

H

Hank

New Zealand

B

Brent

United States

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  • James    Aug 23, 2020

    Trying as much as I can. Is there a way you zidisha can offset partly my loan from the risk payment? Am sorry if it's offending, but things aren't as we thought.

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  • James    Apr 8, 2020

    I have been financially very handicapped coz I have been on and off hospital due to malfunction of my respiratory and very severe cellulitis. I was admitted for almost a month.
    Am hoping God shall heal me...

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  • Robinson    Jan 22, 2020

    I talked to James and he explained that he has been sick and that is why he has skipped installments so we agree he should revise his schedule to a smaller installments amount

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  • Josphat    Dec 22, 2019

    Dear lenders ,James agreed to adjust the loan for what he card afford and continue with the Zidisha loan repayments.

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  • James    Aug 7, 2019

    Due to the intensity of lack of business

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  • Alice    Jul 31, 2019

    James says he got some personal problems but promises to continue paying his loan once he is sorted out

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  • James    May 22, 2019

    My business has really been hit rock bottom. And i got a newborn baby boy now things have been quite thick but all will be well.
    Thanks alot for your hospitality and bearing with me.
    God bless you much.

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  • James    Feb 20, 2019

    MEDICAL Crisis at home.

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  • shena    Jan 13, 2019

    Hi James, is there some problem you are having that is affecting your payments?

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  • James    Nov 29, 2018

    All is well my Zidisha family. Still pushing on.
    Blessings.

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  • James    Nov 23, 2018

    Still very hopeful of a fully new funded loan from our Zidisha lenders.
    God bless you much.

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  • James    Nov 20, 2018

    All is well and my family. Looking forward for another loan so as to expand my business.
    GOD BLESS YOU ALL.

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  • Deirdre    Nov 19, 2018

    Well done on full repayment James. I hope all is now well with you and your family.

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  • James    Nov 8, 2018

    Good morning Zidisha FAMILY. Hope you're all fine. I would like to increase my instalment PAYMENTS since I got some boost from farming.

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  • James    Oct 22, 2018

    All is well only for sometime that I had very TRYING MOMENTS with my cashflow but now I believe am back.

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  • Benard    Jul 21, 2018

    The member promised to make payment starting next week

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  • Deirdre    Apr 4, 2018

    What has happened James? Why have you stopped making repayments?

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  • James    Sep 16, 2017

    God bless ZIDISHA family for financing my loan. It will cater for my wife's hospital fees while delivering our second borne. We are expecting it anytime from 25th September 2017. It will help me alot.
    BLESS YOU MUCH AND MAY OUR ALMIGHTY LORD GRANT YOU MORE.

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  • James    Sep 4, 2017

    Morning blessings to you all my Zidisha family. The previous season was abit different due to the climatic patterns that were changing. I had invested solely on wheat which I planted twice in a span of 13months. In totality I harvested 61 bags which generated a total revenue of KES 183,000/=....US$ 1,830. I can authoritatively say Zidisha has improved my lifestyle greatly appreciating the fact that I purchased an acre of land with the revenues. And am looking forward to achieving more in the future holding hand in hand with ZIDISHA FAMILY.
    God has been a blessing to me and my family my boy was selected to represent the lower primary school poetry challenge Me. Kenya region. Am also expecting my lovely wife to give birth to our second born in 10 days time. As a family we took up the responsibility of assisting a neighboring kid who lost both his parents to HIV/AIDS.

    GOD'S BLESSINGS BE WITH YOU.

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  • James    Aug 29, 2017

    Reason for the change is because I sold my previous harvest of wheat and oat and made some profits.
    Again the next season of plantation is about to commence by mid September where we are expecting long rains to start.

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