John

Bibilioni, Kenya

100% repaid

Entrepreneur

Name

John

Member since

December 2012

On-time repayments

9 installments  •  78%

About Me

My name is john karuoya. I recently got married and have no kids. I studied until form one after which I dropped out due to lack of school fees. i undertook employment at the coffee research center in Nakuru county as a casual labourer before i decided to undertake a course in driving. later on after search for employment to no avail i decided to start farming and my mother gave me the two acre piece of land on which i have been farming for the last eight years.i mainly deal with the growing of maize, beans, kales, cabbages, potatoes and peas.i have also gained experience from driving various cars that belonging to my neighbours though i have never gotten a steady from of employment in the sector.i use the cash to provide for my mother, my wife and myself and also intend to start saving for the sake of my children in future.i love driving and use some of my free time training young people with an interest in the same to enable them achieve their goals.i use the cash to feed my family, buy clothing and develop my family

My Business

i am a farmer by profession and mainly deal with the growing of maize, kales, cabbages, peas and beans.i use both inorganic and organic fertilizers to enable me maximize profits and minimize costs.i use 10,000 on labour each year, 2000 to purchase maize seeds and 600 on kale seeds and 6000 in purchasing of potato seeds.the total amount of fertlizer i use costs about shillings 7000 and 4000 on pestcicdes. i harvest about 35 bags of 90kilogram maize sacks of maize each year. i also 20bags of kales each month and sell each at about 300 shillings each thus a total of 6000 shillings a month. i sell my produce at the Nakuru main market. maize costs about 2000 Shillings 60,000.after subtracting all costs my total profit is about 55,000 in a year.i use both inorganic and organic fertilizers to enable me maximize profits and minimize costs.i use 10,000 on labour each year, 2000 to purchase maize seeds and 600 on kale seeds and 6000 in purchasing of potato seeds imize profits and minimize costs.i use 10,000 on labour each year, 2000 to purchase maize seeds and 600 on kale seeds and 6000 in purchasing of potato seeds

Loan Proposal

i am a farmer by profession and mainly deal with the growing of maize, kales, cabbages, peas and beans.i use both inorganic and organic fertilizers to enable me maximize profits and minimize costs.i use 10,000 on labour each year, 2000 to purchase maize seeds and 600 on kale seeds and 6000 in purchasing of potato seeds.the total amount of fertlizer i use costs about shillings 7000 and 4000 on pestcicdes. i harvest about 35 bags of 90kilogram maize sacks of maize each year. i also 20bags of kales each month and sell each at about 300 shillings each thus a total of 6000 shillings a month. i sell my produce at the Nakuru main market. maize costs about 2000 Shillings 60,000.after subtracting all costs my total profit is about 55,000 in a year.i use both inorganic and organic fertilizers to enable me maximize profits and minimize costs.i use 10,000 on labour each year, 2000 to purchase maize seeds and 600 on kale seeds and 6000 in purchasing of potato seeds imize profits and minimize costs.i use 10,000 on labour each year, 2000 to purchase maize seeds and 600 on kale seeds and 6000 in purchasing of potato seeds
With you approving me as your member i will use this fund on labor as we are busy in lantation

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Loan Info

Project Type

Classic Loan

Disbursed amount

$95.00

Date disbursed

Apr 24, 2013

Repayment status

On Time

Projected term

9 months

Lenders

C

chkuo

Taipei, Taiwan

G

guido

Valladolid, Spain

Sister

Kongsberg, Norway

U

uovobw

Reggio Emilia, Italy

J

jjonas

berlin, Germany

Sundstroms

Falun, Sweden

Argyris

Los Angeles, United States

GS

Gary Sinard

Franklin, TN, United States

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