Njoki

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

Njoki

Member since

January 2013

On-time repayments

31 installments  •  19%

About Me

my names are vjackline njoki mwaniki, a resdent here in mtwapa. am married and i live with my husband. am blessed with two children all are boys the first born is called Collins and he is in school in class eight this year. my education background is form four of Kenya secondary level.and i started this business because i wanted to earn for some money that i could be able to make me sustain my daily bread for me and for my family.my occupation is just the business only with what am getting from my business i purchase different types of things like food for my family and set amount to enable me pay school fees. and the rest pay house rent for me and for my family.

My Business

my business is of a boda boda i offer the service of transporting passengers from one place to another. and as well do transport of luggage from one place to another in the matter of door to door business.the demand of this services is very high because most of the people here in mtwapa they are using this means of transport more often because it i9s the only door to door business which is cheap affordable and fair to all the community. my customers prefer boarding my boda boda because i give my driver an extra helmet and a safety jacket for the clients to wear when and during on board.the risks of this business is the bad road that is within and around mtwapa. the monthly running cost is 3,500. and my monthly sales collection is Kenya shillings 15,000, this is now giving me a nett profit of Kenya shillings 11,500 monthly.

Loan Proposal

I' am happy to be considered, i will use the money to buy spare parts of my motor bike and replaced all the old parts, in this my clients will be happy because most of them prefer news things. I will make sure that my motor bike is in good condition, so i will increase my income by making it work for 24 hours.
Thank you Zidisha for making my dream to come through.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Apr 8, 2013

Repayment status

On Time

Projected term

12 months

Other loans

Lenders

Straetman

Kaarst, Germany

russell

leicester, United Kingdom

Sundstroms

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Namaste250

Pittsford, United States

R

RealUtopia

San Diego, United States

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  • Njoki    Nov 15, 2013

    am now happy and proud to be one of the zidisha members now a can focus higher in business expansion.

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  • Njoki    Nov 15, 2013

    i come to realize with your organization you guys are doing the best compared with the other organization which are charging high interest rate

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  • Njoki    Nov 15, 2013

    my aim now is to reach the highest loan capacity so that i can be able to open up large business so that i can improve the life of me and my family.

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  • Njoki    Nov 15, 2013

    now my motor looks very old so am looking for the next loan so that i can modify it again so that it can make do more work

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  • Njoki    Nov 15, 2013

    with the first loan that i got from your micro finance i used it on buying some spare parts of which made my motor bike look new and this is what attracted my clients to use it often

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  • Njoki    Nov 15, 2013

    hi my lendors am very happy for having managed completed paying my loan may GOD gives you strength and moral on what you are doing.

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  • Njoki    Nov 15, 2013

    since am blessed with two son of which they are now in school i would like to give them a better education learning system through business of which am doing and working on it very hard now this is in me as my goals and by the wish of GOD this will happen.

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  • Njoki    Nov 15, 2013

    my main future plan is to increase another motorbike through borrowing from this organization and am sure i will get into this soon

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  • Njoki    Nov 15, 2013

    it was a great step for having completed this first loan on time my program is to progress and improve my life through business which am currently doing

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  • Njoki    Nov 14, 2013

    hi it was my great pleasure for me for having reached this far in business this happened through hard working and the boost of the loan that i got from this organization.

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  • Njoki    Nov 14, 2013

    my first loan for sure it did make a different into my business because the stock of which i did increase it went on well.

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  • Njoki    Nov 14, 2013

    since i have completed my first loan my aim now is to proceed to the next loan level so that i can improve my business

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  • Njoki    Nov 14, 2013

    my many thanks goes to the zidisha team and its lenders you guys re doing very great job to the people may GOD bless you.

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  • Njoki    Nov 12, 2013

    my aim is to fulfill my business goals through your organization

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  • Njoki    Nov 12, 2013

    you guys are doing a wonderfully job with this micro finance may God bless you

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  • Njoki    Nov 12, 2013

    am now planning to settle my first loan soon as i can so that i can progress to the next one.

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  • Njoki    Nov 12, 2013

    hi my lenders thank you so much for the loan that was given to me by your organization even though it was small but it did help me on the stock increasing to my business.

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