Zidisha |

Fred

Ongata Rongai, Kenya

Funds disbursed

$0 to go

100% funded of $128 goal

days left

Follow Fred

How it Works

Entrepreneur

Name

Fred

Member since

June 2013

On-time repayments

8 installments • 13%

About Me

I am 24 yrs old married with one child of school going age. He is in nursery school.I have a university level of education and i live and stay in ongata rongai an outskirt town of Nairobi. i started my business Five years ago after university to make a living after being in out of employment for some time where i was not able to support my family. with my monthly income of about 30000 i am able to educate and feed my family and support my parents. I have a dream to improve myself financially as i know i have not fully attained my financial capabilities.

My Business

I am a motorbike taxi rider where i ferry people from Tuskys bus stage in ongata rongai to and from their homes. there is high demand for such services as the homes are very far from the main road and bus stage and some interior roads are not accessed by cars. i have many customers due to my experience maturity and characters people trust me unlike my competitors who are younger than me. The business is profitable as the cost of running a motorbike are very low and easy to manage as it deals with direct contact with the customers who are your employers. I also operate a stationary shp in near Kware stage.

Loan Proposal

I am planning to use the loan to buy a new bulky printing printer. This has been necessitated by the contract that i got at a local school of printing them exams in bulky.I add the loan with my savings to buy it. It costs Kshs. 22,000. hopefully with your support i will be able to raise the amount and buy it.
this will further my profits as the stationary shop is going on very well.

Feedback

Positive

Neutral

Negative

Loan Info

Project Type

Classic Loan

Disbursed amount

$128.00

Date disbursed

Sep 7, 2013

Repayment status

Late

Projected term

7 months

Other loans

Aug 2013: $99

Lenders

Philippe

Adliswil, Switzerland

PlutusNOR

Trondheim, Norway

Elisa

Espoo, Finland

Infinityrush

Toronto, Canada

British Columbia, Canada, Canada

Texas

Houston, United States

4RedStripes

Martorell, Spain

scgtb

Sarasota, United States

Walter01

Kingston, Canada

Ask Fred a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

Felix May 14, 2014

Hello lenders,

I have tried to reach Fred Omangi through the supplied phone number but the line is out of service.

Log in to reply • Share
- KM May 28, 2014
  
  Thank-you for trying to contact Mr. Omangi. Let's hope that he will be able to repay this loan some time soon.
  
  Log in to reply • Share
mewesten Feb 22, 2014

The joke is on us. Nice facebook page ...

Log in to reply • Share
- Fred Feb 24, 2014
  
  Hi Mewesten
  I am sorry i am not making a joke on anything.
  i am sorry i thought i had rescheduled my loan until i received a remainder mesege recently.
  The repayment period caught me in my financial low time as my wife gave birth and i had to take her to the rural area for ritual purposes.
  on returning on February when i would have started the repayment i was not in the position financially.
  
  I had set myself to start the repayment on March.
  
  I am very sorry for any inconvenience caused.
  
  Thanks,
  Fred
  
  Log in to reply • Share
  - mewesten    Feb 24, 2014
    
    Thank you, Fred. With rampant fraud at Zidisha it is difficult or impossible to tell the bad from the good.
    Glad to hear that you have not forgotten us.
    Best of luck.
    
    Log in to reply • Share
    
    Fred    Feb 24, 2014
    
    I am very sorry for that.
    But i had even resumed business, but it is that things are not very good financially here in Kenya. i don't know whether this is true with everybody here in Kenya or may be it because i had closed by business a while when i was at home.
    
    Log in to reply • Share
    
    mewesten    Feb 24, 2014
    
    I understand, about you, Fred.
    Unfortunately there are other people who sign up for loans intending not to repay. For them it is easy, but dishonest money. I should not confuse you with that group. marvin
    
    Log in to reply • Share
    
    Fred    Feb 24, 2014
    
    I am very sorry for that.
    But i had even resumed business, but it is that things are not very good financially here in Kenya. i don't know whether this is true with everybody here in Kenya or may be it because i had closed by business a while when i was at home. Thanks.
    
    Log in to reply • Share
    
    KM    Apr 4, 2014
    
    Hello Mr. Omangi - Have things improved with your business now? I hope so. Please let us know how things are going.
    
    Log in to reply • Share
    
    KM    Apr 18, 2014
    
    Hi Mr. Omangi - Could you please update us about your repayment plans? We were hoping for a repayment in March!
    
    Log in to reply • Share
mewesten Feb 13, 2014

Hi Mr Omangi. How many months did you reschedule for?
Thanks.
marvin

Log in to reply • Share
KM Feb 13, 2014

Hello Mr. Omangi - how are things with you? Please let us know how you are doing with your enterprise.

Log in to reply • Share
Fred Nov 1, 2013

I am sorry for the rescheduling but i was doing a course that turned out to be very demanding that i dint have enough time to collect enough money from the printer i had bought.
I am very sorry in-case of any mis-convenience but i will have finished it by December and start my payments immediately.

Log in to reply • Share
- KM Nov 2, 2013
  
  Thank-you for letting us know your reasons for rescheduling. As a lender I really appreciate reading notices from the people I have lent to! I hope that in the new year you will be able to get the printer work going.
  
  Log in to reply • Share
KM Sep 22, 2013

Hello Mr. Omangi - I hope that you and your family are safe as this horrible terrorist attack unfolds in Nairobi. I am thinking of you and am keeping track of events by radio, hoping that the situation will come to an end soon.

Log in to reply • Share
- Fred Sep 25, 2013
  
  Hi Mrs Kilmeny,
  Thanks a lot for your concern. A very horrible attack indeed.
  Unfortunately i lost my college tutor and a mentor to me Mr.John Musya (R.I.P). i pray for God's courage to be with his family all others who lost their innocent kins during this grief and paining moment.
  
  Hopefully the situation has been contained and surely God will punish planners of the attack especially in brutally murdering innocent kids.
  
  Log in to reply • Share
- Fred Sep 25, 2013
  
  Hi Mrs Kilmeny,
  Thanks a lot for your concern. A very horrible attack indeed.
  Unfortunately i lost my college tutor and a mentor to me Mr.John Musya (R.I.P). i pray for God's courage to be with his family all others who lost their innocent kins during this grief and paining moment.
  
  Hopefully the situation has been contained and surely God will punish planners of the attack especially in brutally murdering innocent kids.
  
  Log in to reply • Share
  - scgtb Sep 25, 2013
    
    Hi Fred,
    
    We are very saddened to hear about Mr. Musya. I hope for a swift and decisive punishment for those responsible from your criminal justice system. Did any of the attackers survive the incident to be tried for their crimes?
    
    Regards,
    
    Mike
    
    Log in to reply • Share
Fred Sep 5, 2013

Hello lenders,
As a kenyan youth i would like to thank you alot for what you are doing to change the lives of kenyan people especially of my age. Initially getting credit was hectic for youths because of the collateral needed which people of our age dont have.

Thanks

Log in to reply • Share
mewesten Sep 4, 2013

Hello Mr. Omangi,
What is the reason for repaying your loan after only ONE WEEK?

Log in to reply • Share
- Fred Sep 5, 2013
  
  Hi Mewesten,
  Thank you a lot for your concern. I had wanted wanted to buy a large printer that costs Kshs. 22,000. Unfortunately i dint have the funds and Zidisha is the only source i would rely on. I had to pay the loan in order to borrow a slightly bigger loan to enable me to buy it.Hoping i will get the funds that i request.
  
  Thanks and may God bless you.
  
  Log in to reply • Share
  - KM Sep 5, 2013
    
    Hello Mr. Omangi -
    I was confused when I saw that you'd repaid and then reapplied so quickly!
    
    However, I am happy to fund you again - but be aware that some lenders will see quick repayments like this as somewhat suspicious - a few people have worked up to get a bigger loan very quickly and then dissapeared.
    
    I hope that with this new slightly larger loan and with your savings, you will be able to buy the printer you want - otherwise I would encourage you to use the loan to make other investments in your enterprise until such time as you are able to apply for a loan of the size that you need for the printer.
    
    Log in to reply • Share
Fred Aug 30, 2013

i take this opportunity to thank the whole Zidisha team for what they are doing in changing the lives of many small scale entrepreneurs who would have otherwise stalled in abject poverty.
May the almighty God grant you energy and power to continue doing this.

Thank you.

Log in to reply • Share
- Fred Sep 5, 2013
  
  Hello lenders,
  As a kenyan youth i would like to thank you alot for what you are doing to change the lives of kenyan people especially of my age. Initially getting credit was hectic for youths because of the collateral needed which people of our age dont have.This limits youths a lot in them innovating and actualizing their ideas into real.
  
  Thanks again and may you be Blessed to continue doing what you are doing.
  
  Log in to reply • Share
Fred Aug 26, 2013

i take this opportunity to thank the whole Zidisha team for what they are doing in changing the lives of many small scale entrepreneurs who would have otherwise stalled in abject poverty.
May the almighty God grant you energy and power to continue doing this.

Thank you.

Log in to reply • Share
- KM Aug 27, 2013
  
  Hello Mr. Omangi, I'm glad to help. What is the best selling item in your stationery shop?
  
  Log in to reply • Share
  - Fred    Aug 28, 2013
    
    Hi Kilmeny,
    Thanks a lot for your help and may God bless you.
    The best stationary item are the cards which i design myself which includes birthday cards, wedding cards,appreciation cards, invitation e.t.c where comes a challenge when needed in bulky and i don't have a large printer to do it. This makes me to take them elsewhere therefore incurring extra expenses.
    
    Log in to reply • Share
    
    KM    Sep 2, 2013
    
    Hello again Mr. Omangi - a few days ago I happened to open my bible, something I do not do very often at all, and it just fell open at 2 Corinthians 8:14, "At the present time your plenty will supply what they need, so that in turn their plenty will supply what you need. Then there will be equality."
    I felt that this was inspiring me to continue with loaning through Zidisha when I can.
    
    It would be very interesting to see one of your cards, if you could take a picture to share here! I have tried to design some cards myself in the past, but have decided that I (and those who get cards from me) are much better off if I leave the designing to others!
    
    Log in to reply • Share
    
    Fred    Sep 3, 2013
    
    Hi Kilmeny,
    Quite inspirational. Hopefully you will make it an habit to open your bible very often.
    Will be more than happy to design one for you and one for you. i have started it and hopefully i will take a picture of it in a week's time and upload it.
    
    Blessed August.
    
    Log in to reply • Share
    
    Fred    Sep 3, 2013
    
    Hi Kilmeny,
    Quite inspirational. Hopefully you will make it an habit to open your bible very often.
    Will be more than happy to design one for you and one for you. i have started it and hopefully i will take a picture of it in a week's time and upload it.
    
    Blessed August.
    
    Log in to reply • Share
    
    Fred    Sep 3, 2013
    
    Hi Kilmeny,
    Quite inspirational. Hopefully you will make it an habit to open your bible very often.
    Will be more than happy to design one for you and one for you. i have started it and hopefully i will take a picture of it in a week's time and upload it.
    
    Blessed August.
    
    Log in to reply • Share
    
    Fred    Sep 3, 2013
    
    Hi Kilmeny,
    Quite inspirational. Hopefully you will make it an habit to open your bible very often.I look into you lending me some of your designing skills so that i further my profits.
    Will be more than happy to design one for you and one for you. i have started it and hopefully i will take a picture of it in a week's time and upload it.
    
    Blessed August.
    
    Log in to reply • Share