Salina

Tinet Vilage, Kenya

11% repaid

Entrepreneur

Name

Salina

Member since

September 2013

On-time repayments

23 installments  •  4%

About Me

I am 39 years old and a mother of 4 children, 2 daughters and 2 sons. I love my kids very much. I am married to one legal husband who is a business person and a farmer too. We are living in a remote village called Tinet and operate a small kiosk while doing farming at the same time. I started the business of selling fast moving consumer goods in my grocery kiosk 6 months ago and it has been booming. I serve many customers who comes from sorrounding neighbourhoods. When i finished 0 level certificate 19 years ago i was married and i didnt proceed with higher studies because of lack of school fees. I am determined my kids will proceed to higher level of education and to realise the dream we have to them. Though we start small i am hopeful my kids will have quality education and will live a better life tommorrow.

My Business

I am operating a grocery kiosk which i started 6 months ago in a remote village called Tinet. I sell fast moving consumer goods, households goods, groceries, green vegetables, onions, potatoes, tomatoes among other goods. I serve neighbourhoods customers and also the sorrounding community. The business has been growing and the profit increasing for the last 3 months when when my business got known and gained stability. Everyday i get a profit of not less than ksh 800 and this rise from ksh 500 in the last 3 months. The challenge i am facing is getting more funds to expqnd my business and able to meet customers expectation and demand. This demand arise due to less competitors and also i am the only one in the village selling goods and household stuffs. I am hoping to open a big shop to meet this pressure.

Loan Proposal

I first thank zidisha for allowing me to join as a member. surely appreciate the opportunity. I will use the loan to buy more household goods and also increase daily orders from my suppliies. I will buy more stocks worth ksh8000 and also save for expansion. I promise to repay in time and also in full.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Sep 16, 2013

Repayment status

Late

Projected term

23 months

Lenders

melliecarma

Portus Town, Germany

Hope2012

United Kingdom

Silver

Steiermark, Austria

J

jjonas

berlin, Germany

B

Bavarian

Bavaria, Germany

scgtb

Sarasota, United States

gseletko

South Perth, Australia

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  • Bavarian    Sep 6, 2014

    Dear Salina, I hope you and your family are doing well. We haven't heard any news from you for a while and you are behind your repayment schedule. Please keep us informed how things are going. Regards, Bavarian

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  • melliecarma    Aug 18, 2014

    i guess no communication at all after nearly a year also qualifies as some sort of response...

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  • scgtb    Feb 16, 2014

    Hello,

    It looks like you might be struggling with your repayments. Please let us know how things are going for you.

    Thank you,

    Mike

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  • Salina    Sep 25, 2013

    Hi to you all zidisha lenders. I take this opportunity to inform you of how much your help has done to my business. It is know three weeks ago and i have made some big improvement and the stocks have increased.There is a lot of rain and this being rainy season, the business is catching up in slow base but we expect by next month the rain will reduce drastically. i am planning to meet he timelines and to repay the loan you lend to me in time to enable others to borrow and also get more loan from you. I thank you all because my standard of living has improved and i am doing well in my business. Despite many challenges which have encountered for example heavy rainfall will not become an obstacles.By God willing, in due time am planning to expand my business, because i want to meet all my customers needs.my customers surely come from remote areas, this also contribute to one the challenges but this will not become a barrier to my job. Indeed you have done a very fantastic job to help us to prosper in our daily lives. Thanks and may God bless you all

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  • Salina    Sep 15, 2013

    I am so humbled by your generous contributions. Thanks to all my lenders. Be blessed

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  • Salina    Sep 12, 2013

    I long for the time i will have enough cash to be able to lend. Zidisha you truly do a good job

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