I have ventured in cereals of maize and beans
Victor
Mbokani Village, Kenya
100% repaid
Entrepreneur
Name
Victor
Member since
February 2014
On-time repayments
367 installments • 72%
About Me
i was born in a small village called mbokani in 1988.i went to a local primary school and secondary school nearby where i did well and secured myself a place in the university where i did a B COM Degree in Accounting.having come from a background that was financially challenged my education career was at the verge of collapse but well wishers and the church intervened.I managed to do my degree.necessity is the mother of invention,through the difficult moment my family and I was in,I got a job in one of the wholesellrs shop in our local market as a shopkeeper. my salary was kes.15000.I used to save 2000per month and I did that for 6 months where I got kes.12000.I went and bought 4sacks of maize and 3sacks of beans that costed about 11800.I gave one bag of maize to my family for food.bucause I could not operate the business as a minor..I had to trade at our home.I would walk around the village marketing my products and within a short time I had daily customers. on makueni cereals such as maize,beans,peas,greengrams,sorghum, millet and others are the staple food for kamba community.with such stock..business moves.I have one daughter named mutanu who is ever smiling... she aspires to be a news anchor or a business lady.I love adventure with my family so much
My Business
currently i am running a small fleet of 3 motorbikes, and i also changed my business ventures from charcoal and cereals to spare parts business of the motorbikes.
my wife who is also my partner runs a boutique shop where she sells mitumba clothes. .i also run a taxi business where i earn an amount of about 30000 per month. Zidisha has really helped me grow and i think i will not have a challenge in paying the facility.the revenue i get from these business has helped mere add more stock,pay the loans, pay the few dues..i also pay for my sisters college fees and cater for my family needs
Loan Proposal
le me start by thanking zidisha for their continued support to young entrepreneurs ,it is indeed commendable the efforts you are doing. i said earlier my dream is to become the greatest distributer of cereals in makueni county.its usually said that a journey of 1000 miles begins with a single step.i am really believing through the help of zidisha my business will go far
now given the cash by zidisha i will expand my business,buy more stock and make all the necessary efforts to increase my output through better marketing strategies.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$139.00
Date disbursed
Jul 9, 2014
Repayment status
On Time
Projected term
21 months
Lenders
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Summary
Amount repaid
$167.33
Amount remaining
$0.00
Date repaid
Jul 14, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 19, 2014 | $2.08 | Jul 18, 2014 | $2.08 |
| Jul 26, 2014 | $2.08 | Jul 18, 2014 | $2.08 |
| Aug 2, 2014 | $2.08 | Jul 18, 2014 | $1.65 |
| Aug 2, 2014 | $0.43 | ||
| Aug 9, 2014 | $2.08 | Aug 2, 2014 | $2.08 |
| Aug 16, 2014 | $2.08 | Aug 2, 2014 | $2.08 |
| Aug 23, 2014 | $2.08 | Aug 2, 2014 | $1.22 |
| Aug 22, 2014 | $0.86 | ||
| Aug 30, 2014 | $2.08 | Aug 22, 2014 | $0.19 |
| Aug 30, 2014 | $1.90 | ||
| Sep 6, 2014 | $2.08 | Aug 30, 2014 | $0.20 |
| Sep 13, 2014 | $1.88 | ||
| Sep 13, 2014 | $2.08 | Sep 13, 2014 | $0.21 |
| Sep 20, 2014 | $1.87 | ||
| Sep 20, 2014 | $2.08 | Sep 20, 2014 | $0.22 |
| Sep 27, 2014 | $1.86 | ||
| Sep 27, 2014 | $2.08 | Sep 27, 2014 | $0.23 |
| Oct 7, 2014 | $1.85 | ||
| Oct 4, 2014 | $2.08 | Oct 7, 2014 | $0.24 |
| Oct 15, 2014 | $1.84 | ||
| Oct 11, 2014 | $2.08 | Oct 15, 2014 | $0.26 |
| Oct 25, 2014 | $1.83 | ||
| Oct 18, 2014 | $2.08 | Oct 25, 2014 | $0.27 |
| Nov 8, 2014 | $1.81 | ||
| Oct 25, 2014 | $2.08 | Nov 8, 2014 | $0.28 |
| Nov 15, 2014 | $1.80 | ||
| Nov 1, 2014 | $2.08 | Nov 15, 2014 | $0.29 |
| Nov 22, 2014 | $1.79 | ||
| Nov 7, 2014 | $2.08 | Nov 22, 2014 | $0.30 |
| Nov 29, 2014 | $1.78 | ||
| Nov 14, 2014 | $2.08 | Nov 29, 2014 | $0.31 |
| Dec 6, 2014 | $1.77 | ||
| Nov 21, 2014 | $2.08 | Dec 6, 2014 | $0.31 |
| Dec 13, 2014 | $1.77 | ||
| Nov 28, 2014 | $2.08 | Dec 13, 2014 | $0.33 |
| Dec 20, 2014 | $1.76 | ||
| Dec 5, 2014 | $2.08 | Dec 20, 2014 | $0.34 |
| Dec 25, 2014 | $1.74 | ||
| Dec 12, 2014 | $2.08 | Dec 25, 2014 | $0.35 |
| Jan 3, 2015 | $1.73 | ||
| Dec 19, 2014 | $2.08 | Jan 3, 2015 | $0.34 |
| Jan 10, 2015 | $1.74 | ||
| Dec 26, 2014 | $2.08 | Jan 10, 2015 | $0.33 |
| Jan 18, 2015 | $1.76 | ||
| Jan 2, 2015 | $0.33 | Jan 18, 2015 | $0.31 |
| Jan 24, 2015 | $0.01 | ||
| Jan 9, 2015 | $0.00 | ||
| Jan 16, 2015 | $0.00 | ||
| Jan 23, 2015 | $1.74 | Jan 24, 2015 | $1.74 |
| Jan 30, 2015 | $1.74 | Jan 24, 2015 | $0.31 |
| Jan 31, 2015 | $1.43 | ||
| Feb 6, 2015 | $1.74 | Jan 31, 2015 | $0.64 |
| Feb 7, 2015 | $1.10 | ||
| Feb 13, 2015 | $1.74 | Feb 7, 2015 | $0.92 |
| Feb 13, 2015 | $0.83 | ||
| Feb 20, 2015 | $1.74 | Feb 13, 2015 | $1.24 |
| Feb 20, 2015 | $0.50 | ||
| Feb 27, 2015 | $1.74 | Feb 20, 2015 | $1.59 |
| Feb 28, 2015 | $0.15 | ||
| Mar 6, 2015 | $1.74 | Feb 28, 2015 | $0.87 |
| Mar 9, 2015 | $0.87 | ||
| Mar 13, 2015 | $1.74 | Mar 9, 2015 | $0.03 |
| Mar 15, 2015 | $1.71 | ||
| Mar 20, 2015 | $1.74 | Mar 15, 2015 | $0.36 |
| Mar 22, 2015 | $1.38 | ||
| Mar 27, 2015 | $1.74 | Mar 22, 2015 | $0.71 |
| Apr 3, 2015 | $1.03 | ||
| Apr 3, 2015 | $1.74 | Apr 3, 2015 | $1.62 |
| Apr 10, 2015 | $0.13 | ||
| Apr 10, 2015 | $1.74 | Apr 10, 2015 | $1.74 |
| Apr 17, 2015 | $1.74 | Apr 10, 2015 | $0.22 |
| Apr 17, 2015 | $1.52 | ||
| Apr 24, 2015 | $1.74 | Apr 17, 2015 | $0.55 |
| Apr 28, 2015 | $1.20 | ||
| May 1, 2015 | $1.74 | Apr 28, 2015 | $0.87 |
| May 9, 2015 | $0.87 | ||
| May 8, 2015 | $1.74 | May 9, 2015 | $1.45 |
| May 17, 2015 | $0.29 | ||
| May 15, 2015 | $1.74 | May 17, 2015 | $1.74 |
| May 22, 2015 | $1.74 | May 17, 2015 | $0.06 |
| May 23, 2015 | $1.69 | ||
| May 29, 2015 | $1.74 | May 23, 2015 | $0.41 |
| Jun 14, 2015 | $1.34 | ||
| Jun 5, 2015 | $1.74 | Jun 14, 2015 | $1.74 |
| Jun 12, 2015 | $1.74 | Jun 14, 2015 | $1.74 |
| Jun 19, 2015 | $1.74 | Jun 14, 2015 | $0.64 |
| Jun 30, 2015 | $1.10 | ||
| Jun 26, 2015 | $1.74 | Jun 30, 2015 | $1.74 |
| Jul 3, 2015 | $1.74 | Jun 30, 2015 | $1.74 |
| Jul 10, 2015 | $1.74 | Jun 30, 2015 | $1.74 |
| Jul 17, 2015 | $1.74 | Jun 30, 2015 | $1.74 |
| Jul 24, 2015 | $1.74 | Jun 30, 2015 | $1.74 |
| Jul 31, 2015 | $1.74 | Jun 30, 2015 | $1.74 |
| Aug 7, 2015 | $1.74 | Jun 30, 2015 | $0.41 |
| Jul 3, 2015 | $1.34 | ||
| Aug 14, 2015 | $1.74 | Jul 3, 2015 | $1.74 |
| Aug 21, 2015 | $1.74 | Jul 3, 2015 | $1.74 |
| Aug 28, 2015 | $1.74 | Jul 3, 2015 | $1.74 |
| Sep 4, 2015 | $1.74 | Jul 3, 2015 | $1.74 |
| Sep 11, 2015 | $1.74 | Jul 3, 2015 | $1.74 |
| Sep 18, 2015 | $1.74 | Jul 3, 2015 | $1.57 |
| Jul 14, 2015 | $0.17 | ||
| Sep 25, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Oct 2, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Oct 9, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Oct 16, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Oct 23, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Oct 30, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Nov 6, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Nov 13, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Nov 20, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Nov 27, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Dec 4, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Dec 11, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Dec 18, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Dec 25, 2015 | $1.74 | Jul 14, 2015 | $1.74 |
| Jan 1, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Jan 8, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Jan 15, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Jan 22, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Jan 29, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Feb 5, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Feb 12, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Feb 19, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Feb 26, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Mar 4, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Mar 11, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Mar 18, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Mar 25, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Apr 1, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Apr 8, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Apr 15, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Apr 22, 2016 | $1.74 | Jul 14, 2015 | $1.74 |
| Apr 29, 2016 | $1.93 | Jul 14, 2015 | $1.92 |
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