Lydia

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Lydia

Member since

October 2010

On-time repayments

88 installments  •  18%

About Me

1 am Lydia Wambui Muchemi and reside at Bahati Nakuru. I am married with one child called Maina whom I love very much and work very hard to be able to give him a good life

My Business

Currently I am in business involving selling of stationeries where I buy printing papers from Nairobi capital city and sell them in both Nakuru town and Bahati town. Each printing paper package sells at Ksh 270 at whole sale and retails at Ksh 350. I buy about 100 reams making about Ksh 8000 per week. The market is good especially during the festive seasons when I diversify the type of papers that I sell so as to cater for the production of success cards, wedding cards, greeting cards and others. I intend to increase my stock to take advantage of the current exam season for the success cards and later the greeting cards for the festive season ahead. Also increased stock cautions me from the fluctuating prices of papers so that I can make more profit. I also sell books (both exercise and text books) to students especially at the start of the school terms. This is especially at the start of a new year. I therefore intend to increase my stock for the books ready for the New Year 2011

Loan Proposal

I intend to increase my stationery stock to take advantage of the current season for the greeting cards for the festive season ahead. Also increased stock cautions me from the fluctuating prices of papers so that I can make more profit. I also sell books (both exercise and text books) to students especially at the start of the school terms. This is especially at the start of a new year. I therefore intend to increase my stock for the books ready for the New Year 2011

Feedback

2

1

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$759.00

Date disbursed

Dec 22, 2010

Repayment status

On Time

Projected term

12 months

Lenders

J

jeffb

United States

Dianne

Maryville, United States

C

CWS

Huntington beach, ca, United States

marieb

Zürich, Switzerland

S

Snick

Halle, Germany

A

alfredo

Bremen, Germany

H

Hilke

Bremen, Germany

Paul Buchheit

Mountain View, United States

Ask Lydia a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Svenip    Jan 12, 2019

    Hi Lydia, thank you for starting payments again after all this time. I hope you have found a job and wish you all the best!

    Log in to reply • Share
  • Lydia    Nov 2, 2018

    Sorry for any inconvenience caused by not paying the loan in time but and also for delaying. The reason for this is that my business went down and i had to close it down and went for to upgrade my education which was payed by one of my kin because i could not afford and thereafter i am now looking forward to get a good job which will help me to pay the loan. In the mean time i will make sure i start paying small bite by bite and i bet by next year i will clear the loan so please do not take me to (CRB) Thank you in advance.

    Log in to reply • Share
  • KM    Nov 8, 2014

    Hello Lydia - I hope that you and your family are doing well. Could you let us know what your situation is like now? Thank-you.

    Log in to reply • Share
  • Bavarian    Sep 6, 2014

    Helly Lydia, I hope you and your family are doing well. We haven't heard any news from you for a while. Please keep us informed how things are going. Regards, Bavarian

    Log in to reply • Share
  • KM    Jul 17, 2014

    Hello Lydia - it is a bit unclear in your comments - are you still running a business, or have you found employment with someone else?

    Either way, I hope that you are in good health, and hope to get news from you soon.

    Log in to reply • Share
  • Svenip    Jul 7, 2014

    Hello Lydia,
    I hope you are allright. How is your business doing? Please give us an update. All the best!

    Log in to reply • Share
  • countrygirl    Apr 20, 2014

    Thank you, Ms. Wambui, for your recent loan repayment. I do hope it is a sign that things are looking up for you and your business.

    Log in to reply • Share
  • Lydia    Nov 5, 2013

    i would like to change my installment to enable me to uplift my business and be able to make some profit so i would like to change the installment for some time then after my business have grown a bite i will be able to continue with the the above installment of 8,690 and complete my payment. thank you zidisha team for you consideration. thanks.

    Log in to reply • Share
    • KM    Nov 9, 2013

      Hello Mrs. Wambui - Thank-you for explaining the change in your repayment plan - I am sure that you will be able to grow your business particularly as the harvest comes in and the festive season comes around. I wish you the best.

      Log in to reply • Share
  • Lydia    Oct 11, 2013

    Thanks you for the third loan I would use it to boost my business

    Log in to reply • Share
    • KM    Apr 18, 2014

      Hello I hope all is going well for you. Unfortunately it seems you have missed your March repayment. Are you still having trouble with your business? Please update us on your situation. Thank-you.

      Log in to reply • Share
  • Lydia    Sep 26, 2013

    Thank you zidisha team for the time you have allowed me to stay with your money even though i could not make it at the right time. I Thank the Lord God for He has enabled me to complete the payment. I hope you will still consider me for another loan thank you. i will continue keeping you in touch.

    Log in to reply • Share
  • Lydia    Sep 14, 2013

    Thank you Zidisha team for the way you people you have encouraged me i trust that before long i will be able to clear he whole amount.
    I am doing very well with my family and i have been making small payment as i get so money i am very grateful for your good work.

    Log in to reply • Share
  • Brian    May 1, 2013

    thank you, Lydia, for keeping us informed. I respect your hard work at trying to make partial payments, and I hope that things improve for you soon. Brian

    Log in to reply • Share
  • Lydia    Apr 29, 2013

    My name is Lydia Wambui my A/C is way back behind due to some problems.My business went down where I was forced to close for some time, in the mean time I looked for a place where I got a job to help us to keep going with my family. for some month I have been paying some few amount in my a/c until the time when i will be able to clear the entire loan. Thanks zidisha team for your patince.

    Log in to reply • Share
  • Lydia    Feb 20, 2013

    My name is Lydia Wambui my A/C is way back behind due to some problems.My business went down where I was forced to close for some time, in the mean time I looked for a place where I got a job to help us to keep going with my family. I would like to be paying some of the money to my A/C and so i would like to reschedule . please can my A/C be opened to reschedule

    Log in to reply • Share
  • Lydia    Dec 19, 2012

    at the moment am still experiencing financial difficulties. however i will start repayment at the end of the month with a little amount which i will be getting monthly. may be 1,000/= or 2,000/= monthly. please how can i resecdule it.

    Log in to reply • Share
  • Lydia    Oct 27, 2012

    As i had indicated earlier my business have gone down it has not been able to raise good profit to be able to to pay the expected amount of 8,857 because the amount it is able to raise the amount to pay the house rent for our up keep and some for the school fees of my son. please I would ask the zidisha team to allow me to stay up to Dec . it is my desire I will be able to re organize myself and be able to start raising paying back the amount need. than you for understanding me.

    Log in to reply • Share
  • Lydia    May 12, 2012

    I would like to given up to August to be able to sort myself because my business have gone down because I have been blessed with new born daughter I was not available in my business so for the last three month I was at home but for now I have resumed back so I will try my best to make the business go up.I am sure everything will be fine I will be able to pay well..Thank.

    Log in to reply • Share
  • Lydia    Nov 12, 2011

    i sincerely appreciate those who have already shown faith in me and have started fund raising for me. i hope that my dream will come true as far as business is concerned so that my son's education can be assured. he is to join school next year in January God willing

    Log in to reply • Share
  • Lydia    Oct 14, 2011

    am glad that you have made me go this far. the business is still doing well.

    Log in to reply • Share
  • Lydia    Jun 18, 2011

    i sincerely thank zidisha team for their assistance currently fuel prices are high were lit not for your support my business could be negatively affected. my God bless you

    Log in to reply • Share


Loading...

Loading...

Loading...