I intend to pool these funds with the little i have accumulated to acquire a good laptop that will give me online flexib...
George
Eldoret Town, Kenya
54% repaid
Entrepreneur
Name
George
Member since
January 2014
On-time repayments
34 installments • 18%
About Me
I am a third born in a family of eight, which is a typical scenario in many African families in the rural set up. My first two siblings did not find an opportunity to progress with their studies beyond primary level. I was however lucky to proceed up to college through the help of well wishers. However, it is about eight years since I enrolled as a student in Moi University yet I haven't finished my undergraduate studies to date.
Life for me has been struggle of trying to balance between my personal and family needs. It was hoped that after my studies, I would take up a central in providing for my younger siblings since my education would help me get a reasonable job. This has not happened yet because of my inability to complete my studies. Moreover, the job situation in Kenya, like in many other African countries, is grim.
This has placed me in a compromising situation where I have to seek means of sustaining myself in Eldoret town (near my institution of learning), so that whenever possible, I squeeze some time to clear the backlog of studies that are holding me from graduating while at the same time looking to assist my siblings with their needs.
Thus after several short stints at various workplaces, I was introduced into the world of freelance writing by a friend (I value him a for this). So, for almost a year now, I have been involved in freelance writing. However, I do freelance writing as somebody's employee. Despite having sustained for the said period, it is not easy to raise substantial money within a reasonable period of time such it is a hand-to-mouth kind of engagement. This means that I have to be engaged full time to raise money to cater for my needs and for others who look up to me.
This year, I am looking for ways of attaining financial freedom by setting up online investment such as a website in which I will be able offer training for people out there whose story may be like mine or even worse so they may also be able to earn income from the internet, while I also earn from ads placed on my site. I also look forward to setting up a physical business that will help me take care of my siblings without needing my direct attention. This way, I believe I will get plenty of time to complete my undergraduate studies and continue helping not only my family members but the society as well and even people in other countries through this kind of arrangement.
My Business
As already pointed out, I am a freelance writer who just realized that people can earn some money online under a year ago. Thus, I am still not well established in the online income generation activities. I have been an employee of a more experienced online entrepreneur all this time. When I work very hard, I earn between 20,000-30,000 Kenya shillings per month. I therefore seek to purchase better equipment such as a good laptop with a webcam to enable take up positions such as a virtual assistant, which I have qualified for in the past but lacked the necessary equipment to facilitate my employment.
Apart from this, setting up and maintaining a website to help me share what I have learnt with others also requires financial input. I feel that there are some people out there who need to know how to start generating income from the internet yet those who can help them choose to charge exorbitant training costs thus cutting them off. I want to help such people.
In a nut shell, I have the potential to do well and help others do well too but am incapacitated by my limited earning ability. With your help I believe I will confidently march towards financial freedom as well as achieving my other goals in life. I am trying to manage with what I have but with a boost from you, I will be propelled to get to my dreams faster and a lot more easily.
I believe that the money I earn from freelance writing is adequate to facilitate the repayment of this loan as I look to extend my online activities to earn more.
Loan Proposal
Once I get the funds, my greatest priority is to acquire a laptop with a good processing speed, webcam support as well as other functionalities that will enable me to have the online mobility and flexibility I desire. As mentioned in my profile, I have, in the past qualified for virtual assistant positions but could not take them up because the desktop I currently use does not support these functionalities. Thus, with the laptop, I will be able to expand my online boundaries to generate more income under the guidance of my already thriving mentors.
I also look forward to an easier time handling the administrative activities with the laptop on the website I intend to set up. I seek to assist others with a story similar to mine or worse off, to at least start earning some income online through the website and all other possible means. I also intend to take online classes to further my IT skills and all these will be possible if I get to acquire the laptop. This will be a life changer for me, and the beginning of a big story in Kenya as well as for the ZIdisha community.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Feb 10, 2014
Repayment status
Late
Projected term
8 months
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