Entrepreneur

About Me

am john mairura maturwe aged 24years a Kenyan by birth and single. I was born in kisii county gucha district and am the third born of seven children. my father is called bilancio maturwe and my late mom she is called nancy muthoni. i went to echabumbe primary school and proceded to nyambaria high school still in kisii county, then went to kenya institute of management and graduated with a diploma in business management then advanced to st.paul's university were am in the fourth year persuing a bacheral i business administration and management(finance option).
am a humble and God fearing person. I love playing tabletennis, travelling and reading magazines(business).
currently am employed by an international research company(ipsos synovate) as supervisor and the same am aspiring to be a successful businessman.
am goal oriented and target driven man with high expectation and a risk taker. I WOULD LIKE TO REPAY WITH AN INTEREST OF 12%

My Business

Am currently an employee of ipsos synovate a research firm as a supervisor earning a sum of ksh.25000, on the other side i open salon which serves about 15 customers per day. the business is now one and half month since it was opened and it is registered. the first month the returns were quit good. the salo is called JOFA styles salon and is located in freehold estate which serves a radius of 150 meters base and am aspiring to expand it by relocating to a nearby center. during the first month i had to do extensive marketing so as to increase customer base. cureently we are doing hair styling and doing pedicure and manicure and other services that a customer may suggest. financially the business is promising as the first profit was ksh.8420 which wa reurned to expand the business. Am requesting to be given the loan so as to expand and create employment to the youngs in our area. I will use my salary and part of the income from the business to repay the loan.

Loan Proposal

I intend to use the money to buy more stock for the salon i.e shampoo and other beauty materials that will ensure that the business does not run out of stock due the increasing customers. this will help to maximize profit and create a room for more customers and hence will lead to addition of more other salon services. the main agenda is to first create customer loyalty by providing every service with proper items which I the main challenge that the business is facing. the projected budget was on a higher side which if granted the loan I will be able to run the business in the right direction. the loan will help to increase revenue which will help repay the loan as scheduled.

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