I need funds to expand the manufacturing pillows &cushions

Judith

Lusaka, Zambia

100% repaid

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Entrepreneur

Name

Judith

Member since

May 2017

On-time repayments

116 installments  •  14%

About Me

My name is Judith Nakazwe, i am a business lady and i sale pillow cases and cushions for the seats in the community. I have been doing this business for 2 years but the challenges i have is that i am a mother of 2 and a single mother and taking care of my parents. So my capital has been on stand still because i use the income to support my family and keep the capital intact, and i now have too many customers wanting the same to be made for them as soon as possible and i dont have enough for all of them. Therefore, I need some funds to increase on my production so that i can make for all the customers waiting.Furthermore, zambia is a country that is rich in natural resources such the mining industry in the copperbelt region of zambia.I love clubing and watching a game of football.i wish my chidren to grow up well and quality to the University of Zambia

My Business

I sale Cushions and pillow cases for making the houses to look beautiful, I make them as per the color of their choice, and people have liked the way i design them.The demand is very high because most people nowdays in our township where i live are decorating there house,there fore i will make profits to reinvest in my business.

Loan Proposal

i need ZMK 1500 to help me buy materials that are required for me to manufacture more pillow cases and cushions.i have plenty of order that are suppose to distribute to my customers urgently once i receive the money.This will definitely help me generate more income to sustain my business and the well being of my family.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$143.00

Date disbursed

Sep 1, 2017

Repayment status

On Time

Projected term

14 months

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May 2017:  $89

Nov 2017:  $191

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AT

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PC

Patrick Clavette

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Dean Cress

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CNV

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Martin Nielsen

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Brad Schilling

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MS

Mark S Yourek

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Dan Buthler

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Paul Smithson

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JP

Jonas Pohlandt

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CG

Christian Giordano

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AH

Andreas Holmstrom

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LE

Lloyd Edwards

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Ryan Gough

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Gary Sinard

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Paul Buchheit

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Adriaan

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Ruth FT

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Patience Bryan-Taff

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Bill Lowery

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Kathy Langhorst

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Robert Chen

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Peter A

New York City, United States

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Switzerland

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  • Robert    Sep 22, 2018

    Dear Zidisha,
    The contacts for Judith are not going through at the moment.I will keep on trying.

    Dear Judith,
    Kindly resume your repayments and finish your loan so you can get another one.

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  • Judith    Dec 2, 2017

    Dear lenders i have received ZMK 1,765 and on Monday 4th December i will be to pay tuition school fees and final exam fees for last semester at University of Zambia.Am very thankful and humbled, you came through for me when no one could through to my rescue am very happy lenders, i will also work hard to pass my final exams.However, i will also continue to grow my cushion business and ensure that my repayment is on time.Thanking you so much may the good lord bless you and your families and also the almighty God replenish more finances to you all.Thank you

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  • Judith    Nov 28, 2017

    Dear my lenders, am very humbled and happy i just dont know how to appreciate you, you have made my world today for helping me fund the loan.This assistance will allow me write my final exams at the University of Zambia as medical doctor,since i went to the University have been sponsoring myself.Without you coming on board was not going to write my exams in this final semester.Am humble to all of you for this assistance, it will change many lives in my career as medical doctor.Many thanks to you all and the Zidisha team and i will do my best to repay my loan on time and may God richly bless you and your families .

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  • Judith    Nov 28, 2017

    Dear Nick, Idroh 7 and Jelena Selin, am very thankful for coming on board to see to it that my loan is fully funded.Am just praying crossed my fingers to see to it that my loan is fully funded today.I also thank the other renders that have already come on board i know it is not easy.I thank you all and May God bless you

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  • Judith    Nov 27, 2017

    Once again i just want to thank Mr Rembrandt, Jake Gibson and Beverly Picardo, Rain McGuire and Juhani for coming on board to fund my loan so far, am very grateful for your support and i will do best to repay my loan on time.Thanking you all the efforts you have so far to fund my loan.Am looking forward to see my loan fully funded.

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  • Judith    Nov 26, 2017

    I just want to take this opportunity to thank the following ;Mr Paul Buchheit and Mr Paul Graham and the other lenders which i have not mentioned their names .Am in the final semester at the University of Zambia,i dont want to miss exams, your support at this stage for me will be very vital and am praying that my loan will be fully funded and i have noted that it only 1 day left.My dear lenders support at this stage to get the loan funded will be most highly appreciated because i dont want to miss the final exams.Thanking in you advance

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  • Judith    Nov 14, 2017

    Dear lenders am very thankful for the just ended loan which i have just completed, it was so wonderful it has helped me a lot and my business has grown tremendously i did sell all the cushion pillows and previously my profit margin was 30% and it has increased to 60% .Being a student the University of Zambia studying medicine it has really helped me in many ways, 1.it has helped me paying school fees and tuition's fees and 2 it has helped me sustain the business.Am really thankful and as am posting the new loan kindly help me fund my loan in good so the can pay tuition fees my final semester at the University of Zambia in the school of Medicine.

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  • Judith    Nov 12, 2017

    Dear lenders my i did receive ZMK 1177 as the amount which disbursed successfully in MTN account.It was great me and i did appreciate you much for your awesome support.

    However my experience with the loan was wonderful i managed to buy materials for manufacturing of cushion pillows and later, i sold the cushion pillows which distributed to different homes and companies, at first my profit margin was 45% now it has increased to 70%.

    Nevertheless am to make cushions for the forth coming festive in three weeks time, i want to prepare in good so that i can advantage of the festive season.Besides i already have order and am happy that all customers have paid me now i say so because its not every customer that repays cash on the spot but most of them it is month end.

    I really thank you so much my lenders without your support today my business was going to be at the same level.May the good lord bless you abundantly.

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  • Robert    Oct 24, 2017

    Hello
    Kindly make your repayments up to date.pay on time so you can increase you credit limit.if you have challenges,restructure your payment amount

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  • Judith    Aug 30, 2017

    Iam very thankful my lenders for considering me and my business.Iam humbled to see you all turn out and came on board to help me.However i will buy cushions and materials to make more pillows and cushions .I have a new design which i have decorated.My customers will be very happy and of course i will generate more income to reinvest and ensure that i maintain 90% repayment on time.

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  • Judith    Aug 18, 2017

    Dear my lender thank you vary much the loan i got has done me wanders earned good profits.I have repaid my loan in full today and would to apply for another to expand the manufacturing of cushions and pillows to distribute more to customers.I appreciates my dear lender and i thank you much.

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  • Robert    Aug 2, 2017

    kindly resume your repaayments and maintan a good record

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  • Judith    Jul 5, 2017

    Payment done ZMK 80.00 05/07/2017 via my account .Thank you my renders

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  • Judith    Jul 5, 2017

    Good day my lenders am sorry for repaying my loan very late hence this was due to my business sales being very slow but now sales have gone up.I have made a payment via my MTN account no 0965324579 and transaction ID 176167223, Payment date 05/07/2017.Thank you and kind regards

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