David

Nakuru, Kenya

100% repaid

Entrepreneur

Name

David

Member since

July 2010

On-time repayments

47 installments  •  60%

About Me

I am David Kamau Wanjama, born in 1950 at Marioshoni Village in Elbergo under shamba system. Son of Wanjama Kamau and Bilih Njambi as the fourth child. I completed my primary schol education in 1964. I am married and have nine children and the last born is in form one at Mugaa Secondary School. In addition, I have custody of my orphaned nephew and niece who are in class three and four respectively. I work at Mugaa Secondary School. I am also a mixed farmer, growing maize, beans and potatoes. Also rear dairy goats, beef cattle.

My Business

My main business is keeping of the dairy goats, which are expensive to rear. I buy them food daily from the shop,dairy salt and also medicine to keep them free fom round worms.20mm bottle of the medicine used to spray the goats costs about Ksh500 and the goats need to be sprayed after every three months. One bag of food cost about Ksh1500 and i buy about 5 bags in a year,which amounts to Ksh7,500 in a year. Apart from this i also buy traditional food such as Kikuyu potato leaves.
The goats produces young ones twice a year. During that time i milk them and sell the milk to my neighbours and when it produces a male kid i sell it at about Ksh5,000 or more.

Loan Proposal

I plan to use the funds given to raise 4 dairy goats .Each dairy goat cost KSH 3000.A small structure to house the animals will be constucted .I will dig holes and place 10 poles inside the holes .I will place soil on the holes and use the crow bar to make the poles firm. Each of the poles cost SHS 50,A capenter will be hired for two days @500 KSH to build the structure.4 mabatis [iron sheets] will be used for roofing. Each mabati goes for KSH 520 Afew nails 1/2kg will be used to roof the house for the goats

The sructure measures 4m by 3m. The structure has a door at one end measuring 3ft by 6ft the door cost KSH 1000 .The door will be used to remove the dung from the sructure .The dung can be used later for the generation of biogas when funds are available.

Within the sructure alot of space will be needed for free movement of animals so that they do not become fatiged. A trough will be placed at one end for putting food for the animals .The trough will be used as well for placing macklick salt that strengthens the bones of the goats and makes them strong.Near the trough I will build a small container for putting water .The goats need regular water supply for maximum milk production.

I have set aside KSH 2000 for buying hay for the animals especially during the dry spell. The remaining money will be used for buying drugs to remove intestinal worms and liverfluxes that mainly affect animals in this area. The money will be used also to sray the animals and keep them free from ticks and mites.

I ex pect the goats to produce 16 litresof milk daily .the milk will be sold @ KHS 30 per litre .In a month I expect to earn an income of SHS 14,400 which I will use to educate my children and repay the loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$260.00

Date disbursed

Sep 9, 2010

Repayment status

On Time

Projected term

12 months

Lenders

Julia Kurnia

Sterling, Virginia, United States

C

CWS

Huntington beach, ca, United States

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