Judie

Kitengela, Kenya

56% repaid

Entrepreneur

Name

Judie

Member since

May 2013

On-time repayments

19 installments  •  11%

About Me

My name is Judie, married with two children and lives at Kitengela. i am a business lady who deals with computers and the accessories.i am a determined ,objective and a hardworking lady. i ventured into my business after my college which i learned about the computers. i have been selling the computer accessories for four years and hence this field has a competition which hinders the business.my business includes selling of printing papers, Epson Inks,Envelops,Bics among other items, i also do copies,lamination scanning to help my customers in any area that they cannot manage.
the business has brought great impact to my life that it has helped me all through school fees to my children and family.However it has reached a point that i want to move to the next level by expanding the business, this means that ii would like to buy bulky items in my premises.this has made me jump up and down searching for loans from the banks but they are not promising and their interest rate is much higher, this is when a friend introduced me to Zidisha Organization that you lend loan with an interest which is affordable.
Kindly assist me in loaning my business so that i can make a good progress with it.if granted the loan i will highly appreciate as it will greatly impact my business and life.

My Business

Considering the field i am the competition is very high thus lowering the market / services offered to computers.My business includes selling of envelopes ,Lamination , scanning,selling printing papers, Bis among others, but this has been hindered with other competitors and this needs an urgent intervention by increasing more stocks so that i can be able to sell the goods in bulky that is instead of selling one envelop i should introduce selling of a dozen envelops to my other colleagues.
my business also makes profit and also the costs of items, with approximation the amount is kshs.15,000 - kshs.25,000 in a month, if given the opportunity i will be able to make a rise of the monthly income to at least kshs.30,000 -kshs.35,000. i would really appreciate the Zidisha team to help and grant me a loan to enable me improve and have the target that i have been dreaming to get.

Loan Proposal

i really appreciate the zidisha team for approval of the loan. I will be able to utilize the loan given by buying the following items that i needed in my premises.
The things that i will buy includes envelops , pens, printing papers, Epson Inks,Lamination papers ,Embossed papers among others.
I really give thanks to zidisha Team. Thanks again.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 21, 2013

Repayment status

Late

Projected term

19 months

Lenders

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

sworthington

San Francisco, United States

Hope2012

United Kingdom

Cordula

Cologne, Germany

L

Lemon

Switzerland, Switzerland

T

tonilends

catalonia is not:, Spain

K

kaf121

Lynnfield, United States

rhagen

New York, United States

B

BassFamily

Tremonton, United States

K

Karin

Toronto, Canada

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  • Vincent    Feb 20, 2015

    Hi Zidisha Fraternity,
    I have called Judie Booker this evening regarding her zidish loan repayment arrears and she has agreed to make another repayment soon next week although she has started making some little repayments.

    Regards

    Vincent VM Kenya

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  • Judie    Feb 14, 2015

    Dear Lenders,
    Hope that you are doing great,am also good i have managed to send something small but still i will make it step by step.
    thanks.

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  • Judie    Jan 26, 2015

    Dear Lenders,
    I am very very sorry for any delay made by me... i really regret not paying. i must admit i have made promises but never attain to them. i am requesting for one more chance that includes my payment will start by the end of this month. as i have indicated am going to pay the amount as i can.
    Thanks in advance.

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    • rhagen    Jan 26, 2015

      Dear Judie,

      Thank you for the update. Hope that all is well on your side.
      Could you provide a little more feedback on the reasons why you were paying late? Is it because the business did not pick up as hoped, is it a personal reason or something else? I am always interested in the activities and life of the people I lend to.
      Best,

      Richard

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  • Vincent    Dec 5, 2014

    Dear lenders and the management,
    Have just taked with Judie Booker this morning and she said she is sorry for all the delay to repay her zidisha loan which is in arrears. She said it not her wish not to repay but the situation she is, Judie Booker has just promised me to call her back again next week so that she can at least repay some amount. Wishing her well and hope she will manage.
    Regards
    Vincent VM Kenya

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  • Vincent    Sep 30, 2014

    Dear Zidisha Fraternity,
    Warm greetings to you, I have this evening contacted Judie Booker regarding the zidisha loan arrears and indeed she had good time with me as she apologized for the delay due to that she lost he phone with all the contacts and the Zidisha Business Number 600201 on which become difficulty for her to make payment and also to reach me as she was not able to get this details from her Zidisha profile.
    Judie has just promised me to resume payments this Friday as she now have the Zidisha Pay Bill Number 600201 and my contacts as well to reach me incase of any problem.

    Thank you.
    Regards
    Vincent ~ VM Kenya

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  • Judie    Sep 18, 2014

    Hello,
    Hope all is well, have been away for a while but now am back, i will be able to pay the loan as scheduled ....please adhere with my apologies, for the delay.. like today am sending small amount to start with...

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    • rhagen    Sep 19, 2014

      Dear Judie,

      Welcome back! Thanks for keeping us posted! Hope all is well on your side.

      Richard

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  • Vincent    Aug 29, 2014

    Dear Lenders and Zidisha management,
    I am very much thankful speaking on phone this morning with Judie Booker that she has lacks far behind on her loan repayment and I have advised to that repay little as she can manage and I will assist her to reschedule the amount of which she can comfortably manage weekly and she has agreed to resume this coming Monday so that she get back on track.

    I also take this opportunity to wish her all the best as the prepare to resume on her loan repayments so that she can maintain her trust with the lenders online.
    Regards
    Vincent VM Kenya

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  • Vincent    Jul 15, 2014

    Dear Zidisha Fraternity,
    Kindly receive my warm and long greetings, I have this afternoon ringed Judie Booker concerning her loan arrears and she has promised me that she is making sure to resume repaying at the of this week, so I request her lenders of behalf to be patient while Judie is working hard to resume as promised while I will keep her in touch to make sure she resumes.

    Regards
    Vincent VM Kenya

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  • Vincent    Jun 17, 2014

    Dear lenders and Zidisha management,
    I happy that I have talked to Judie Booker this evening and she was of promising to work hard and repay her loan arrears. Judie she has promised to make another loan arrears repayment this Friday although the business did not pickup well for but she is hardly struggling and making strategies to make sure the business stabilizes normally.

    Judie wish you all the best as you arrange to make your loan repayment this Friday which will be on 20th June 2014.
    Regards
    Vincent VM Kenya

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    • rhagen    Jul 2, 2014

      Thank you Vincent, for keeping us posted!
      Best,

      Richard

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    • rhagen    Jul 13, 2014

      Dear Vincent,

      Hope all is well on your side.
      It has been almost one month that we haven't heard from Judie. Would you be able to provide us with an update?
      Best,

      Richard

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  • Vincent    May 3, 2014

    Hello Zidisha Fraternity,
    I am still in contact with Judie Booker and she confirmed to me that she is still working very hard and she has manage her Zidisha loan repayment of KES 500 this evening after I informed her about her credit limit percentage which has dropped to 43%. |The M-Pesa confirmation Code: EZ95ZF725. AT 4:53pm on 3/5/2014
    Regards
    Vincent – VM Kenya

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  • Vincent    Apr 25, 2014

    Dear Zidisha fraternity,
    I have just spoken to Judie Booker couple of minutes ago this evening and responded to me sorry for the delay for not pay her loans on time as rescheduled but she has promised me to follow up with her Sunday and Monday next week and latest she can make repayment is Tuesday next week, have also advised her again today to pull-up her socks on repaying her loan to increase her credit limit percentage so that she can be able to get higher loan next once she will finish repaying her loans on time.
    Judie she was happy for my discussion and encouraged me to remind her whenever am able to do it so that I keep her alert.
    Regards
    Vincent - VM Kenya

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    • rhagen    May 5, 2014

      Thanks Vincent for your efforts and than Judie for the transfer! It arrived yesterday

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  • Vincent    Apr 17, 2014

    Dear Zidisha Fraternity.
    I have again today morning contacted Judie Booker over the phone concerning her loan repayment at Zidisha, she informed me that her business is still down but will try and make a repayment today late in the evening. I myself encouraged her to work very hard to repay in time and also to enable her increase her percentage which is below average so that her credit limit can as well increase.
    I take the opportunity to wish her all the best.
    Regards
    Vincent – VM Kenya

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  • Vincent    Apr 14, 2014

    Dear Chloe & Zidisha team,
    Have spoken to Judie Booker this morning about her Zidisha loan arrears and she agreed to make a repayment tomorrow on 15th April, have also advised Judie pull up her efforts so that she can increase her On-Time Repayments percentage which is so far below at 50% 6
    and she cannot qualify for credit limit. She agreed with me that she will try to make payments whenever in between the month if she manages to increase her parentage for credit limit and also to repay in time. She was also happy for the concern and I told her that is why am her mentor to help her whenever she needs my support.

    Thank you and will update you when she will update me tomorrow when she will make her payments.

    Regards

    Vincent - VM Kenya

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    • rhagen    Apr 14, 2014

      Thanks for the efforts you are making Vincent, that is well appreciated!
      Best,

      Richard

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  • Vincent    Feb 17, 2014

    Judie will be making a loan repayment of Kes 1000 today evening a she has confirmed to me this afternoon when I ringed her. Judie I wish you all the best and I am happy with you since you never ignored my calls like other borrowers.

    Regards

    Vincent - VM Kenya

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  • Judie    Feb 15, 2014

    Hello, its been so long but am sure that by the end of the every month will be managing to get the 500 shillings . please adhere with my apologies.

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  • Judie    Feb 15, 2014

    Hello i thank you for the loan you lend me. i really appreciate because it helped me so much when needed it. i am now requesting that i would like to reschedule my loan because the amount am getting is less.
    please adhere with my request.
    The business is still going on well and the little that am getting i will be able to share it.

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    • rhagen    Feb 15, 2014

      Dear Julie,

      Hope all is well on your side.
      This message is a little different than the one from Vincent below but I respect your honesty and understand that by times it may be difficult to pay back as planned earlier. What worked for me is putting a very small amount aside every day, this way I saved for many things I now own. Since the amount is very small I hardly noticed that it was missing from my wallet every day but in a month I still had saved a good amount.
      Best,

      Richard

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  • Vincent    Jan 22, 2014

    Dear Lenders and community this is to notify you again that I was happy again to speak to Judie this morning and she has agreed to contribute to her loan repayment on or before 15th February 2014 for Kes 2,000 while she intends to fully settle her laon repayment on 20th March 2014.

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  • rhagen    Jan 20, 2014

    Hello Judie,

    Thank you for the installment. Hope you had a good start of the new year!
    Best,

    Richard

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  • Vincent    Jan 20, 2014

    I talked with Judie booker on Sunday evening explaining why she has delayed to repay her outstanding loan arrears, she told me due to un avoidable circumstance she could not be able to make repayments but she has agreed to repay Kes 1000 (one thousand shillings) to Zidisha that Sunday evening. She is intending to repay the full loan amount of March 20th 2014.

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  • rhagen    Dec 2, 2013

    Hello Judie,

    How are you doing? Hope all is well on your side.
    Best,

    Richard

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