Name
Josephat
Member since
April 2013
On-time repayments
65 installments • 22%
My name is Josephat njoroge mathu I was born in 1969 at shamata in Nyanadarua County I joined shamata primary school and later joined Ndururumo high school for my o levels completing in 1987. After school I worked with different institutions until when I decided to start self employment I settle in Nakuru town where I realized there was demand for raw power poles a business I do even today I am married and blessed with two children. My business does well and it is from its proceeds that I was able to buy a piece of land and built my own house. All along the business I was able to study theology and today I minister in Anglican churches of Kenya Nakuru parish
I am settled in nakuru town. my business is mainly to buy raw power transmission poles and resell them to treatment plants. i started this business after i realized there is great demand for poles to transmit power to all parts of the country as you know Kenya is a developing country and demand for the same is very high most of the treatment plants do not go out there to search for this poles instead they wait for people like me to deliver them. that is why i was able to capitalize on this demand. i usually get my poles from the highlands of Kenya like londiani and kisii county where these poles are plenty and cheap this makes me to make good profit while satisfying my customers by giving them a better margin. the only risk my business faces is when we are in the rainy season where we are forced to use a lot of man power to get poles from valley and hilly areas though the profit margin is sustainable i intend to do even better with zidisha platform
i should say Thank you very much to all my lenders my first loan was very helpful to my business of selling raw power transmission poles. i was able to purchase more poles for increased profits. for this second loan i will my purchase a trees plantation to clear fell, this will mean a Constant supply to my customers for a long period for a good turnover. God bless as you contribute towards filling my bids.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$202.00
Date disbursed
Sep 10, 2013
Repayment status
On Time
Projected term
24 months
Other loans
Amount repaid
$236.48
Amount remaining
$0.00
Date repaid
Sep 15, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 15, 2013 | $9.90 | Oct 17, 2013 | $9.90 |
Nov 14, 2013 | $9.90 | Oct 17, 2013 | $1.60 |
Nov 16, 2013 | $8.30 | ||
Dec 14, 2013 | $9.90 | Nov 16, 2013 | $0.90 |
Dec 15, 2013 | $9.00 | ||
Jan 14, 2014 | $9.90 | Jan 14, 2014 | $7.47 |
Mar 15, 2014 | $2.43 | ||
Feb 14, 2014 | $9.90 | Mar 15, 2014 | $9.07 |
Apr 14, 2014 | $0.83 | ||
Mar 15, 2014 | $9.90 | Apr 14, 2014 | $9.90 |
Apr 15, 2014 | $9.90 | Apr 14, 2014 | $9.90 |
May 15, 2014 | $9.90 | Apr 14, 2014 | $2.37 |
May 20, 2014 | $7.53 | ||
Jun 15, 2014 | $9.90 | May 20, 2014 | $0.52 |
Jul 1, 2014 | $8.05 | ||
Jul 15, 2014 | $1.33 | ||
Jul 15, 2014 | $9.90 | Jul 15, 2014 | $9.90 |
Aug 15, 2014 | $9.90 | Jul 15, 2014 | $0.26 |
Aug 14, 2014 | $9.63 | ||
Sep 15, 2014 | $9.90 | Aug 14, 2014 | $1.86 |
Sep 18, 2014 | $8.03 | ||
Oct 15, 2014 | $9.90 | Sep 18, 2014 | $3.46 |
Nov 15, 2014 | $6.44 | ||
Nov 14, 2014 | $9.90 | Nov 15, 2014 | $4.48 |
Dec 9, 2014 | $5.41 | ||
Dec 14, 2014 | $9.90 | Dec 9, 2014 | $6.08 |
Feb 2, 2015 | $3.82 | ||
Jan 14, 2015 | $9.90 | Feb 2, 2015 | $1.93 |
Feb 14, 2015 | $7.97 | ||
Feb 14, 2015 | $9.90 | Feb 14, 2015 | $3.53 |
Feb 26, 2015 | $5.75 | ||
Apr 14, 2015 | $0.62 | ||
Mar 15, 2015 | $9.90 | Apr 14, 2015 | $9.90 |
Apr 15, 2015 | $9.90 | Apr 14, 2015 | $0.86 |
May 31, 2015 | $9.03 | ||
May 15, 2015 | $9.90 | May 31, 2015 | $2.46 |
Jun 14, 2015 | $7.44 | ||
Jun 15, 2015 | $9.90 | Jun 14, 2015 | $4.06 |
Aug 11, 2015 | $5.84 | ||
Jul 15, 2015 | $9.90 | Aug 11, 2015 | $5.66 |
Sep 15, 2015 | $4.24 | ||
Aug 15, 2015 | $9.90 | Sep 15, 2015 | $9.90 |
Sep 15, 2015 | $8.86 | Sep 15, 2015 | $8.85 |
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