I want to buy 2 bags of maize floor for shop

Simon

Kianjoya Village, Kenya

100% repaid

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Entrepreneur

Name

Simon

Member since

April 2013

On-time repayments

171 installments  •  72%

About Me

I am a small-scale retailer and a part-time teacher at Mugaa Secondary School. I sell basic household things such as sugar, flour, salt, tea, etc. My business on average generates KShs 5,000 ($48 USD) in profit. I wish to expand the business so that it generates more profit to support my family. I get my stock from Nakuru town. We run this business with my wife, who attends to customers when I am teaching. My goal is to have a large shop so that I satisfy my customers and support my family.

During my free time, I like travelling and visiting places, listening to music, and watching movies. I have attended and completed college, but I have not yet gotten a meaningful job because there are few jobs in Kenya.

My Business

My shop is located in Kianjoya Shopping Centre, just adjacent to Kianjoya Primary School. I combine my small salary from teaching and the profit I generate from the business to support both my family and my younger siblings. My parents are old and rely on me and my other elder sister, who is married and lives far away. So I do not really manage to save a lot, but if I get a loan, I believe I will increase the stock so that I can get more profit to support my family accordingly. The more I expand the business, the more customers I will get and retain. I want my business to be stable and growing. In the future, I hope I can expand the business to even become a wholesaler.

Loan Proposal

First of all i want to thank zidisha lenders for giving me the first loan that i have happily completed. I want a second loan of 50$ so that I buy two bags of maize meal floor to sell to local households. I want to target this season of low maize production. there is a very high demand for maize floor around and my current savings are too little to help me add maize floor to my shop. Thank you so much zidisha lenders.

Show original English  

About Me

I am a small scale retailer and a part time teacher at Mugaa Secondary School. I sell basic household things such as sugar, floor, salt, tea, etc. My business on average generates Kshs 5,000 profit. I wish to expand the business so that it generates more profit to support my family. I get my stock from Nakuru town. We run this business with my wife who attends to customers when I am teaching. My goal is to have a large shop so that I satisfy my customers and support my family. During my free time, I like travelling and visiting places , listening to music, and watching movies. I have attended college and completed but i have not yet gotten a meaningful job because there are few jobs in Kenya.

My Business

My shop is located in Kianjoya Shopping Centre just adjacent to Kianjoya Primary School. I combine my small salary from teaching job and the profit i generate from the business to support both my family and my younger siblings. My parents are old and rely on me and my other elder sister who is married far away. So i do not really manage to save a lot but if I get a loan, I believe I will increase the stock so that I can get more profit to support my family accordingly. The more I expand the business the more customer I will get and retain. I want my business to be stable and growing. in future, I hope I can expand the business to even become a wholesaler.

Loan Proposal

First of all i want to thank zidisha lenders for giving me the first loan that i have happily completed. I want a second loan of 50$ so that I buy two bags of maize meal floor to sell to local households. I want to target this season of low maize production. there is a very high demand for maize floor around and my current savings are too little to help me add maize floor to my shop. Thank you so much zidisha lenders.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Aug 11, 2014

Repayment status

On Time

Projected term

5 weeks

Other loans

Jul 2014:  $50

Sep 2014:  $73

Nov 2014:  $190

Feb 2015:  $284

Oct 2015:  $60

Feb 2016:  $286

Oct 2016:  $319

Jun 2017:  $323

Oct 2017:  $434

Lenders

J

JohnH

Livonia, Michigan, United States

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  • Simon    Nov 24, 2017

    The maiin reason for reducing my installment amount is due to the economic ctisis that we have been experincing over the last few months leading to low money circulation. If there would be an improvement then I will obviously increase the installment amount. Thanks in advance.

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  • Simon    Oct 20, 2017

    The loan will assist me in the purchase of more stock for my retail shop. It will really boost my business. Thank you for your continued financial support.

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  • Simon    Oct 13, 2017

    Thanks for your previous loan.

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  • Simon    Oct 12, 2017

    I managed to purchase 10 bags of maize each of90 kilograms and milled them for sale to my neighbours. I really scooped enough profit as maize flour was in high demand.

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  • Simon    Oct 12, 2017

    Being a borrower i have been in a position to boost my business to greater heights from the loans I borrow from zidisha. It has been a long way from the start and now i can be grateful to you for your continued support. I have so far been in a position to increase the profit margins ranging from 50US $ to 100US $ per month. I have also managed to pay secondary school feees for my sister who is in form 4 currently. I enjoy my holidays with my family members as well ad visiting my neighbours. Thanks in advance.

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  • Simon    Oct 12, 2017

    Thanks for your continued financial support.

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  • Simon    Oct 12, 2017

    I am glad to inform the lenders that the loan has been of great value in my business. It has aided in boosting my sales through incresed stock as well as increase in profit margin. This has really helped in raising the standards of living as well as that of my family. I will be glad if you offer me yet another loan to venture more into business. Thanks in advance.

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  • Simon    Jul 12, 2017

    I have received KES 31039 which was the loan I had applied. I would wish to buy maize to mill and sell in my shop. Thanks for your support. Be blessed.

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  • Simon    Jun 30, 2017

    Thank you for your continued financial support. God bless you abundantly

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  • Simon    Mar 9, 2017

    I managed to construct a semi permanent store whose capacity is 150 bags of cereals. I have so far stocked it with 100 bags of maize which I wish to sell at a profit in June when the supply will be low and thus demand for flour will be high. Thanks for your continued financial support.

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  • Simon    Oct 11, 2016

    I received a loan of 30089 KES which I believe it will indeed assist me in the construction of a semi permanent store. Thank a lot for your continued financial support.

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  • Simon    Oct 8, 2016

    Thanks to all lenders.

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  • Simon    Oct 7, 2016

    I WOULD LIKE TO PASS MY APPRECIATION TO ALL THE LENDERS FOR YOUR CONTINUED FINANCIAL SUPPORT. IT HAS REALLY IMPROVED MY STANDARDS OF LIVING AS WELL AS THAT OF MY FAMILY. MAY THE ALMIGHTY GOD BLESS YOU ABUNDANTLY.

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  • Simon    Oct 3, 2016

    the loan that i obtain from you has really assisted me to increase stock in my business. it has been of great help to me.

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  • F

    flaguy999    Feb 12, 2016

    Congratulations on getting your loan funded and best wishes for success with it!

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  • Simon    Feb 9, 2016

    thanks a lot to zidisha team for your support.

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  • Simon    Jan 30, 2016

    Thanks for your continued financial support. may the Almighty God bless you.

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  • F

    flaguy999    Dec 28, 2015

    Hi,

    How are things going?

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  • Simon    Oct 10, 2015

    My gratitude to all the lenders and the entire Zidisha team for your continued financial support. I have already sold the cabbages that i planted in the previous season using the money from the previous loan. The profit generated from the same is KES. 35000 of which will greatly assist me in another investment or increase the stock in my retail shop. I would like to get another loan to assist me in the project described above. It will be my great pleasure if the loan is funded soonest possible before the start of the El nino rains so as to ensure that my cow gets a better place to dwell especially over that period. Thanks a lot and God bless you abundantly.

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  • Simon    Oct 7, 2015

    i would like to construct a permanent cowshed and milking parlour for my cow. i will be very glad if you assist me financially by lending me a loan. thanks in advance.

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