Adding stock to my cybercafé

Benjamin Odhiambo

Webuye Town, Kenya

100% repaid

Entrepreneur

Name

Benjamin Odhiambo

Location

Webuye Town, Kenya

On-time repayments

309 weekly installments  •  57%

About Me

Thanks you for this opportunity you have given me to join Zidisha Community...In my childhood summer I was very polite boy who used only to follow my parents orders as being instructed by them.....both home and school.
I overcame hardships according with the lifestyle my parents raised in...with hard work for survival on daily basis....Just why I'm trying my best, never to have that kind of life I used to have when I was young boy.
I started my business of cyber cafe in 2011 after KMTC College which I did Health Records & Information Technology, with only 18000/= which I used to save for my pocket money, that helped me to purchase a place of rent for 3months....5k each month.....after purchasing I only remain with 3k....in I went in talked to one of my friends and connected me to his friend who had a photocopy machine....I talked to that friend of his to lend me the machine and pay him at installments every month....and he agreed bcoz he was not using the machine that time....after that I came back to my friend that connected me, he had a laptop computer...I borrowed him to use on daytime and give him back in the evening after work, and he also agreed.....I did that for 2months while saving some little cash from photocopy machine, and I got one Desktop computer, which i gave back the laptop and continued with my desktop comp....I worked with it n save slowly, n which i managed to buy some computer machines...which upto now I have managed to get (7 TFT desktop and one Laptop computer which i use to run a cyber cafe.
Where I live the land is very fertile, bcoz plantation usually do well with farming.
I now have a family who depends on me and the business helps me to maintain them am so grateful to you zidisha for the support u have given me.
My hobbies: I like watching movies, footballs, and listening to cool music.

My Business

My cyber cafe deals with; General Computer Services, Photocopy services, Lamination, Book bindings, Research Projects & Proposals, and Computer Application Packages.
My services are very useful to my customers, who always believe in my excellent job services since I started the business....because I work on my professional level.
I choose this cyber business, because it is the work I do with passion...I really like it so much.
My typical costs and revenue is between 40k to 50k every month to my business.
To obtain the profit maximizing output quantity, we start by recognizing that profit is equal to total revenue (TR) minus total cost (TC).
An equivalent perspective relies on the relationship that, for each unit sold, marginal profit (Mπ) equals marginal revenue (MR) minus marginal cost (MC). Then, if marginal revenue is greater than marginal cost at some level of output, marginal profit is positive and thus a greater quantity should be produced, and if marginal revenue is less than marginal cost, marginal profit is negative and a lesser quantity should be produced. At the output level at which marginal revenue equals marginal cost, marginal profit is zero and this quantity is the one that maximizes profit.
Since total profit increases when marginal profit is positive and total profit decreases when marginal profit is negative, it must reach a maximum where marginal profit is zero - or where marginal cost equals marginal revenue - and where lower or higher output levels give lower profit levels.
With my business profit - I always support family member e.g. Parents, Sisters, Brothers, Some other profits I use to boost my business with reinvestment in growing the business with stocks, clearing the bills and other personal activities…also looking forward of expand it to something big, because zidisha has made my dream come true.
I do believe myself since my childhood time….I always believe no matter the hardships I face God has good plans to my life and nobody can change that.

Loan Proposal

Lenders, accept my special thanks for the generosity you all have on me. For accepting my loan proposal, I want to use my third loan to buy two computer machines, each machine will cost $300 so that my clients will get computer availability to use in my cyber cafe.
I call upon all of the lenders to stand by me and support my business project for funding, because my vision is to succeed and help my entire community village which I believe I can do it, and I do promise never to let any lender down who support me with his/her money. Thanks God bless you all.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$664.00

Date disbursed

Aug 8, 2016

Repayment status

On Time

Projected term

9 months

Cost to entrepreneur

Service fee: $33.20

Lenders

johnfay

Lusaka, Zambia, South Africa

J

jeffb

United States

V

vidarlil

Sandefjord, Norway

J

Jason

New Jersey, United States

G

Givemoreuseless

Waterloo, Canada

C

Christian

Saarbruecken, Germany

valentin

Stockholm, Sweden

B

BRWorthington

San Francisco, United States

Irvin

Vancouver, Canada

investor

Candiac, Canada

K

Krokslatt

Mölndal, Sweden

eagle3

Grand Ledge, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

S

SeeBiscuit

Reston, United States

S

sebseb

The Hague, Netherlands

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

I

ideerge

Mountain View, United States

Rocketdrive

Eugene, Oregon, United States

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

F

Fiodal

Helsinki, Finland

Kjartan

Oslo, Norway

P

pieces15

Grand Falls-Windsor, Canada

Scott

Oregon, United States

Tjitser

The Hague, Netherlands

R

rcmssr

Woodbury, United States

MichaelDean

San Jose, United States

A

anonymus

Moon, United States

TOTEMonline

Muscat, Oman

Nathaniel

Copenhagen, Denmark

yeahboi78

Alexandria,LA, United States

johnandmoliehi

Canton, New York, United States

Zidisha

Sterling, United States

T

ToddK

Indianapolis, IN, USA, United States

L

lped759

Saint Paul, United States

C

cjmenchaca

Austin, United States

Jeff and Marcie

Portland, OR, United States

Apmay

Melbourne, Australia

M

mrhanky1

melbourne, Australia

J

jjiffer

Seattle, United States

A

AlexCheng

Seattle, United States

J

jdhowa2

Louisville, KY, United States

J

JNale

Reedsville, PA, United States

C

CheesemanDan

Shanghai, China

B

briansedz

Canton, Ohio, United States

beverly

Vancouver, Canada

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

O

OneSummer

Muenster/Westphalia, Germany

K

kiranovak

Denver, United States

J

jasonbronowitz

Tempe, United States

C

chrisherron

Chicago, United States

E

Ethan

Middleburg, United States

gbnbca

Janeville, Canada

T

TokyoBliss

Tokyo, Japan

Kahenti

Seoul, Republic of Korea

M

missjoyy

Munich, Germany

S

suzerain

Kuala Lumpur, Malaysia

J

JandC

Watsonville, United States

SeeMeeFi

Ontario, Canada

D

duckdork

De Forest, United States

G

glomardor

Leonardtown, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

A

aiban

Austin, United States

J

jzidi

Los Angeles, United States

DukusP

Glendale, United States

Matthew

New York, NY, United States

S

samuk

Nottingham, United Kingdom

S

smilesandlove

mount horeb, United States

C

cczapp

Hilliard, United States

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

T

tuttifrutti

tulare, United States

B

BClay

Campbell, United States

ads68

Melbourne, Australia

J

janharg

Garland, Tx, United States

T

Travelbear

Asheville, United States

E

edgreig

Brixton, United Kingdom

M

mwkelley2

Columbus, OH, United States

yorick

Springfield, United States

Bhayl

Stavanger, Norway

A

Aaron

Zurich, Switzerland

Cadwah

Barcelona, Spain

Andreas Kiss

Vienna, Austria, Austria

RandyPetersen1

Colorado Springs, United States

R

Roxyclark

Heber City, United States

B

Bluejay

Magrath, Canada

rfriedenberg

New Jersey, United States

E

erogers

Vancouver, Canada

J

jerryq

Redding, United States

M

moneypatch

Heber City, United States

T

Tui1974

nuenen, Netherlands

HMS_5th_Grade

Honolulu, United States

1

1711mp

Brooklyn, United States

nakamura

United States

C

chrono

Toronto, Canada

chadgibbs

Loveliest Village, United States

fairspirit

Utrecht, Netherlands

J

javifdezsainz

Madrid, Spain

D

d3witt

Cheyenne, United States

P

prashant

SUNNYVALE, United States

S

solarkismet

Logan, United States

A

arwaandali

Ottawa, Canada

C

CarolD

Hendersonville, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

Winona

Yakima, United States

H

HomesteadSchool

Glen Spey, United States

T

Taupe

Balzers, Liechtenstein

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

E

erlingre

Sør-Fron, Norway

F

Fintons

Grand Rapids, United States

N

Navigator

Alavus, Finland

K

Krishroff

Dubai, United Arab Emirates

PulsoJewelry

Los Angeles, United States

F

Fritzimax

Pacific City, United States

Bill2073

Florida, United States

C

Colmena

Chicago, United States

S

Serene

Philadelphia, United States

J

jocke

Stockholm, United States

J

johanwinnubst

Amsterdam, Netherlands

S

sarapho

Hawkestone, Canada

Hedwich

Gorssel, Netherlands

Wiredfox

Macclesfield, United Kingdom

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

M

mmisoo

Nova Dubnica, Slovakia

I

idakaren

bonlez, Belgium

C

Carlos

Barcelona, Spain

S

Sreval

Manly, Australia

F

Forfex

Zurich, Switzerland

C

Clivoss

Sarajevo, Yugoslavia

mojobob

Hayward, United States

W

wilma95

napa, United States

Inspire

Calgary, Canada

N

NickLuder

London, United Kingdom

soniad

Dubai, United Arab Emirates

tonnyschonewille

Maastricht, Netherlands

xtrahardware

Cazenovia, United States

Y

yunfangjuan

Palo Alto, United States

A

andresol

Oslo, Norway

C

Catch22

The Colony, United States

R

rosebo

Bend, United States

E

E

Marin county, United States

Parkmobile

Fort Bragg, United States

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

B

BearLa

Indianapolis, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

A

anson

Alexandria, United States

S

SanderBeckers

Brussel, Belgium

A

akshu71

Ottawa, Canada

D

dj9812

United States

L

liseman

United States

D

Dianatalk

Netherlands

sderickson

Berkeley, CA, United States

E

elhh82

Petaling Jaya, Malaysia

E

EjLehar

Galesburg, United States

M

Malibu

Westwood, United States

Matching Fund

Sterling, United States

G

gbelote

United States

C

chrishol

United States

D

DCLending

United States

T

tlbtlbtlb

United States

J

Jonas

Linköping, Sweden

G

geoff

United States

S

suraj_sindhia

United States

A

adiipienaar

South Africa

S

spivurno

United States

Paul Buchheit

Mountain View, United States

S

SimonAngus

South Africa

M

meiyiz

United States

lauren and jubilee

San Antonio, Texas, Usa, United States

J

jay12

Germany

P

plhughes

United States

A

ATMiller

United States

M

merk85

United States

poorinvest

Sandefjord, Norway

B

bugdaniel

Switzerland

M

mitchmk84

United States

AltruismUSA

Los Angeles, Ca, United States

joshuacollinson

Vienna, Austria

E

emfagan1

United States

J

jbhernan

United States

J

JennK

Australia

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

WiscoHorndog

United States

J

JonAlec

United States

H

HLCharityFund

United Kingdom

R

rwebb

United States

P

pfeng

United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

S

sarahb

United States

K

Keith

Luxembourg

M

Medagan

San Franciso, United States

E

Erika

Buffalo, United States

GerryBonneau

Terrebonne, Canada

I

ident

Horsholm, Denmark

M

M.Umar

Pakistan

K

Kebrenagast

New York, United States

C

Crainster

Chapel Hill, United States

Andrew267

Birmingham, United Kingdom

S

seanos

Nottingham, United Kingdom

F

Foster

United Kingdom

AKWatson3

Norwalk, United States

P

Pinkhobgoblin

United Kingdom

Jessosix

Perth, Australia

reluck

Marseille, France, France

Kyle Hoback

Jersey City, NJ, United States

alecors

Mexico, Mexico

Voscke

Utrecht, Netherlands

J

Jack123

United States

D

djlayton4

United States

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

RJ

Ryan J Cotton

United States

Darcy

Ottawa, Canada

Michelle

Sydney, Australia

Arne Bachmann

Hamburg, Germany

Joerg

Velen, Germany

M

Marcus86257

United States

MJ

Matt Jenkins

United Kingdom

Dave Bogard

New York, United States

TM

Theo Mbise

Switzerland

Family Mueller

Petershagen, Germany

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

PT

Pattie Thomas

United States

Elly

Woudrichem, United Kingdom

jtreyes

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

E

erica

antwerpen, Belgium

N

Nadine

Düsseldorf, Germany

T

thedan33

Czech Republic

Max Lettenberger

Madison, WI, United States

Jani

Finland

RW

Roger Wang

United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

CNV

United States

RM

Robert Mulley

United States

Framework Eyewear

Utrecht, Netherlands

C

chryddi

United States

B

Brent

United States

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

D

Daniel

United States

PG

Paul Graham

United States

I

Irene

Switzerland

DL

Dan Lawrence

United States

Douglas St Quintin

Sydney, Australia

Paul Smithson

Leeds, United Kingdom

Eugen Stamm

Zurich, Switzerland

Christopher Hey

Sudbury, Canada

MT

Marco Tietz

United States

WS

william smith

United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

TW

Tyler Wood

United States

BS

Brandon S

United States

YV

Yuri Vanin

United States

Joelle Steiver

Brumunddal, Norway

B

Boris

Bern, Switzerland

Jes-c

United States

Kevin

United States

GA

Giovanni and Yelena

New York, Ny, United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

E

El

United States

J

Jon

United States

K

Katharina

Germany, Germany

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

VC

Victor Chong

United States

BE

Bob Ewing

United States

V

VJ

Canberra, Australia

AB

Andrew Bent

United States

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

A

Anonymous

United States

TP

Tirzah Prince

United States

Brandon Wright

Salt Lake City, Ut, United States

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