Entrepreneur
Name
Benjamin
Member since
August 2015
On-time repayments
309 installments • 57%
About Me
Thanks you for this opportunity you have given me to join Zidisha Community...In my childhood summer I was very polite boy who used only to follow my parents orders as being instructed by them.....both home and school.
I overcame hardships according with the lifestyle my parents raised in...with hard work for survival on daily basis....Just why I'm trying my best, never to have that kind of life I used to have when I was young boy.
I started my business of cyber cafe in 2011 after KMTC College which I did Health Records & Information Technology, with only 18000/= which I used to save for my pocket money, that helped me to purchase a place of rent for 3months....5k each month.....after purchasing I only remain with 3k....in I went in talked to one of my friends and connected me to his friend who had a photocopy machine....I talked to that friend of his to lend me the machine and pay him at installments every month....and he agreed bcoz he was not using the machine that time....after that I came back to my friend that connected me, he had a laptop computer...I borrowed him to use on daytime and give him back in the evening after work, and he also agreed.....I did that for 2months while saving some little cash from photocopy machine, and I got one Desktop computer, which i gave back the laptop and continued with my desktop comp....I worked with it n save slowly, n which i managed to buy some computer machines...which upto now I have managed to get (7 TFT desktop and one Laptop computer which i use to run a cyber cafe.
Where I live the land is very fertile, bcoz plantation usually do well with farming.
I now have a family who depends on me and the business helps me to maintain them am so grateful to you zidisha for the support u have given me.
My hobbies: I like watching movies, footballs, and listening to cool music.
My Business
My cyber cafe deals with; General Computer Services, Photocopy services, Lamination, Book bindings, Research Projects & Proposals, and Computer Application Packages.
My services are very useful to my customers, who always believe in my excellent job services since I started the business....because I work on my professional level.
I choose this cyber business, because it is the work I do with passion...I really like it so much.
My typical costs and revenue is between 40k to 50k every month to my business.
To obtain the profit maximizing output quantity, we start by recognizing that profit is equal to total revenue (TR) minus total cost (TC).
An equivalent perspective relies on the relationship that, for each unit sold, marginal profit (Mπ) equals marginal revenue (MR) minus marginal cost (MC). Then, if marginal revenue is greater than marginal cost at some level of output, marginal profit is positive and thus a greater quantity should be produced, and if marginal revenue is less than marginal cost, marginal profit is negative and a lesser quantity should be produced. At the output level at which marginal revenue equals marginal cost, marginal profit is zero and this quantity is the one that maximizes profit.
Since total profit increases when marginal profit is positive and total profit decreases when marginal profit is negative, it must reach a maximum where marginal profit is zero - or where marginal cost equals marginal revenue - and where lower or higher output levels give lower profit levels.
With my business profit - I always support family member e.g. Parents, Sisters, Brothers, Some other profits I use to boost my business with reinvestment in growing the business with stocks, clearing the bills and other personal activities…also looking forward of expand it to something big, because zidisha has made my dream come true.
I do believe myself since my childhood time….I always believe no matter the hardships I face God has good plans to my life and nobody can change that.
Loan Proposal
Lenders, accept my special thanks for the generosity you all have on me. For accepting my loan proposal, I want to use my third loan to buy two computer machines, each machine will cost $300 so that my clients will get computer availability to use in my cyber cafe.
I call upon all of the lenders to stand by me and support my business project for funding, because my vision is to succeed and help my entire community village which I believe I can do it, and I do promise never to let any lender down who support me with his/her money. Thanks God bless you all.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$664.00
Date disbursed
Aug 8, 2016
Repayment status
On Time
Projected term
9 months
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