John

Nakuru, Kenya

2% repaid

Entrepreneur

Name

John

Member since

April 2013

On-time repayments

67 installments  •  12%

About Me

I emanate from a family of 7- members which earns it's livelihood from farming. We Reside in our 2acre land which 1 acre is under coffee while the rest is under substistence farming. My father is a mason who works with a constuction company under contract. My mother who is a farmer rears chicken, sheep, and rabbits all under small-scale. My elder sister who is a business lady operates an electronics shop where under wholesale and retail. Iam the forth born in our family, I live in mailikumi highway on your way to solai near Bahati Police station. I am an entrepreneur and part there of i learn a small bussines where i deal with selling phone accessories and photocopying services, on the other hand, back at my home ground i learn a poultry project where i rear chicken and sell them eggs to nearby cafes as well as poultry meat. The poultry business is coming up strongly due to high demand of eggs as the residents have established the custom of including eggs in their breakfast. Recent the project is facing a great challenge due to the rise in demand of the produce hence pushing me to the end due to lack of capital to empower my project which can reciprocate to huge profits realisation. Iam therefore requesting Zidisha Microfinance to take my plea into consideration to help me gear my project towards success. I am a computer certificate and a Kenya Certificate of secondary Education holder. The main reason as to why i opted to start a bussines is due to economic challenges that my parents could not be able to withstand and hence the virtue of being independent and self-employment was strongly rooted in me.

My Business

I am an entrepreneur and part there of i learn a small bussiness where i deal with selling phone accessories and photocopying services, on the other hand, back at my home ground i learn a poultry project where i rear chicken and sell the eggs to nearby cafes as well as poultry meat. The poultry business is coming up strongly due to high demand of eggs as the residents have established the custom of including eggs in their breakfast. poultry keeping in my locality is greatly favored by the fact farmers dispose cereals that have been bored by insects that are a good food for poultry. on average my monthly income sums to forty thousand shillings (40,000) and when i deduct the expenses the total cash at hand is about 10,000 shillings (ten thousand)

Loan Proposal

I will add more stock to my current business which i sell accessories, apart from accessories i will buy one computer and start printing and typessetting business which will be in peak since i am a computer certficate holder hence i will be able to atleast offer computer lessons and train some students.

Feedback

1

None

3



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Loan Info

Project Type

Classic Loan

Disbursed amount

$297.00

Date disbursed

Jan 3, 2014

Repayment status

Late

Projected term

14 months

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  • jonastang    Jul 14, 2014

    today i saw there is no repayment , is there any hope? pray for you.

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  • AWOL    May 28, 2014

    Eh John, we haven't heard from you since
    last year. When can we expect a payment?

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  • jonastang    Feb 17, 2014

    hi, do you have any difficulties in repayment?

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  • John    Nov 4, 2013

    Day by Day i always make a silent prayer unto God to help me keep the commitment we we are into with Zidisha Micro finance peer to peer micro-finance lending, and i therefore look forward to making full repayment of my loan in due time.
    Best regards,
    John.

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  • John    Oct 31, 2013

    hey lenders, am glad for your continued support and i can boldly declare that the loan you granted me have greatly impacted on my welfare and in due time chances are i will fully settle my loan dues.
    with regards from John.

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  • John    Aug 15, 2013

    Currently our country is experiencing an absurd weather change due to this fact many organisms have totally changed their normal productive habits and thus creating causing crisis within the farmers and their income. As stated earlier my chicken project is no exceptional as the sudden weather change has caused the chicken to abscord their routine daily production of eggs thus causing an imbalance since they have to consume a lot to keep them warm. There am appealing to reschedule my loan as my monthly income has drastically dropped. It's my sincere hope that the weather is going to resume to it's normal functioning and in due time i will be able to service my loan with immediate effect. Thank you in advance for i know you will support me.

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