Miriam
Kenlands Nakuru, Kenya
31% repaid
Name
Miriam
Member since
April 2013
On-time repayments
28 installments • 36%
I AM MIRIAM WANJIKU,I AM A STANDARD EIGHT GRADUATE ,I WAS MARRIED WHEN I WAS VERY YOUNG MY HUSBAND IS A GATE WATCHMAN , WE ARE BLESSED WITH TWO KIDS ONE IN STANDARD FIVE AND THE LAST BORN IN STANDARD ONE I STARTED BUYING AND SELLING SCRAPE METALS THAT HAS HELPED ME TO BRING UP MY TO BROUGHT UP MY FAMILY OF FOUR .
I STAY IN A SINGLE RENTAL
HOUSE.SINCE I STARTED THIS BUSINESS I HAVE LEARN ALOT AS WELL IMPROVED IT INTO A BIGGER SHOP STATIONED AT ONE POINT. i WAS SELLING PURE SCRAPE METALS BUT NOW I SELL NEW BRAND VEHICLE SMALL VEHICLE SPARE PARTS.
My business name is KENLANDS SPARES is Located AT KENLANDS ,P.O BOX 7226-20100 Nakuru TELEPHONE NUMBER 0720214276.It is sole proprietorship,It was established IN 2011 .
It is licensed under single business permit under the municipal council of Nakuru.
My business deals with selling of all vehicle spare parts.
Most of my customers prefer my business because of the services that are offered and as well the costs are standard depending on spares that I have comparing to other competitors and also availability of spares without lack, they need from lower class to higher class ,though there is more competitors it depends on how first I can deliver the services to them as well as quality spares The site where I am located there is no more competitors hence my services to my clients are good,first and reliable all the time.
My business is profitable for one I understand very well the business since is the only business I have been doing since 2011 ,so I have old clients who orders spares from my shop and other services at a large quantities hence making more profit though some times I don´t meet their needs.
I have a financial problems since I started my business with small capital which is making me to grow very slowly and loose some of my clients by not meeting all their needs,also operation risk,Since some of my clients call for door delivery which comes very difficult for me to deliver my spares to them in time.
I do meet my smoothly needs in terms of paying house rent,labour and other small work expenses,If I get Kshs.12,000 I will add more stock and buy variety of spares as to deliver a first quality spares as my clients needs as well adding value to my work. My business will grow well.
Am so much thankful the loan you awarded me it realy helped me to boost my business and also to expand the business.The next loan am sure of that i will add more stock to the business that i opened since it have a lot of demand to the customers. xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$99.00
Date disbursed
Feb 25, 2014
Repayment status
Late
Projected term
4 months
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