Francis

Naivasha, Kenya

100% repaid

Entrepreneur

Name

Francis

Member since

October 2013

On-time repayments

294 installments  •  18%

About Me

I was born on 25/1/1988 .Iam the fifth born of a family of nine children.As a result of 1992 ethnic clashes in molo division, my place of birth, we were forced to evacuate and find a safe settling location.By then i was at the tender age of 4.Destiny landed me in Naivasha where my second life style started.hardships made my schooling bumpy but I managed to make it.That is where my tactics of running small scale businesses started.Iam currently a tinsmith artisan and really need financial boost to expand my business with an intention of making more profit to be more competent in the financial world.

My Business

I am a tinsmith who designs and construct many affordable domestic products e.g. chicken feeders, water gutters, energy saving charcoal stoves, aluminum pots, floor mopping cans, milking buckets etc.With the current exchange rate of 85 shillings per 1 us dollar, the economy is forcing more and more people to look for pocket friendly products and services making my products not even get closer to meeting the current demand.Also what makes me tick is the customer care services I offer like free delivery to distances not exceeding 3 kilometres.The profit margin ranges from 40 to 65 per cent considering that tinsmith has fewer people that any other career in my town and therefore paying back a loan is and will be one of the easiest things for me.

Loan Proposal

I will buy 5 galvanized plain sheets of 24 gauge each with 10000 shillings. This will be used to make cereal storage Silos that can store up to 10 bags of 90 kilograms each. Considering that the market is ready I won’t need any funding for marketing. The five sheets will make 6 silos retailing at 3000 shillings each. The rest 10000 shillings i will use it buying ten 30 gauge galvanized sheets that I will use to make chicken feeders that are always in high demand at the beginning of the year due to the warm atmosphere experienced in January and February.the sheets will make 20 feeders retailing at 700 shillings each.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$250.00

Date disbursed

Jan 3, 2014

Repayment status

On Time

Projected term

67 months

Other loans

Lenders

J

Jessica

Patagonia, Argentina

E

Elisa

Espoo, Finland

Myrar

Aarau, Switzerland

M

Mårten

Inden, Switzerland

Jouni

Finland

IM

Isak Maaseide

Tromso, Norway, Norway

Kathunka

Bern, Switzerland

P

Pavane

Kungsbacka, Sweden

A

Anonymous

United Kingdom

S

SAJudy

Argenta, Canada

zZola

Gilford, United States

G

guggl

Vienna, Austria

Ask Francis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Francis    May 28, 2023

    Hi everyone,i would like to extend my hand of gratitude to you all once again for making my project possible.Everything is going smoothly and hopefully the repayment may be cleared earlier than scheduled.Thank you very much and may God bless you all.

    Log in to reply • Share
  • Francis    May 21, 2023

    Hello everyone,thank you veery much for accepting to fund my loan.I intend to use the loan as a deficit to the capital of a project that i have.the project is making bar soap forming patterns for a women self help group.I have decided to make them for 10 per cent discount considering the fact that the women uses that project as a way of financial empowerment and also as a tool of fighting gender based violence that most of them are a victim of.The loan will benefit me because i will sell the patterns at a profit.Thanks again once more.

    Log in to reply • Share
  • Francis    Jul 2, 2019

    Hi zidisha fraternity.I would like to take
    this opportunity to thank you for
    Your financial support that has resulted in my tremendous financial
    Growth.your support was, is and will
    Always be unrivaled.

    Log in to reply • Share
  • Francis    May 30, 2019

    Hi lenders and the ever excellent zidisha fraternity.hope you are doing fine.I'm here to thank you for moving with me all this long.To my personal lenders,the impact your loan has created in my life cannot be explained in writing.it is ABOVE,WAY BEYOND,SUPER EXTREMELY OVERWHELMING .
    May you never lack,may your pockets never lack a financial fort for a person
    In dire need.

    Log in to reply • Share
  • Francis    Jan 12, 2019

    thanks lenders and the whole zidisha fraternity for being with me all this long,surely
    a friend in need is a friend indeed,

    Log in to reply • Share
  • Francis    Nov 17, 2018

    hi there i have been out of reach to the outside world for quite long but iam now back now to clear your loan and get another one.

    Log in to reply • Share
  • Francis    Oct 20, 2015

    Hi lenders, after a long financial strain that was as a result of my business going in smoke through a raging inferno, i am now in the position of paying a bigger installment.thank you.

    Log in to reply • Share
  • Francis    Jul 13, 2015

    Hello lenders?I hope you are fine.I would like to decrease my loan installment as a result of a tragic fire accident that occurred at my workplace burning everything in my workshop and neighboring workshops too.Due to what i have been rendered to by the inferno is the reason for my rescheduling.Thanks in advance.

    Log in to reply • Share
  • Francis    Mar 23, 2015

    Dear lenders,
    I would like to adjust my installment to 150 shillings as a result of my mums history of falling sick every now and then since the time she got an accident.For the last 40 days she has been in the hospital bed having a severe hip pain.Please bear with me in this time of hardship.

    Log in to reply • Share
  • Francis    Dec 8, 2014

    Dear lenders,
    I would like to thank you for the loan you gave me because i have never experienced such a positive financial uplift in my business as that.Your loan have been doing wonders in my business and i really give you a standing ovation for that.As i told you earlier ,my mum and my two brothers had an accident sometimes ago.Mom has been experiencing a chronic headache since then and every now and then she has been to hospital and i pay an amount of cash that i can say is quite too much for me.It is for that reason that i decide to reschedule and also decrease my payment amount

    Log in to reply • Share
  • Francis    Sep 10, 2014

    Dear lenders,
    first and foremost i would like to present to you my sincere apologies for over 100 days of silence.This has been as a result of long time stay in low coverage areas in my country kenya.please accept my apologies.Secondly i wish to thank you for your patience and faith in me during this period.Also i would like you to know that as a result of an accident that occured to my mum and two brothers, repaying my loan has been quite a challenge.But things has been improving and for now all of them are in a stable condition.I have decided to reschedule my loan period as result of being confident that now nothing may hinder the process.thank you again zidisha and especially my lenders PAVANE,ELISA,GUGGL,IMAASEIDE,JESSICA,JOUNI, KATHUNKA, MORTEN,MYRAR,PHOEBIUS,SAJUDY, and SZOLA.thanks and have a nice time.

    Log in to reply • Share
  • Pavane    Jun 21, 2014

    Hello Francis,
    What are your repayment plans?
    Regards, Pavane

    Log in to reply • Share
  • Pavane    May 20, 2014

    Hello Francis,
    How are you doing? Please make an update.
    Regards, Pavane

    Log in to reply • Share
  • Pavane    May 16, 2014

    Hello Francis,
    I hope your mum and brothers are recovering! How are you and your business doing now?
    Regards, Pavane

    Log in to reply • Share
  • Francis    Mar 24, 2014

    DEAR ZIDISHA FIRST I WOULD LIKE TO THANK YOU FOR YOUR SUPPORT ALL THIS LONG.THE FINANCES I GOT FROM HAVE BEEN WORKING WONDERS.AS IT IS SAID MISFORTUNES NEVER COME SINGLY,9 DAYS AGO MY MUM AND TWO SIBLINGS WERE INVOLVED IN A FATAL ROAD ACCIDENT THAT LEFT THEM IN A VERY SERIOUS SITUATION.
    TO BE SPECIFIC MUM IS IN THE INTENSIVE CARE UNIT AND THE TWO BROTHERS BROKE A HIP AND A LEG RESPECTIVELY.THIS HAS MADE ME BE THE ONLY FINANCIAL HOPE AT HOME CRIPPLING MY REPAYMENT EASE.SO PLEASE BEAR WITH ME AS I RESCHEDULLE ONCE AGAIN.THANKS IN ADVANCE.

    Log in to reply • Share
  • Francis    Feb 12, 2014

    dear zidisha i would like to thank you for your financial support and assure you that you are a very positive change in the financial well being of not only me but everyone who has come across you.my aim for rescheduling the loan is not because i have turned into a promise fulfillment dwarf but because the company i made the products for with the money you gave me told me to wait for the end of its financial year that ends on 28/2/2014 and they will pay me my full amount.so please allow me to pay the due amount of 2465 shillings in a weekly basis of a period of three weeks plus the normal repayment amount and this time i assure you a mother of all smiles.

    Log in to reply • Share
  • Francis    Jan 3, 2014

    i would like t thank all who have played part in funding my loan and particulary Zidisha fratenity in general fro such a great oppotunity that you have given me .. thank and God bless you all

    Log in to reply • Share


Loading...

Loading...

Loading...