John
Nairobi, Kenya
18% repaid
Name
John
Member since
November 2013
On-time repayments
89 installments • 9%
i am a hardworking computer seller situated in juja near jomo kenyatta university of agriculture and technology. i am a degree holder of information technology with honor of second class upper division. i started the computer business after seeing the large number of students joining campus and they all needed to buy computers for their studies. right now my business is small and the profits i get i plough them back to my business. i am very well conversant with technology and i hope that i will combine my proffesional skills and my business to change the world of technology.
i will use my profits gained from the business to pay for my loan. also i am a part time teacher at a local college and i will also use my salary to help repay for the loan. my business deals with the sales of computers including laptops,desktops,printers and other accesories. my business is profitable because i interact well with my customers hence they tend to trust me more. also they prefer my products because they are cheap and of best quality. my business faces alot of challenges and risks like the competition in the market for computer sales is higher because the IT field is getting flooded. i incur monthly costs of about ksh.50,000 and the revenue and profits amount to about ksh. 80,000. i will use the loan to invest in my business.
Thank you for giving me the three previous loans. my business has tremendously thrived. i do wish to request for a fourth loan of $200 that i will use to expand my business. i plan to buy more networking cables that have risen so much in demand and more spare parts of the laptops because laptops that need to be repaired are many in my store and i am lacking funds to purchase more expensive parts like screens, adapters and keyboards. i will be thankful if you will please lend me that loan. May God bless you for your continued support in helping us make it big in life from our humble beginnings. hoping for a loan from you dear lenders. warm regards
Positive
3
Neutral
None
Negative
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Project Type
Classic Loan
Disbursed amount
$172.00
Date disbursed
Mar 24, 2014
Repayment status
Late
Projected term
20 months
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