Dickson

Tala, Kenya

38% repaid

Entrepreneur

Name

Dickson

Member since

November 2013

On-time repayments

41 installments  •  22%

About Me

i am a 21 year old a current student of kabianga university and a former student of mumbuni high school. i am currently undertaking a barchelors degree in communication and public relations. i started a cyber cafe at tala so as to facilitate my day to day expenses . i live in tala town just next to kangundo junior academy. my cyber cafe is located in tala next to bonita club and opposite poshi hotel. this location is suitable for me as it is a walking distance from home. i intend to use the earnings from zidisha to expand my business by introducing two morrow computers so as to catter for the large number of customers at tala. the number of customers is high due to the introduc tion of a few university colleges at tala and the students like using it for browsing and mainly in social networks such as facebook, tweeter, skype, among others.

My Business

i ha ve a cyber cafe at tala town next to bonita club and opposite poshi hotel. the cyber is strategically located to attend to a wide number of clients from the university satelites and universities at the place. the number of clients is event multiplying due to the fact that the schools are going on holifday and therefore the need to equipe the cyper promptly to catter for this influx of customers. i intend to achieve this by buying two additional computers so as to make a total of five which can be a good number to try and accomodate these customers. this will enable my business to stay ahead of its customers as clients will be more convinient to use my cyber due to its large number of computers. this is expected to stimulate the profits even higher for future investments such as the use of technologies such as the fibre optical technology which is faster and more reliable

Loan Proposal

i will use the funds from zidisha to expand my cyber cafe business by buying a new desktop computer to facilitate the delivery of services to the numerous number of customers. this will boost the profits i realise from this business as at times c ustomers make huge queues waiting for their turn to use my facilities to connet to the internet. i also plan to use the additional desktop machine to begin computer packages classes to customers who wish to be computer literate and this will further serve to expand the business. in the neare future i plan to invest in the fibre optical technology so as to make the quality of the services i deliver to customers high as it is faster and more reliable and this will enable me to stay ahead of my competitors as my business will have a competitive advantage. again this fibre optical technology will enable me to be in a position of attending to a large number of customers as it is fast. rthis will ultimately help me in realising my goal of being a provider of services to this large pool of customers most of whom are not in a position of accessing this services due to the limited number of cyber cafe facilities in tala. therefore your funds to my business will be of huge help not only to my business but also to members of the locality of my business.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Dec 15, 2013

Repayment status

Late

Projected term

43 months

Lenders

wallymountz

Fort Lauderdale, United States

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  • Dickson    Sep 10, 2016

    the business i good at the moment and i want to finish repayment as soon as possible. this drive is based on the need to engage new challenges in the business and this can only be reached at through your support in the future. i want to take this opportunity to thank you for your support once again.

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  • Dickson    May 11, 2016

    hello, business is back on track again and this represents the opportunity to lay down the the necessary conditions for future expansion. this includes the settlement of the pending debts. assist me in this endeavor.

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  • Dickson    Feb 7, 2016

    hello. I want to once again thank you for having faith in me. I would like to adjust my repayment schedule as I'm currently faced by unforeseen challenges and therefore unable to raise the whole amount. once in good shape I'll readjust to the normal repayment plan. thank you

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  • Dickson    Dec 11, 2015

    i would like to finish with the paymentb of the loan early as the busines is in good condition and its good to capitalise on that to ensure that the loan is ultimately repayed in time. thanks in advance

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  • Dickson    Nov 8, 2015

    I start by thanking the lenders who have shown faith in me so far. I would like to increase my premium to the above stated amount so as to complete the repayment in time. business is good now allowing for a larger repayment premium

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  • Dickson    Oct 8, 2015

    the business is not doing well at he time due to unexpected breckdown ovthe machines. some of the capital was therefore used to restore nomarcy in the business. this makes it impossible to continue fully repaying my normal schedules. please consider my request and this will be highly appreciated.

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  • Dickson    Aug 8, 2015

    I'd like to pay more so as to be able to finish paying the entire loan in time. therefore help me in this regard and your assistance will be highly appreciated. thanks to the donors for their faith in me

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  • Dickson    Jun 10, 2015

    I am not in a position to pay my usual amount as my business is not doing well. I therefore wish to pay the amount I can raise as at now

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  • Dickson    Apr 9, 2015

    i feel that my business is in good health and i need to pay the loan awarded to me soon enough so as to enable me access a larger loan so as to ultimately grow my business. once again i would like to thank all the lenders for trusting me with their money. thanks in advance

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  • Dickson    Mar 12, 2014

    the desire for change of the payment schedule has been necessitated by the break down of a PlayStation machine and therefore if requires to be fixed so as to get the business back on track. the sooner i get the machine repaired the better for the business as this will prevent more customers from shifting to my competitors due to this inconvenience currently facing my business. this will be a major blow to the business following the plans set at the beginning of expanding the business even further. in therefore request that the organization bare with me in this change in the payment schedule which i plan to revert back as soon as the business stabilizes. consider my request. thanks in advance

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  • wallymountz    Jan 28, 2014

    Dickson repaid the entire loan within a month instead of the 10 months that was originally proposed.

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