Entrepreneur

About Me

i am the second born in the family of four, the other sibilings are Joseph, David and Lucy. I am married to Monicah and we live in sawa sawa estate which is along Rongai Kimangu road .i usually get my living from my shop therefore i can say i am a businessman. i started the business some few years after i lost my father and mum in a Tragic Accident in 1998. Thats when i had finished my form four level of education in order to take care of my little brothers and sister because i wanted them to have good education and life.although in a shop there is no exaggerated profit like it happens in other institution, the little i make i use to add more stock in the shop , pay for electricity bill, pay for rent and to sustain my family in their daily needs. The remaining portion of my money i usually save with Rongai Self Help group though it's compulsory to save some amount at the end of every week.

My Business

I run a sole proprietorship shop by the name of Neema shop In which I sell house hold goods like tea leaves ,washing detergents, maize and wheat flour, sugar cooking fat and clothing ware and other necessities there has been a great demand for this goods from my shop due to the reason that I sometimes I offer credit facilities to my customers though the next shop is just a stone throw from my shop many prefer to get the service from my shop due to the friendly attitude that I have towards them and also the customer care service that I offer ,this Is lice packing the goods bought In a good way and also I ensure that the commodities that require weighing like sugar and cooking fat are of the right quantity as other sellers sell a little lower quantity and this makes the customers to run away from their shops ,the greatest risk that I face Is failure of some debtors to pay me In time, hoarding of commodities during the month of May as we approach national budgetary period and also fluctuation of product prices thus It might lead to a loss, only few remain with my money since most of them settle their debts without any problems.

Loan Proposal

i will use the loan i will get to expand my business so that to attract more customers and to attract good flow of my customers,the next thing is that i will repair my business premises and renovate my business so that to make it nit and welcoming,the third thing is that i will use the share of the loan to add stock to my Neema shop so that to let my customers acquire goods at a good flow this will support my business a lot and since this month is the month that is declared good in terms of business i will try hard to sophisticate my Neema shop so that to improve it generally

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