I will use the loan in buying a much bigger baking oven to assist me sustain my market demand
Ruth
Nakuru, Kenya
100% repaid
Entrepreneur
Name
Ruth
Member since
January 2014
On-time repayments
57 installments • 7%
About Me
My name is Ruth Wangui, I am 24years old. I was born in Murang'a. I am blessed with one baby boy and one baby girl who are two years and 6months respectively.I am God fearing, loving caring and a hardworking lady. I am in church choir group in our church since singing is a great hobby in me. I also love traveling, reading, cooking, meeting new friends, listening to gospel music, and watching movies. i love trying out new ideas in life like in cooking, art and baking i like trying new delicacies and discovering new dishes.
My Business
MY NAME IS RUTH WANGUI, I RUN A CAKE SHOP IN LANGALANGA ESTATE IN NAKURU. I HAVE 2PERMANENT EMPLOYEES AND 1CASUAL WORKER THAT I NORMALLY HIRE WHEN THERE IS A LOT OF WORK.I NORMALLY BAKE ALL KINDS OF CAKES AND PASTRIES. MY CLIENTS RANGE FROM INSTITUTIONS, HOTELS, RETAIL SHOPS, SUPERMARKETS, ORGANIZATIONS, BIRTHDAY PARTIES WEDDINGS ETC. I NORMALLY BAKE FROM MY SMALL SHOP OR SOMETIMES RENT SOME BAKERY DEPENDING ON THE WORKLOAD. I MAKE ABOUT 90,000KSHS ON AN AVERAGE MONTH IN SALES. I THEN SPEND ABOUT 25,000KSHS ON PURCHASES, 15,000KSHS ON RENT, 20,000KSHS ON SALARIES AND WAGES, 5,000KSHS ON ELECTRICITY, 1,000KSHS ON WATER AND GARBAGE DISPOSAL AND 500KSHS ON LICENSES. I GET MY CLIENTS THROUGH REFERRALS, EXTENSIVE MARKETING AND ADVERTISING. GIVEN THE LOAN, I WILL USE IT IN BUYING A MUCH BIGGER BAKING OVEN WHICH WILL HELP ME IN MASS PRODUCTION, THIS WILL ASSIST ME IN SERVING MY CUSTOMERS WITH MUCH EASE AND CONVENIENCE. MY ON GOING BUSINESS WILL HELP ME REPAY MY LOAN WITHOUT ANY CONSTRAINS.
MUCH THANKS IN ADVANCE AS I LOOK FORWARD FOR YOUR KIND CONSIDERATION.
REGARDS
RUTH WANGUI.
Loan Proposal
MY NAME IS RUTH WANGUI, I RUN A CAKE SHOP IN LANGALANGA ESTATE IN NAKURU. I HAVE 2PERMANENT EMPLOYEES AND 1CASUAL WORKER THAT I NORMALLY HIRE WHEN THERE IS A LOT OF WORK.I NORMALLY BAKE ALL KINDS OF CAKES AND PASTRIES. MY CLIENTS RANGE FROM INSTITUTIONS, HOTELS, RETAIL SHOPS, SUPERMARKETS, ORGANIZATIONS, BIRTHDAY PARTIES WEDDINGS ETC. I NORMALLY BAKE FROM MY SMALL SHOP OR SOMETIMES RENT SOME BAKERY DEPENDING ON THE WORKLOAD. I MAKE ABOUT 90,000KSHS ON AN AVERAGE MONTH IN SALES. I THEN SPEND ABOUT 25,000KSHS ON PURCHASES, 15,000KSHS ON RENT, 20,000KSHS ON SALARIES AND WAGES, 5,000KSHS ON ELECTRICITY, 1,000KSHS ON WATER AND GARBAGE DISPOSAL AND 500KSHS ON LICENSES. I GET MY CLIENTS THROUGH REFERRALS, EXTENSIVE MARKETING AND ADVERTISING. GIVEN THE LOAN, I WILL USE IT IN BUYING A MUCH BIGGER BAKING OVEN WHICH WILL HELP ME IN MASS PRODUCTION, THIS WILL ASSIST ME IN SERVING MY CUSTOMERS WITH MUCH EASE AND CONVENIENCE. MY ON GOING BUSINESS WILL HELP ME REPAY MY LOAN WITHOUT ANY CONSTRAINS.
MUCH THANKS IN ADVANCE AS I LOOK FORWARD FOR YOUR KIND CONSIDERATION.
REGARDS
RUTH WANGUI.
Feedback
Positive
None
Neutral
1
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Feb 10, 2014
Repayment status
On Time
Projected term
13 months
Lenders
Canada
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Summary
Amount repaid
$162.95
Amount remaining
$0.00
Date repaid
Mar 31, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 21, 2014 | $2.86 | Feb 20, 2014 | $2.86 |
| Feb 28, 2014 | $2.86 | Feb 20, 2014 | $2.86 |
| Mar 7, 2014 | $2.86 | Feb 20, 2014 | $0.05 |
| Sep 29, 2014 | $2.81 | ||
| Mar 15, 2014 | $2.86 | Sep 29, 2014 | $2.84 |
| Nov 2, 2014 | $0.02 | ||
| Mar 22, 2014 | $2.86 | Nov 2, 2014 | $2.86 |
| Mar 29, 2014 | $2.86 | Nov 2, 2014 | $2.86 |
| Apr 5, 2014 | $2.86 | Nov 2, 2014 | $2.86 |
| Apr 12, 2014 | $2.86 | Nov 2, 2014 | $2.86 |
| Apr 19, 2014 | $2.86 | Nov 2, 2014 | $0.31 |
| Mar 31, 2015 | $2.55 | ||
| Apr 26, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| May 3, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| May 10, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| May 17, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| May 24, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| May 31, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jun 7, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jun 14, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jun 21, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jun 28, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jul 5, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jul 12, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jul 19, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jul 26, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Aug 2, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Aug 9, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Aug 16, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Aug 23, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Aug 30, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Sep 6, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Sep 13, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Sep 20, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Sep 27, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Oct 4, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Oct 11, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Oct 18, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Oct 25, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Nov 1, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Nov 7, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Nov 14, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Nov 21, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Nov 28, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Dec 5, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Dec 12, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Dec 19, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Dec 26, 2014 | $2.86 | Mar 31, 2015 | $2.86 |
| Jan 2, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Jan 9, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Jan 16, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Jan 23, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Jan 30, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Feb 6, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Feb 13, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Feb 20, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Feb 27, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Mar 6, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Mar 14, 2015 | $2.86 | Mar 31, 2015 | $2.86 |
| Mar 21, 2015 | $2.86 | Mar 31, 2015 | $2.82 |
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