Kenya

Entrepreneur
Pherister Ndoge
Pipeline, Kenya
Volunteer Mentor: Evans Omari

This Loan
100% Repaid


Disbursed Amount: $499.79
Date Disbursed: Mar 7, 2013
Repayment Status: On Time
Repayment Frequency: Monthly Projected Term: 12 months
Cost of Loan: $33.72
Show Cost Details

Cost of this loan

Lender Interest: $499.79 at 1.71% annual rate over 12 months = $8.59

Service Fee:

$499.79 at 5% annual rate over 12 months = $25.13

Total Loan Cost:
$8.59 + $25.13 = $33.72

Cost paid to join Zidisha

Upon joining Zidisha, Pherister paid a lifetime membership fee of $9.94.

The cost paid to join Zidisha is only paid once and entitles Pherister to raise an unlimited number of loans at zero interest. Learn more


Story
About Me

Am a mother of two living in Pipeline, Embakasi which is located 5km from the Nairobi, Capital City of Kenya, two km form the Jomo Kenyatta International Airport.Bringing up children is one thing which I find joy in doing hence I have always engaged with young kids and children.Being at the town, many women are employed hence they need for somebody to look after their children. Due to hard economic condition, most prefer day care services instead of employing somebody full time.
This prompted me to start a day care services for young kids below school going age and within no time they came in large numbers forcing me to expand the small room I was occupying.
This brought about hiring two ladies to assist the overwhelming number of kids which kept on growing day by day.

My Business

Day care services led to introduction for an Academy after I trained in Early Childhood Education. Currently am running a private school which is now one year old and the demand for the service is never unending. Day care services are still running which makes my work complete even during weekends when the school kids are at home.
I charge competitive charges compared to other schools nearby bearing in mind that we are located next to the famous Mukuru slums where the living standard is very low therefore high charges in school fees leave many locked out in getting the basic education.
I will buy iron sheets and other building materials and construct the classrooms immediately ready for the new admissions.

Loan Proposal

I will use the loan to buy desks and chairs for the pupils which at the moment are crowded in their classrooms. I will also expand the classrooms to make sure that the pupils have a good learning environment as the number of pupils is increasing day by day.
Future plans are to source a means of transport which pose a problem whereby many pupils arrive to school late and also to cater for their security whereby they will be dropped at their doorstep.


Feedback
Positive   16      Neutral   0      Negative   0     

  • BernadetteV     Nov 19, 2016

    Positive

    Loan fully repaid. At times repayments were less but as soon as she could Pherister increased the amounts again with regular payments. Wishing you all the best for your school.

    • Pherister Ndoge     Nov 19, 2016

      Dear Bernadette,
      Yes I agree, I had some difficulties at start since I was paying a lot of money to enable me secure the land. Now am okay and the business is doing extremely good.
      Thanks and once again I invite you to fund this as well.


  • ccs36     Dec 28, 2015

    Positive

    To future lenders, I'm not worried about the low repayment rate for Pherister. I think she's done a wonderful job with the school. I hope and pray she continues to do well. And I understand that she is dependent on payments by the parents of the children in her school.


  • xtrahardware     Nov 13, 2015

    Positive

    AAA!


  • BernadetteV     Nov 4, 2015

    Positive

    Loan fully repaid. All the best for the future.

    • Pherister Ndoge     Nov 5, 2015

      Dear BernadetteV
      Kindly accept my sincere thanks for lending me. This far I have come is because of people like you who have gone an extra mile to make my star shine. Please continue supporting me and know that you are touching many lives.


  • CrazyCanuck     Nov 4, 2015

    Positive

    This is my second loan to Pherister and if there is another request I will definitely be there. This is exactly why I loan money here. Pherister is an inspiration.

    • Pherister Ndoge     Nov 5, 2015

      Dear CrazyCanuck,
      I take this time to sincerely thank you for your support and also believing in me as I endeavor to unearth hidden talents in these small kids. Once again, I will not let you down since many will benefit from this platform.
      Thanks


  • howard     Nov 4, 2015

    Positive

    Excellent repayments, again. Well done.

    • Pherister Ndoge     Nov 4, 2015

      Thanks Howard,
      Lives of many children has been transformed and I will gear up to see that they get the very best as long as education is concerned


  • Hope2012     Jan 16, 2015

    Positive

    Thanks for full repayment

    • Pherister Ndoge     Nov 7, 2015

      Dear Hope2012,
      How have you been? My business is doing great and I hope to do more in giving this kids the best in education.


  • Pierfausto     Jul 18, 2014

    Positive

    Positive experience.


  • Don100     Jul 8, 2014

    Positive

    Excellent job and a worthy cause. I'm in for your next loan!


  • explosionsky     Jul 7, 2014

    Positive

    Fully repaid! Thank you!


  • Cadwah     Aug 9, 2013

    Positive

    Amazing project, payments made ahead of time. I would be more than happy to fund Pherister's important work in the future.


  • LadyPhi     Jul 23, 2013

    Positive

    Great project, fully paid back. I would love to continue supporting Pherister Ndoge!


  • pentatonicscale     Jul 23, 2013

    Positive

    You are doing great things for those kids. Of course I will continue to support your work!


  • Bpryse     Jul 22, 2013

    Positive

    Blessings for continued success!


  • fcjapan     Jul 17, 2013

    Positive

    Hope the loans are helpful, thank you for the early repayments


  • Potkukelkka     Jul 17, 2013

    Positive

    Very early payments, fully paid in about four months. I'm glad to fund your new loan, also!


Lenders
pentatonicscale

Niiza-shi,  Japan

Potkukelkka

Multia,  Finland

Gastao

Covilhã,  Portugal

vijayr

New York,  United States

russell

Leicester,  United Kingdom

Jorgetmorais

Vila Nova De Gaia,  Portugal

Sundstroms

Falun,  Sweden

fcjapan

Osaka,  Japan

Cadwah

Barcelona,  Spain

Bluejay

Magrath,  Canada

Judith

London,  United Kingdom

Susansfund

Colorado Springs,  United States

LadyPhi

Ontario,  Canada

Bpryse

Long Beach,  United States

eboleaga

Mexico City,  Mexico

Pherister Ndoge
Pipeline, Kenya

100% Repaid