Entrepreneur

About Me

My names are Alphred D. Malingi a Kenyan man aged 39 years, married with two children a boy and a girl aged ten years and seven years old respectively, my father's name is mr malingi dzombo and my mother's name is chinyavu malingi i' am living in coast province kilifi district mtwapa mikanjuni village.i' am educated unto o level at chumani secondary school in kilifi district i have been working as a bar man at mamba village center with the experience i have that's why is started the business in food and beverage. with the profit i will purchase more stock chairs and table to accommodate more customers

My Business

my business is basically offering food and beverage service
i' am more on promoting the local palm {coconut wine} which is our cash crop hence providing income to the farmers at the village and this helps them to pay their children's school fees and meals on the table for the family. customers prefers this product because it easily available and at cheaper price than beers. my total income per month is kenya shillings 60,000 this means a earn a minimum of kenya shillings 2000 per day, then i buy a stock of kenya shillings 1000 per day, so my profit is kenya shillings 30,000 per month, i spend kenya shillings 6000 on food, kenya shillings 1000 on school fees and kenya shillings 10,000 on rent this is my house and business premise rent. Kenya shillings 8000 for my parent and siblings uses, kenya shillings 2000 for my savings and kenya shillings 3000 for my basic needs. I' am sure due to high demand of my products in this village i will be able to pay Zidisha loan if approved

Loan Proposal

i will use the loan to restock my bar by paying direct to the tapper of the coconut palm wine hence have a large delivery of the product since it in high demand.iam looking forward to fulfilling my dream by buying my motor bike for fetching this palm wine which will reduce the transport costs because at the moment iam relying on other people and then i pay then which increases operational costs. iwill be verymuch grateful for your mral conciderations

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