About Me

My name is Sovian Nourdiana. I am the first child of two brothers. My father is an employee at one of the factories in Banjaran, Bandung and my mother is a housewife. Currently my status as a graduate student in the physics department of Indonesian University of Education, Bandung, West Java, Indonesia. As a first child, I was educated to be the backbone of the family from an early age. condition of my parents who are getting old and my father who was about to retire from his job, also my sister who had entered the university and requires no small amount, makes me diligently find additional money by way of doing business. this time while working on the final project, I also worked as a teaching assistant in helping to resolve a variety of projects. I get a fixed monthly salary to finance a decent life so it does not become a burden my parents anymore.Besides that, I also have a culinary business, the business that I pioneered chips meatballs alone with my friends since last year. income is still up and down, but it can be fixed my income every month and I am confident this business will continue to thrive and I hope to continue to run the culinary business, I really can be the backbone of my family.

My Business

Currently I'm running a culinary business, namely chips meatballs. Snacks are prepared from processed fish meat and beef are made into chips that can be used as a typical snacks and souvenirs. It was past 1 year I run this business. Currently I have started to market products to retail shops that exist in the university and the home environment. Because still a small business and capital is still limited, I still difficult to penetrate larger markets. I have also been marketing through social media, such as twitter and facebook. The result is pretty good, I just still difficult to meet the market demand for the equipment that I use is simple so that the total production is still limited. Each month, at least I could sell as many as 600 pcs small size chips at a price of Rp 5,000 / pcs (20 pcs x 30 days x Rp 5,000) and large size 300 pcs at Rp 10,000 / pcs (10 pcs x 30 days x Rp 10,000). These sales are made directly through the bazaar routine, done online through social media, and through courier to the shops. Income each month that I can be less than about 6 million rupiah and I can set aside about 25% of the total revenue income, so at least I can get a 1, 5 million rupiah every month. In addition, I also worked as an assistant lecturer at the university and each month I earn extra money around 500 thousand - 1 million rupiah. I would like to get additional capital to boost production of chips and fix the amount of promotion that I can continue to grow the business.

Loan Proposal

I will use this first loan to buy the equipment I need to increase production capacity. further by increasing the production capacity of course I can sell a product with more quantity and will gradually increase my income, so I'm sure my business will be able to grow better and with a more stable income monthly installment payments must also be smooth and unobtrusive the financial condition of the business.