Francis

Kayole, Kenya

100% repaid

Entrepreneur

Name

Francis

Member since

November 2012

On-time repayments

48 installments  •  8%

About Me

My names are Francis Mugo. I have three sisters and two brother.I was born in Nakuru District Naivasha kabati sub-location.I am married and I live with my family in Naivasha 76 kilometers from Nairobi, and 6km from Naivasha Town. plot. No.67/9L kayole where i live with my wife and one kid. My business is located in Naivasha Town right at the center. I usually work hard for a living and supporting the needs of my family. i went to Central Primary School and completed in 2004, In 2008, I completed secondary education in Nyojoro Secondary School Naivasha, later i joined polytechnic institute where i got my diploma in ICT which i completed in year 2010. I have been working in ICT field for 2years to the extent of having my own office. Through my hard working in the same field, am well and getting at least something for my family though my machines have been letting me down.even though life was hard some times back, i trust God in my small designing office, which i have been depending from. i also i went in a school of languages where i learned French Language which have also been somehow supportive in my business. French language have been helping me to interpret for in the softwares which are in french written i choose to do ICT to make sure i have reached my goals in life and also make a good future.

My Business

I have a small office which have been running for 2 years now, all i do in that office is computer services such as software installation, designing of wedding cards, business cards, posters, books, banners, certificates etc. I opened that small office to invest and grow in IT business and also to make good life as well. The business have been doing well and giving much for my moving leading me to challenge competitors by making good relationship and services i do to them, though my machines have been letting me down but at least I do my best to maintain my customers. however my office is well known and productive. currently i have been given a permanent project of Certificates designing from at starting Institution. the big challenge we get from competitors is the different of machines type and quality. with the best machine and faster one, i can do more interest and invest more than i do. most important thing i do my customers is providing latest designing because i take advantage of having internet in my office. with all that difficulties, am able to make at least a profit to stand my business firm.

Loan Proposal

I will use this loan to buy good photo printer which will make me to improve my business. this loan am taking to increase my office working speed, because am having great projects to work on which needs that printer which will be able to printer my designs well and clear. i believe if you give out the this amount i will be able to produce and print the best quality than ever.

Feedback

None

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$412.00

Date disbursed

Jan 4, 2013

Repayment status

On Time

Projected term

12 months

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  • Paula    Sep 3, 2014

    Why are you not communicating nor paying back? You will surely understand why a gave you a negative feed back.

    A word of advice to other borrowers: do not mention Francis as volunteer mentor, it will reflect badly on you.

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  • CZC    Feb 17, 2014

    Francis,

    I sent you a message on Jan 30 concerning one of the people you mentor, Moses Ndirangu. I have also messaged him, but have received no response from either him or you. I would truly appreciate some form of communication.

    Moses is $348 in arrears and I am very frustrated with the lack of an explanation as to why. Please do your best to get in contact with him and with his lenders.

    Thanks,
    Cris

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  • Fredick    Feb 11, 2014

    Hi Francis! My name is Fredrick Warui and you act as my mentor in Zidisha.You have sent me a reminder to pay my loan which is in arrears and yet this is not so, as i made my repayment on time, 6th Feb. 2014. I think there is a mistake somewhere.Thank you!

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  • Silver    Feb 4, 2014

    What's going on with nancy wanjiru!!!??? You are her mentor! Please tell us her situation!

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  • CZC    Jan 30, 2014

    Hi Franics,

    Hope everything is going well with you and your business. It is my understanding that you are Moses Ndirangu's mentor. I messaged him on Jan. 22 about his late payments, but have not received any updates. Would you be able to contact him and find out how he is doing and when his lenders can expect a substantial repayment?

    Thanks,
    Cris

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  • Francis    Jan 30, 2014

    Thank you for the fund and the disbursement you did to me all zidisha team. Am rescheduling my loan because I want to repay my it as fast as possible. I am requesting that you may allow me to repay them in larger amounts because i will have to post another loan. The previous loan that you gave me really helped me expand my business and am great for people of Zidisha. I hoping to repay the loan withing a period time of less than one year.

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  • Ruth    Jan 7, 2014

    dear francis would help me and try and know how my application was declined after being funded 100% and accepted the bids and the reaming thing was the cash to be disbursed to my phone withing a week ?

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  • Francis    Nov 27, 2013

    Hi lenders,
    Thank you for the fund, you've done it greatly this time may you increase in your business.

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  • Francis    Nov 12, 2013

    Hi lenders,
    Am taking this opportunity to thank you everyone who took his/her money to fund me this far. Am highly appreciating the fact that you're funding me from heart. May you be blessed and and get every money you fund in double portions.

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  • Francis    Nov 4, 2013

    Hi Pierfausto, thank you for the fund and may you be blessed. Pierfausto, I believe you are blessed for every work of your hand. thank you once again. I appreciate all you've funded me. I just cant tell how much am happy about you.
    Be blessed.

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  • Francis    Nov 1, 2013

    Hi lenders,
    am taking this opportunity to thank all of you for increasing my fund. am soo happy for the step everyone of you have taken to fund my loan. thank you soo much. and may your doors of blessing be always opened.

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  • Francis    Oct 31, 2013

    We make a living by what we get, but we make a life by what we give. So thank you lenders for the far you have given me.

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  • Francis    Oct 28, 2013

    Hi all,
    am taking this opportunity to greet you all and wish you best moments as you raise to me and every other person. May you also be blessed.

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  • Francis    Oct 25, 2013

    Hi,
    am great and feeling honoured by what you are doing to me. am just short of words for the amount you have raised so far. May God bless you for all you give to me. Shalom.

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  • Francis    Oct 23, 2013

    Hi Lenders,
    Am well here and hoping that you are also well. am soo much proud to be a Zidisha member and am Praying God to change my life completely so that I may also become a lender in Zidisha. Since I joined Zidisha, I have been well financially than earlier. Am hoping to remain the best member as a feeling proud. And to every lender who have been giving their time and money to the borrowers, God will never forsake you instead you will be blessed in multiple of what you do to them that are in need. So may God Bless you and increase your income. AMEN.

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  • Francis    Oct 19, 2013

    Hi goodwithoutgod and Pierfausto,
    Am taking this opportunity to thank you for the funding you've both done for me. May God bless you abundantly in all you do. AMEN.

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  • Francis    Oct 11, 2013

    Hallo everyone,
    lets have the word of God with us today.

    1 Corinthians 1:4-5
    I always thank God for you because of his grace given you in Christ Jesus. For in him you have been enriched in every way--in all your speaking and in all your knowledge

    May He increase your faith and blessings in Jesus Name.

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  • Francis    Oct 9, 2013

    Hi everyone,
    am much happy for the far you have funded me. I truly appreciate you for your good funding over and over. May God bless these giving heart people. Shalom.

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  • Francis    Oct 7, 2013

    Hi Lenders,
    am very much blessed during the weekend and am proud to have you all Zidisha participants. Am today posting a verse which have been blessing me. Trust in the Lord with all your heart, and do not lean on your own understanding.
    Proverbs 3:5

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  • elcico    Oct 3, 2013

    All the best from an italian computer technician! :)

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    • Francis    Oct 4, 2013

      Hi elcico,
      thank you for your wish to me. I highly appreciate it with all my heart. May you be blessed.

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    • Francis    Oct 4, 2013

      Hi elcico,
      thank you for your wish to me. I highly appreciate it with all my heart. May you be blessed.

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