Entrepreneur

About Me

my name is bahati kazungu mwanje, i live in mtwapa in mombasa kenya . at mikanjini village.my occupation is business woman.am not married but am a mother of three children two are boys and one is a girl.the first born she is girl she is called Pendo and she is eight years old. and the second Gabriel he is a boy and he is four years of age. the thid one is called moris and he is two years of old.the first and the second are all in school my education background is class eight of kenya primary school this means after finishing my final primary examination i could not be able to proceed on with my furthe education studies because my family could not not afford or able to pay secondary school fees. which resulted me to look for other means like business so that just earn income so that i can attain my daily needs.due to my low standard of my education i could not get a good job that could allow me to earn more or enough money to sustain my living. with the earnings from my business i do set a mount of money of ksh ksh 6000 to pay for school fees. and set a side again ksh 2,500 for food and another ksh 2,000 for paying of house rent as am living in renting house.so after doing or brgeting all of these i do take the remaining ones to add more stock of coconut and sell them into the market place.

My Business

my business is of buying and selling of coconut. cocnut are products which comes from the palm tree. palm tree is a cash crop tree which grows in the coastal area of mombasa. and so many peoples are using coconut for cooking vegetables. and making copra's. the demand of this goods is very high because most of the people here on coast they use this products for cooking their foods at home .and because of its delicious in vegetable more people are using this products that why they are profitable. my customers prefer this products or buying from me because i value my clients by giving them a fair and reasonable prices that is making them to keep on coming and buy from every now and then. the risks of this business is during dry season then this products get lost and become very scarce to get them. my typical monthly cost is ksh 20,000. and my monthly sales revenues is ksh 43,000. so this is giving me a monthly profit of ksh 23,000 monthly which is even good enough to able me repay the loan that am applying to zidisha now.

Loan Proposal

i will use this loan to expand my business by buying more stock of coconut products because by doing this i will add the value of my daily income since i was looking for the funds to expand this business now i will do that as to meet my target and improve my living standard since this products i was getting them from the rural and my big challenge with this business was the transport am now going to use the first sh 30,000 to buy the coconut products and use another Kenya shillings 5,000 to pay for the transport. so i can be sure of the top earning interest income.

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