Pamela

Mtwapa, Kenya

19% repaid

Entrepreneur

Name

Pamela

Member since

January 2013

On-time repayments

11 installments  •  0%

About Me

my names are pamela kavetsa majani. i live i mtwapa Kenya. am married and i live with my husband here in mtwapa. i have four children whom i live with them the first born she is a girl her name is Velma and and she is thirteen years of age. the second born these are twins a the second is fills and the third she is also a girl and her name she is called ivon. they are all in school fils and velma they are in class seven this year and the other two are in class two and baby class.my education background is form four of Kenya o level. my business is tailoring i have two sewing machine that i use them to do all of my work in my shop. and i started this business because i just wanted not to be employed but to be a self employed business woman. i started this business because i just wanted to earn some money and earn my living.with my earnings from my business i do budget this money by using some of the amount to pay school fees for my family and use some of my earnings to pay house rent and use the rest of my earnings to boost my business so that by doing this i will be getting more income on sales

My Business

my business is tailoring. i own my tailoring shop here in mtwapa . at nuru shopping center. i do make things like school uniforms ladies dresses and men clothes to wear. the demand is very high here mtwapa for this business because there is a high population growth rate here. and due of this there is so many schools around this area so this schools they have made this business to be of high demand and good.my customers prefer coming to me because am giving good services to my clients and my prices are very reasonable. and this is what makes my clients to buy their goods from my shop. my clients prefer the kind of competition in the business because with this competition it makes them know where to get the best service and best value of their money.this business is profitable because i normaly buy the products which is materials and when a clients come i just sell the materials and at the same time do the measurement of the person and make for them which they also pay extra for this so it is profitable. my monthly running cost is Kenya shillings 20,000 and my monthly sales revenues is Kenya shillings 45,000, so then my monthly running profit is kenya shillings 25,000 per month.

Loan Proposal

i will use this loan to increase my stock at my charcoal vendor shop. this is by hiring a pick up going to the bush and buy more charcoals and take them into my vendor shop so that buy dong this i will add the value by selling more goods on which it will increase my daily earnings to me which it will help me improve my living starndard

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$485.00

Date disbursed

Feb 2, 2013

Repayment status

Late

Projected term

12 months

Lenders

AWOL

USA, United States

B

bdavidn

Boulder, United States

KyRoamer

Louisville, Kentucky, United States

Cordula

Cologne, Germany

russell

leicester, United Kingdom

M

missjoyy

Munich, Germany

Creole1

Mobile, Alabama, United States

yosefchayim

Bournemouth, United Kingdom

J

jhannisdahl

Oslo, Norway

S

SalterEA

Trenton, United States

mewesten

Waynesboro, United States

R

RobBne

Brisbane, Australia

B

bileiro

Mandaluyong, Philippines

Blake

Rockford, United States

S

Satus

Porvoo, Finland

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  • bileiro    May 8, 2014

    Dear Pamela,
    How are you doing? Your lenders are eager to hear news from you.
    All the best
    Bileiro

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  • bconrad    Jan 26, 2014

    Dear Lenders,

    As you can see, despite the late start to making payments, Ms. Majani has made a dedicated effort to pay each month. We have been in communication with her about her loan, and today received an SMS from her. She said she is having business troubles because her customers are not paying what is owed, and that she and her daughter have been sick. She is trying to make monthly payments, but has found it hard to keep up due to this. I spoke with her about rescheduling her loan, until her situation improves. If I hear any other news from her, I will let you know.

    Best wishes to you Ms. Majani- I hope your business and health improve!
    Bayle, Zidisha Team

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  • mewesten    Sep 12, 2013

    Hi Pamela,
    Your second payment came in this morning. Thank you for that! Each time your payment comes in it is money available to lend to another member.
    I hope that your loan is helpful in your charcoal shop.
    Take care, and when you can let us know what is happening in your business and work.
    Sincerely,
    Marvin

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  • yosefchayim    May 30, 2013

    Hi Pamela,
    I see your loan was disbursed in February but you have not made any payments to your loan. Are you having trouble in your business? I hope you are not unwell. It would be nice to hear progress from you or at least a reason why you have not been making your payments.
    Please let us know. We take an interest in your success.
    Yosef

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