Corsmas    Jan 4, 2015

Dear Lenders / zidisha team.
I tried to call Lucy Wangu today at 4.33 pm but was out of reach.I then tried to reach her community leader Mr Eric Mutuku Kamende who could not be reached as well.I will try again and brief you accordingly.
Corsmas

Corsmas    May 8, 2014

Dear Lenders,
I have spoken to Lucy Wangu today the 8/5/2014 in regard to her loan arrears and she told me that she Is sich and hospitalized and will pay some cash most probably by Friday next week.
I will make a follow up and brief you accordingly.
Corsmas

Corsmas    Apr 10, 2014

I called Lucy wangu today at 6.53 pm but did not pick my phone.I will call her again today before i talk to her community leader.

Corsmas    Mar 28, 2014

I contacted Lucy today 28/3/2014 at around 12.50 pm Kenyan time but she could not pick my phone as usual so i decided to call her community leader who happens to know her better his name is Mr Kamande who told me that he would get in touch with her and call me tomorrow as they stay almost in the same area,He was very cooperative,

hriday    Mar 20, 2014

Dear Lenders,

Please allow me to relay Mr. Ogumbo's response to a request on following up with Ms. Wangu:

Corsmas Ogumbo, March 13: "I managed to speak to Lucy over the phone but she told me that her business collapsed and is yet to revive it and according to her,she was willing to pay back the loan as soon as her business picks up but promises to talk to me in the course of next week to see if she can pay at least something before the end of this month.I adviced her to fill the loan reschedule form which she promised to do so."

Thank you!
Day Thakkar, Zidisha Team

Wiredfox    Feb 4, 2014

Hi Lucy, it would be good to hear from you about how things are going. I notice you're a couple of months behind on repayments so I hope things are improving so that you can catch up. Best wishes

Alexandra    Jan 29, 2014

Hi Lucy, Sorry to hear rain damaged your Christmas cards so that you could not sell them. I hope your business has improved so that you can begin paying back your loan. Please let us know how things are going.

Lucy    Dec 25, 2013

I have decided to reschedule my loan repayments because of some little losses appeared in my business.This was caused by heavy rain that is experienced in many parts if the country.
It happened that my X-mas cards for sale were rained over and this means they could not be sold.This has cost me a lot but i hope it will affect me for a short period.

Wiredfox    Nov 13, 2013

Hallo again, Lucy,

I am delighted to see that you have done well with your milk business, and am grateful that you have repaid the loan in full. This makes me happy to support you again. The only question I have is why you preferred to pay off the loan so early rather than to use the money you earned to invest in the Christmas business? I would have been very happy for you to do this - and it would have been cheaper for you because you would not have had the extra transaction cost of the new loan. In my experience business is about learning new things all the time and putting experience to good use in order to be more effective and I hope that as you gain more experience you will do better and better! Thanks again for your hard work.
All best wishes

Wiredfox    Nov 11, 2013

Thanks for your update and for the early repayment. I'm pleased that you have had some success and I hope things continue to go well for you. I look forward to hearing more about how your business is progressing.
All best wishes

Levi    Nov 10, 2013

Hi Lucy, Enjoyed your post! Happy to hear of your success in supplying milk to the schools. The holiday Christmas season is very busy and profitable here in the United States as well. Wishing you all the best in your holiday business ventures and the next school year. Congratulations! ...Levi

Lucy    Nov 9, 2013

Hi dear lenders,
I am glad to say hi this morning and inform you that i have been nice all a long.Thank you for your support which have uplifted me and transformed many lives of people whom you've served.
I have been able to achieve some of my goals in life and also met some of the targets i had set.I was able to supply milk in some schools and they were happy with my work.
I feel it is worth to pay the loan since i have been payed by the said schools as they are approaching to close the last term of the year.I therefore wish to engage in other business over this period;Christmas season,as i prepare for the January next year to supply more schools with milk as i expect more tenders.

Wiredfox    Oct 3, 2013

Hi Lucy,

thank you for your posting and well done on securing the loan so fast. I hope things continue to go well for you and look forward to hearing about your progress - it sounds as if you have good prospects.

Lucy    Oct 3, 2013

Wow! This is amazing.I just applied today and i can see the bids are already full.You people deserve more than congratulations.
I believe you expect more sweet progress in me and my business and that's why you were fast do it.I therefore promise to keep my word as God is there for me.
God bless you all and may His blessing extend to your daily activities.

Lucy    Oct 3, 2013

Hi zidisha members,
I wish to thank each and every person who contributed to my previous loan and i want to believe that i didn't let you people down at all.I was able to have some achievements as i have highlighted above.
I hereby wish to welcome everyone to contribute to my loan and i believe i will do even more than previously and we will be proud together.
I am looking forward to seeing your selfless hands touch on me.Thank you as you do it and may God be with you.

Lucy    Sep 26, 2013

Hi zidisha members,
I wish to extend my sincere thanks to each and everyone of you for your support which am proud of to date.I am proud to inform you that i was able to study computer courses through this initiative.Previously i could not handle the task well even at the time of applying, as i had very little skills in it which cost me a lot every time i visited a cybercafe to deal with my application.I am lucky that now i can do it within no time.
I also wish to inform you that my business is currently doing well though there had been some challenges before, such as scarcity of milk and others.But am now progressing well and having more customers.
I am looking forward to asking your more support soon.This is because am planing to expand it to supplying schools with milk due to demand as some ;about three of them have requested my service.
Nice time as you carry on and God's blessing.

• mewesten    Sep 26, 2013

  Hi Lucy --
  Your news is wonderful. Thank you for taking the time to talk with us.
  Congratulations on your improving computer skills. It is so important in this day of computer communication.
  As you keep up with steady payments on your present loan, I'm quite certain that you will have no problem getting the next loan through Zidisha. I hope to be one of your lenders when it is time.
  My best to you.
  Marvin

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mewesten    Sep 12, 2013

Hi Lucy,
Your second payment came in this morning. Thank you for that! Each time your payment comes in it is money available to lend to another Zidisha member.
I hope that your loan is helpful in your milkbar business. How is it working out?
Take care, and when you can let us know what is happening in your business and work.
Sincerely,
Marvin

Lucy    Jun 6, 2013

Much thanks to zidisha fraternity for this chance to associate with you.Thanks also to those who played their part to the far it is and more thanks to those who are willing to offer.I will appreciate whatever wish to give.WELCOME ALL.