Jackline

Nairobi, Kenya

23% repaid

Entrepreneur

Name

Jackline

Member since

September 2012

On-time repayments

80 installments  •  23%

About Me

l was born at lugari district lumakanda location being the second born in our house l started schooling at the age of five years at lumakanda primary school where l did kcpe exams l was able to join secondary school up to form two where l was forced to drop due to luck of school fees my parents were not able to pay fees . from there l moved to nairobi in year 2003 . l was employed as a house girl so that l could help my siblings and my parents

My Business

l joined the business world in year 2008 as hawker where l was selling second hand clothes of [pants and bras] l purchase them at gikomba market at wholesale price each at cost of [bra khs 100 and sell it at khs 250 pants bought at khs 50 and sell at khs 100] my business is located at adams arcade market just near uchumi supermarket. lt has got high demand compared with new ones . most of the costomers prefer second bras and pants they can serve them for a longer time. the business is profitable because it has supported me to pay my first loan which l was given by new dawn ventures and also manage to buy my own land back at home.

Loan Proposal

I wish to take a nother loan to boost my business of selling clothes, I will use Ksh 100000 to buy more stock for my business that is more brassier and pants and Ksh 14000 will use to boost my grocery business . This will help me to provide more products for my customers and increase my sales by 20 percent which will enable me to pay my loan back as agreed.

Feedback

2

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,345.00

Date disbursed

Nov 4, 2013

Repayment status

Late

Projected term

69 months

Other loans

Lenders

J

Jason

New Jersey, United States

EricDWalters

Rochester, Mn, Usa, United States

sworthington

San Francisco, United States

R

RielCanadian

Lethbridge, Canada

C

chkuo

Taipei, Taiwan

davelowe100

Perryville, United States

S

Spassmacher

46244 Bottrop, Germany

V

vamPierchen

Luxembourg, Luxembourg

K

KakkoiiCali

Anaheim, United States

L

lmuenchen

Munich, Germany

DeanDropshot

Oslo, Norway

aarongabrielson

Heber City, United States

Kjartan

Oslo, Norway

A

anonymus

Moon, United States

R

ruthlondon

London, United Kingdom

G

guenter

Bremen, Germany

T

ToddK

Indianapolis, IN, USA, United States

L

Lemon

Switzerland, Switzerland

beverly

Vancouver, Canada

russell

leicester, United Kingdom

ProfStick

Grassy Head, Australia

Pierfausto

Rome, Italy

M

missjoyy

Munich, Germany

H

HildeK

Rogaland, Norway

B

bopsquod

Seattle, Wa, United States

mewesten

Waynesboro, United States

S

Southern

Oberursel, Germany, Germany

Sverre

Bergen, Norway

C

Caalve

Bratislava, Slovakia

fairspirit

Utrecht, Netherlands

joaoferraz

RINCHOA, Portugal

E

elcico

Turin, Italy

N

Navigator

Alavus, Finland

W

Walter01

Kingston, Canada

Padrino

Kilkenny, Ireland

jan73

Eugene, United States

R

RickRozemuller

Groningen, Netherlands

C

cjvjsv

El Paso, TX, United States

Sarasota

Sarasota, Fl, United States

Giucca

Indjija, Yugoslavia

V

Volpone

Geneva, Switzerland

I

inips

Oslo, Norway

E

Escalada

Bakersfield, CA, United States

R

rebtl

San Francisco, United States

M

Mikel

Buchs, Switzerland

E

eniid

Stockholm, Sweden

M

Netherlands

Ask Jackline a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • guenter    Feb 21, 2015

    Jackline?

    Log in to reply • Share
  • M    Jan 21, 2015

    Repaying late. No news. No updates. Even no updates after requests by investors. For me as new investor on Zidisha, this first experience is not a good one. And it is not about the money, but the missing communication/updates.

    Please give us an update about your situation. Thank you.

    Log in to reply • Share
  • guenter    Dec 14, 2014

    Jackline, any news please?

    Log in to reply • Share
  • guenter    Nov 2, 2014

    Dear Jackline, you are late with your repayments. Do you have any news for us, please?

    Log in to reply • Share
  • Lisbeth    Aug 24, 2014

    Jackline Atsango runs a popular women’s underwear stall at the busy Adams Arcade market area in Nairobi. She opens her stall inside the main market area in the mornings but is able to move outside near the entrance from early afternoon where she attracts a lot more passing customers and makes more sales.
    Like many Nairobians, Jackline grew up in western Kenya where her parents worked on a farm. As the second oldest child in a large family her parents couldn’t afford to educate her beyond Form 2 of high school after which time she moved to Nairobi and got a job as a house girl (maid). Five years ago she was able to open her clothing stall and she decided to locate her business in this market area as there are more customers and she can charge more than she would be able to in Embakasi, the suburb where she lives. But this does entail a long daily commute from one side of Nairobi to the other added to by at least three trips per week to the Gikomba Market to buy stock.
    Aside from her clothing stall, Jackline also employs someone to run her small shop in Embakasi area selling fruit, vegetables, maize, cereals, beans and other basic items and the shop is going well in its second year of operation.
    Jackline used her two Zidisha loans to purchase more stock for her businesses and she says this additional stock really has helped her boost profits from both businesses.
    With some of her business profits Jackline was able to buy a small plot of land back in her home town which her parents are now farming maize on which helps support them and Jackline’s three primary school aged siblings.
    Jackline also provides them with additional support as well as providing for herself and her younger sister, Maureen, who lives with her in Nairobi and is studying in Form 2 of high school. Jackline wants to ensure Maureen is able to finish high school and hopefully even go on to study medicine.
    Jackline has had a difficult couple of months with business at her stall being less than usual due to the colder and wetter winter weather but she’s sure things will pick up soon with the weather warming up and school holidays starting. She also spent two weeks in hospital in July meaning she not only couldn’t work to earn any income but she also had medical expenses to cover. But she’s recovered now and keen to get her business and earnings back on track.
    In the longer term Jackline would like to own an actual clothing store, not just a market stall, and stock a wider variety of women’s clothing so she would like to save to pay a deposit on premises and buy more stock. She is also considering undertaking further study and would like to have her own family one day.
    ***
    Lisbeth Overheu, Kenya Client Relationship Volunteer
    Photographs:
    1. Jackline at her underwear stall.
    2. Jackline assisting a customer.
    3. Jackline’s stall in the busy Adams Arcade market area.

    Log in to reply • Share
  • Jackline    Aug 9, 2014

    In early July I was sick and spent two weeks in hospital. I was not able to work at this time and I also had to pay my medical bills. So I can only afford to repay 2500 this month so I have rescheduled my loan. I am now well and back at work and plan to make my usual payments again from next month. Thank you for your understanding.

    Log in to reply • Share
  • jan73    Jun 29, 2014

    Congratulations on continuing to make your repayments on time! Best wishes!

    Log in to reply • Share
  • mewesten    Dec 16, 2013

    Hello Jackline,
    Congratulations -- I wanted to let you know that your first payment on this loan arrived to your lenders on Monday morning. Thank you for the payment.
    I hope your business is providing well for you.
    Marvin

    Log in to reply • Share
  • mewesten    Nov 8, 2013

    Thanks, Jackie, for letting us know that you received the loan funds. With a big chunk of capital it should make a good difference to your business. I hope it does.
    My best wishes for your success.
    Marvin

    Log in to reply • Share
  • Jackline    Nov 7, 2013

    Thanks lenders I received the loan and I have bought new stock for my business

    Log in to reply • Share
  • mewesten    Oct 29, 2013

    Hi Jackline,
    I contributed to your loan because I respect the way you repaid your previous loan with payments each month. I appreciate that you did not repay early just to get another, larger loan. Thank you for being an honest borrower.
    Respectfully, marvin

    Log in to reply • Share
  • adventurerneil    Feb 17, 2013

    Greetings lenders! My name is Neil DiMuccio, and I am a Client Relationship Manager with Zidisha in Kenya. I am currently visiting borrowers to learn more about them and support them with their Zidisha loans. It is my hope that this work will build bridges to better connection and understanding, and that Zidisha and its borrowers will increasingly grow, communicate, and support each other.

    I was recently very fortunate to meet with Aggrey and his friend Jackline, both of whom are new borrowers, in their early 20s, working in the Adam’s Arcade / Toi Market area of Nairobi. The young and energetic duo were exceptionally polite, friendly, and patient with me. All told, we met, saw their shops, took pictures, went to a cyber café and did a New Borrower Orientation, waited out torrential downpour, and spent more time in their shops. This was topped off with a visit to the local lunch hall, where a traditional lunch of ugali and tasty nyama choma were served (if interested, please google these foods!).

    Aggrey and Jackline work together in neighboring stalls of the market, selling women’s clothing. Jackline sells undergarments, while Aggrey sells tops, jumpsuits, and business wear. Asked whether women were reluctant to buy clothing from a man, Aggrey said that quite the contrary – they prefer it!
    Jackline and Aggrey have both been in Nairobi for about 4 years, and have worked their way up from more informal work to be in the market. They each purchase used clothing and attempt to mark it up 100% to resell it in their shops. Asked what their future business plans were, they mentioned selling new clothing, which can fetch a higher price, as well as upgrading their location their selling location to a place where profits could be significantly higher. Even though they are both only in their early 20s, they each provide significant financial assistance to their families, and this responsibility could be noted in their keen business approach. They would each love to begin saving and investing more of their income, but high costs of living and their familial responsibilities make this goal very difficult.

    I have high hopes for Aggrey and Jackline, and am extremely pleased to see how much they support each other. Thanks again for taking so much time to meet with me, and best wish in your future endeavors!

    Log in to reply • Share
  • beverly    Feb 13, 2013

    Hi Jackline, thank you for your repayments. I have lent out the money again to another Zidisha borrower. Best wishes for your continuing success and happiness.

    -Beverly

    Log in to reply • Share


Loading...

Loading...

Loading...