Entrepreneur

About Me

My names is Margret Gathigia and above forty year old born on1969 in Nakuru District solai in rift valley being the third born in our family. I manage to join one of the primary school till class eight in year 1975, later I join solai secondary school in year 1985 and manage to complete up to form four in the year 1989 scoring an average grade, after my education I started farming in our small land,. In the year 1990 I was married to my husband John Ndiritu later we were blessed with six kids by the name Eddy wambogo, Moureen Mukami, Cidia Kirigi, and last born Lenni Kihuri . I dicide to be self employed by renting land ant started farming with the money I invested by my husdand and I. I have bought a piece of land at Munanda village, from that time I have been living at that place till now where by I have been carrying my activities of farming together with my entire family I also learn a business of selling farm produce, where I sell in our nearby trading center which is nearby such as Kiambogo, Munada on your way to Kiptanganyi trading center,Munanda which as our nearest trading center is developing at a high late because it is a town which produce high farm produce and it is the biggest town of all in this area covering all type of product and business also it is placed in a strategic position. I am also an active member of Wadungu’s Self Help Group were we have been supporting each other since year 2006 when it was started, I am a follower of P.C.E.A church of Kenya and participate actively in our nearby by church at Munanda.

My Business

My business is farming
My business is farming both livestock and crop growing. By conducting a market survey I decided to start the business of mixed farming after realize there is a ready market for this product, my business includes cattle farming, chicken rearing and vegetable, beans and maize. The businesses capture the highest percentage of the market share, also the business is expected to continuous to grow due to the ready market of the product. The business is located in a strategic position because the mean of transport is available and the climate is favorable .They is a lot of demand of the product such as milk, because the milk is taken by the Brookside company dairy, the cereal is taken by Kenya cereals boar at higher price and also so many people here rely on this variety.
Most of the farmer in the area have remain with indigenous cattle thus making me being the most of the few one who will produce much milk also i wanted to rent more land for more product. The business will be profitable because most of the feed a get from my farm. The risk facing the business is poor road during the rainy season which hinders the transportation of the milk and farm products. The goal of the business will be get profit, create employment and to satisfy the customer needs, the business fall under agriculture industry which has been growing very fast for past few years and it is expecting to have a bright future in term of modern farming. My goals about my business are expand from small farming to large scale farming. My typical monthly cost is khs 50000, sale revenue

Loan Proposal

I wish to use this loan to do the following in my mixed farming business.
Firstly, I would like to make silage from the available green matter that is in my farm at the moment. This will be used by cattle and will minimize the cost of buying feed for my dairy cattle. Secondly, I will grow more vegetables in my farm for sale in the market.

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